Cyprus Permanent Residence: Complete How-to Guide for 2026

A permanent residence permit allows a foreign national to live in Cyprus without a time limit, provided the conditions attached to the relevant status continue to be met.

For non-EU nationals, the main permanent residence routes include:

• investment in qualifying property, company shares or fund units worth at least €300,000;
• long-term resident status after 5 years of qualifying legal and continuous residence;
• Immigration Permit under one of Categories A—F;
• permanent residence as a qualifying family member of an EU, EEA or Swiss citizen;
• permanent residence under the Withdrawal Agreement for qualifying UK nationals and their family members.

The Cyprus Migration Department also provides a separate temporary residence regime for family members of Cypriot citizens. Although the permit itself must be kept valid and renewed where required, qualifying family members may reside in Cyprus without a time limit as long as they continue to meet the conditions.

Permanent residence by investment

Investment provides a fast-track route to Cyprus permanent residence. The current rules are the 4th revision of the policy, in force since May 2nd, 2023^{[4]Source: Cyprus Migration Department — Immigration Permits for Investors}.

The applicant puts at least €300,000 into the chosen asset type. The money must come from abroad, from the applicant's or the spouse's account. Domestic loans do not count.

The applicant also needs a secured annual income of at least €50,000. The threshold rises by €15,000 for a spouse and by €10,000 for each minor child. 

The Cyprus Golden Visa ensures life-long residence status, but the residence card is renewed every 10 years. Living in Cyprus is not required to maintain residence; it is enough to visit the country once every 2 years. However, every year, the holder proves that they still own the investment asset. If the holder sells the asset and does not replace it, the whole family loses the permit.

Long-term resident status

This route is intended for qualifying non-EU nationals who have already lived legally in Cyprus for at least 5 years^{[5]Source: Cyprus Migration Department — Acquisition of the status of long-term resident in the Republic}. 

However, not every kind of legal residence counts towards this status. Excluded groups include:

• students and vocational trainees;
• certain applicants or beneficiaries under international or humanitarian protection rules;
• people whose stay is regarded as temporary, such as seasonal workers;
• persons enjoying diplomatic or comparable legal status.

Periods outside Cyprus do not normally interrupt the qualifying 5-year residence period if each absence is shorter than 6 consecutive months and the total absences during the 5 years do not exceed 10 months.

Applicants must also satisfy integration, income, accommodation, and health-cover requirements:

• knowledge of Greek at at least A2 level;
• knowledge of the political and social life of Cyprus;
• employment or self-employment;
• permanent home in Cyprus — owned or rented;
• tax and social-insurance history;
• health coverage.

The application fee is €30, and the Migration Department reviews the documents for 6—12 months. The first long-term residence permit is valid for 5 years.

Long-term resident status may be withdrawn after 12 consecutive months outside the EU or 6 years outside Cyprus.

Immigration Permits of Categories A—F

Categories A—F are Immigration Permits issued under Regulation 5 of the Aliens and Immigration Regulations^{[6]Source: Cyprus Migration Department — Immigration Permits}:

• Category A: farming. Self-employment in agriculture, animal husbandry, poultry farming or fish farming. The applicant needs suitable land or permission to buy it, and about €430,000 in capital.
• Category B: mining. Self-employment in mining, with the relevant licence and about €350,000 in capital.
• Category C: trade or profession. Self-employment with the relevant licence and about €260,000 in capital.
• Category D: professions in demand. Self-employment in a profession or science where Cyprus lacks specialists. The applicant must be qualified to practise in Cyprus and have enough funds or a secured income.
• Category E: permanent employment. A permanent job offer in Cyprus that does not create undue competition for local workers.
• Category F: income from abroad. A secured annual income of at least €9,568 for the applicant, increased by €4,613 per dependant. The income must cover living costs without any work or business in Cyprus. Pensions, dividends, deposit interest, and rent all count.

The right of residence has no time limit. The card itself is usually valid for 10 years and must then be replaced. Cards for minor children are valid until they turn 18.

Dependent family members generally include the spouse and children under 18. When a dependant is added to an already approved Immigration Permit, the Migration Department charges €50 for each person added, plus €70 if that person needs an Alien Registration Certificate.

The permit lapses if the family does not move to Cyprus within a year of approval. It is also cancelled after 2 years of absence from Cyprus, or if the holder gets permanent residence in another country.

Residence for family members of Cypriot citizens

The Migration Department lists this route under temporary residence. However, family members of Cypriot citizens can stay in Cyprus indefinitely as long as they still meet the conditions and renew their permit on time^{[7]Source: Cyprus Migration Department — Family Members of Cypriots}.

The route is open to non-EU nationals who are:

• married to a Cypriot citizen or in a civil union with one;
• parents of a Cypriot child under 18, unless a court has removed their parental rights;
• children under 21 of a Cypriot citizen or of their spouse, or older children who depend on them;
• dependent parents of a Cypriot citizen or of their spouse.

Provided that the application is complete, the Migration Department examines it within 4 months. 

The application fee depends on the type of permit:

• €80 — a residence and work permit for remunerated employment;
• €50 — a residence and work permit for non-remunerated employment;
• €50 — a residence permit without employment.

Spouses, partners, and parents of minor Cypriot citizens can work for an employer or be self-employed in Cyprus. To do so, they first need a residence and work permit. If they change an employer, they apply to renew the permit.

The Migration Department sets the length of each permit individually, based on the family member's circumstances. A permit that includes the right to work is issued for up to 5 years.

In case of divorce, annulment or the death of the Cypriot spouse, the family member can apply to stay in Cyprus in their own right. The Migration Department looks at several factors: how long the marriage lasted, whether the couple had long-term legal or financial commitments or raised children together, and whether the applicant has a clean immigration record.

Permanent residence for family members of EU, EEA or Swiss citizens — MEU3

The MEU3 Permanent Residence Card s for non-EU family members of EU, EEA or Swiss citizens^{[8]Source: Cyprus Migration Department — Permanent residence of third country nationals who are family members of EU/EEA citizens (MEU3)}:

• spouses and registered partners;
• children under 21, or older children who depend on the EU, EEA or Swiss citizen;
• dependent parents.

Third-country family members can apply after 5 years of uninterrupted legal residence in Cyprus, provided they have not relied on social assistance during that time. The EU, EEA or Swiss citizen must attend the submission in person.

The fee is €20. If the application is complete, the Department issues a decision within 6 months. The card is valid for 10 years and can be renewed.

Permanent residence for UK nationals — UKW3

The UKW3 regime applies to UK nationals who moved to Cyprus under EU free-movement rules before the Brexit transition period ended on December 31st, 2020, and for their family members^{[9]Source: Cyprus Migration Department — UK nationals and family members with free movement}.

Permanent residence is acquired after 5 years of uninterrupted legal residence. Years spent in Cyprus before and after December 31st, 2020 both count. Holders of the older MEU3 card can exchange it for a UKW3 document.

The application fee is €30 per person. The document is valid for 10 years and can be renewed.

Almost a third of the people living in Cyprus are foreign citizens. The 2021 census counted 923,381 residents in the government-controlled areas. Of them, 187,275 were citizens of other EU countries and 107,168 were non-EU nationals^{[10]Source: Statistical Service of Cyprus — Census of Population and Housing 2021, final results}.

For non-EU nationals, permanent residence is the most stable way to stay on the island. Below are seven reasons why they apply for it.

1. Residence with no time limit

Permanent residence does not expire. Holders of an immigration permit, whether through investment or Categories A—F, only replace the card every 10 years. Long-term residents receive a 5-year permit that is renewed without a new review of the grounds for residence.

A temporary permit, by contrast, is issued for a fixed term and a specific purpose, such as a job or studies, and has to be renewed. A permanent resident does not depend on one employer or university.

The status can still be lost after long absences. An Immigration Permit is cancelled after 2 years outside Cyprus. Long-term resident status can be withdrawn after 1 year outside the EU or 6 years outside Cyprus.

2. Tax benefits

A residence permit and tax residence are two separate things. Tax residence depends on the days spent in Cyprus and on ties with the country. Besides the usual 183-day rule, Cyprus has a 60-day rule. Under it, a person becomes a tax resident if they^{[11]Source: Cyprus Tax Department — Tax Residency/Domicility}:

• spend at least 60 days a year in Cyprus;
• do not live more than 183 days in any other country;
• run a business, work or hold a company directorship in Cyprus;
• own or rent a home in Cyprus.

Tax residents who are not domiciled in Cyprus do not pay the Special Defence Contribution on dividends and interest^{[11]Source: Cyprus Tax Department — Tax Residency/Domicility}. After 17 of the last 20 years of tax residence, a person is treated as domiciled in Cyprus. The exemption can then be extended twice, for 5 years each time, at €250,000 per period.

Cyprus has no inheritance tax^{[12]Source: European Commission — Communication on tackling cross-border inheritance tax obstacles within the EU, COM(2011) 864}. The annual immovable property tax was abolished on January 1st, 2017^{[13]Source: PwC — Worldwide Tax Summaries, Cyprus, Individual taxes}.

The maximum individual income tax rate is 35%, and the total corporate rate is 15%.

3. Lower prices than the EU average

Consumer prices in Cyprus are below the EU average. In 2025, the price level index for household spending was 89.2, where the EU average is 100^{[14]Source: Eurostat — Price level indices}. In other words, the same basket of goods and services cost about 11% less than in the EU on average.

Prices vary by category. In 2024, restaurants and hotels were about 11% cheaper than the EU average, and transport about 12% cheaper. Food, on the other hand, cost about 5% more, and electricity and fuel about 8% more^{[15]Source: Eurostat — Purchasing power parities, price level indices}.

Housing costs depend heavily on the city. For example, the average asking rent for a 3-bedroom apartment is €1,250 a month in Nicosia and €2,600 in Limassol^{[16]Source: Global Property Guide — Gross rental yields in Cyprus, September 2026}.

4. Access to public healthcare

Non-EU nationals with permanent residence status can use GESY, the national health system^{[17]Source: General Healthcare System — Beneficiary Eligibility FAQ}. Once registered, they can see a family doctor, specialists, and hospitals under the same rules as Cypriots.

This also removes the cost. Under the investment route, for example, the holder must keep private health insurance only while the family is not covered by GESY^{[4]Source: Cyprus Migration Department — Immigration Permits for Investors}.

5. Right to work or run a company

Work rights depend on the route. Long-term residents can take any job, and the employer does not need a separate permit to hire them^{[5]Source: Cyprus Migration Department — Acquisition of the status of long-term resident in the Republic}. Category E is issued for a permanent job in Cyprus, and Categories A—D for self-employment in farming, mining, trade or a profession^{[6]Source: Cyprus Migration Department — Immigration Permits}.

Other routes restrict employment. Holders of an investment permit cannot take jobs in Cyprus. They can, however, own shares in Cyprus companies and sit as directors of the company they put money into^{[4]Source: Cyprus Migration Department — Immigration Permits for Investors}. Category F is meant for people who live on income from abroad^{[6]Source: Cyprus Migration Department — Immigration Permits}.

6. Path to Cypriot citizenship

Years of legal residence in Cyprus count towards naturalisation. An adult can apply after 12 months of continuous residence right before the application, plus at least 7 years of residence in the 10 years before that. 

Applicants also need:

• Greek at B1 level;
• pass exam on Cyprus's political and social life;
• housing and a stable income.

The fee is €500 for the application and €500 for the certificate.

Highly skilled employees of foreign-interest companies qualify sooner. They need 4 years of residence with A2 Greek or 3 years with B1, plus the same final 12 months. They also pay €5,000 for a review within 8 months^{[18]Source: Cyprus Ministry of Interior — Acquisition of Cypriot citizenship by naturalisation}.

7. EU membership

Cyprus has been an EU member since May 1st, 2004^{[19]Source: European Union — Cyprus country profile}. A Cypriot passport is an EU passport. It gives the right to live, work, and study in any of the 27 EU countries.

Before citizenship, the right to move within the EU depends on the status. EU long-term residents can move to another EU country to work, study or settle, provided they have enough income and health insurance^{[20]Source: Council Directive 2003/109/EC concerning the status of third-country nationals who are long-term residents}. National Immigration Permits, including the Golden Visa and Category F, do not give this right.

Cyprus is not yet a full member of the Schengen Area: border checks with other Schengen countries remain in place. A Cypriot residence card does not replace a Schengen visa for nationals who need one.

8. Mild climate

Cyprus has long, dry summers from mid-May to mid-October and mild winters from December to February. The transitional seasons in between are short. 

In the summer half of the year, the island gets an average of 11.5 hours of bright sunshine a day. Even in December and January, the cloudiest months, it gets about 6 hours^{[21]Source: Deputy Ministry of Tourism of Cyprus — Climate & weather}.

In January, the coldest month, the average daily temperature is about +10°C on the central plain and +3°C in the higher parts of the Troodos Mountains. The sea stays at +16…+17°C from January to March and rises above +22°C from June to November, reaching +27°C in August. Snow falls only in the mountains, and the ski season on Troodos usually starts around Christmas.

Summers are hot, though. In July and August, the average daily maximum reaches +38°C on the central plain and +27°C in the mountains. That is why many residents spend part of the summer on the coast or in mountain villages.

9. Rich heritage and cultural life

Cyprus has three UNESCO World Heritage Sites^{[1]Source: UNESCO — World Heritage List, Cyprus}:

• ancient Paphos, with its Roman villa mosaics and the Tombs of the Kings;
• Neolithic settlement of Choirokoitia;
• painted Byzantine churches of the Troodos Mountains.

Cultural life goes beyond monuments. In 2017, Paphos was a European Capital of Culture^{[22]Source: European Commission — Aarhus and Pafos, European Capitals of Culture 2017}. Since 2023, the Deputy Ministry of Culture has funded arts festivals across the island through the Kypria programme^{[23]Source: UNESCO — KYPRIA Arts Festival Sponsorship Programme}. Plenty of local festivals and events are organised throughout the year.

Cyprus grants permanent residence to third-country nationals, meaning citizens of countries outside the EU, the EEA, and Switzerland. 

Terms for the main applicant

Besides putting €300,000 into a qualifying asset, the applicant must meet four requirements:

1. Clean criminal record. The applicant provides certificates from their country of origin and, if different, their country of residence. 
2. Secured annual income of at least €50,000. It can include salary, pensions, dividends, deposit interest or rent. The spouse's income counts towards the total. If the applicant buys a new home, all of the income must come from abroad. With the other three options, part of it may come from Cyprus.
3. Health insurance covering inpatient and outpatient care, for the applicant and every family member on the application.
4. No employment in Cyprus. The applicant and spouse sign a statement that they will not work in Cyprus. The only exception is a director's role in the company whose share capital the applicant has paid into. They may hold shares in other Cyprus companies and sit on their boards as unpaid directors.

Conditions for family members

The permit covers the applicant's spouse and children under 18. The income threshold rises by €15,000 for the spouse and by €10,000 for each minor child. 

If only one parent is on the application with a minor child, the other parent's consent is required. It must be signed before a consular officer of the Republic of Cyprus.

Adult children can get permits in two ways:

• for students aged 18—25: unmarried children who study at a university abroad and depend financially on their parents submit their own application and pay a separate fee. The parents add €10,000 to their income for each such child. The permit stays valid after the child turns 25, marries or finishes studying. The child's future spouse and children cannot be added to it;
• for other adult children, the €300,000 amount is multiplied: €600,000 for one adult child, €900,000 for two. Each adult child proves their own income of at least €50,000, plus €15,000 for a spouse and €10,000 for each minor child.

Parents of the applicant or spouse cannot be included under the current rules.

The Cyprus Golden Visa can be obtained by investing at least €300,000 into one of four asset types. All options share three rules:

• money must come from abroad: from the applicant's or the spouse's account, or from a company they solely own. It is paid into the seller's account at a Cyprus bank. Loans from Cypriot banks do not count;
• applicant must also prove a secured annual income of at least €50,000, plus €15,000 for a spouse and €10,000 for each minor child;
• asset must be kept for as long as the family wants to hold permanent residence. If the holder sells it without immediately buying a replacement of equal or greater value that also meets the rules, the whole family loses the permit. Every year, the holder proves to the Migration Department that they still own the asset.

1. Purchase a new residential property

The applicant buys a house or apartment directly from a developer, as a first sale. The market value must be at least €300,000 plus VAT. The amount can be split across up to two homes, and they may come from different developers. 

By the time of application, at least €300,000 excluding VAT must be paid, even if the property is not finished yet.

New homes are subject to VAT at 19%. A reduced 5% rate applies to the first 130 m² of a primary residence, if all four conditions are met^{[24]Source: PwC — Worldwide Tax Summaries, Cyprus}:

• property is worth no more than €350,000;
• whole transaction is worth no more than €475,000;
• total area is no more than 190 m²;
• buyer lives there as their main home for 10 years.

When the sale is subject to VAT, no transfer fees are charged^{[25]Source: Department of Lands and Surveys — Calculation of Real Estate Transfer Fees}.

The property can also be bought through a company registered in Cyprus or another EU/EEA country, provided the applicant or spouse are its sole shareholders. 

2. Purchase a commercial property

The applicant buys offices, shops, hotels or related developments, or a mix of them, with a total value of at least €300,000. There is no limit on the number of properties, and resale property is accepted.

The tax depends on the property's age. New commercial buildings are subject to VAT at the standard 19% rate^{[24]Source: PwC — Worldwide Tax Summaries, Cyprus}. A resale building is usually sold without VAT, and the buyer pays transfer fees instead. The fees are 3—8% of the market value, halved when no VAT is charged^{[25]Source: Department of Lands and Surveys — Calculation of Real Estate Transfer Fees}.

A commercial property is not a home, so the applicant also shows where the family will live in Cyprus: a title deed, a sale contract or a rental agreement. Part of the required income may come from Cyprus, for example rent from the property.

3. Invest in shares of a Cypriot company

The applicant puts €300,000+ into the share capital of a new Cyprus company or increases the capital of an existing one by €300,000+. The company must be based and operating in Cyprus, have a physical office on the island, and employ at least 5 people.

This is the only option under which the holder may work in Cyprus, as a director of this company. As with commercial property, the applicant provides proof of accommodation, and part of the income may come from Cyprus.

4. Buy units of a Cyprus investment fund

The applicant buys €300,000 worth of units in a Cyprus collective investment fund: an AIF, AIFLNP or RAIF. The fund must hold its assets in Cyprus.

The applicant also provides proof of accommodation in Cyprus. Part of the income may come from Cyprus.

Cyprus offers four ways to get permanent residence by investment, described above. The minimum amount is €300,000, whether the applicant applies alone or with a spouse and minor children. A larger family does raise the required annual income, by €15,000 for a spouse and €10,000 for each minor child.

On top of the €300,000, the applicant pays government fees, taxes, and associated costs.

The table below shows the main and extra costs for one applicant.

Company shares and fund units cost the least: they are not subject to VAT, so the applicant pays about €308,000 in total. New property costs €15,000—57,000 more because of VAT. However, property can bring rental income, which covers this difference over time. With company shares and fund units, returns depend on how the business or fund performs.

The average gross rental yield on apartments in Cyprus is 5.14% a year. Net yield, after taxes, maintenance and vacancies, is usually 1.5—2 percentage points lower^{[16]Source: Global Property Guide — Gross rental yields in Cyprus, September 2026}.

Rents vary by city. A 3-bedroom apartment rents for about €2,600 a month in Limassol, €1,900 in Paphos, and €1,250 in Nicosia. A €300,000 budget, however, buys a smaller home in Limassol. A 1-bedroom apartment there costs about €275,000 and rents for about €1,450 a month, a gross yield of 6.33%.

For example, at a net yield of 3—3.5%, a €300,000 property brings in €9,000—10,500 a year. At that rate, the €57,000 paid in VAT at 19% pays for itself in about 5—6 years.

All documents must be officially translated and certified. Applications can be filed in person at the Migration Department in Nicosia or through an authorised representative. Immigrant Invest lawyers prepare the full package: they arrange translations and certification, fill in the forms, and draft affidavits.

Permanent residence has no expiry date, but it is not unconditional. Some risks apply to every route. 

Losing the status through absence

Each residence route has its own limit on time spent outside Cyprus:

• Immigration Permit, whether by investment or under Categories A—F, is cancelled after 2 years outside Cyprus, or if the holder gets permanent residence in another country;
• long-term resident status can be withdrawn after 12 consecutive months outside the EU or 6 years outside Cyprus. It is also lost if the holder gets long-term resident status in another EU country;
• family members of Cypriot citizens can re-enter Cyprus on their permit only if they have been away for no more than 3 months.

Losing the permit by selling the asset

The €300,000 asset must be kept for as long as the family wants permanent residence. If the holder sells it without immediately buying a replacement of equal or greater value that also meets the rules, the permit is cancelled. The permits of the spouse and children are cancelled with it.

Every year, the holder proves that they still own the asset and that the family has health insurance, unless the family is covered by GESY. Every 3 years, adult family members submit new criminal record certificates. Missing these checks also leads to cancellation.

Risks tied to each type of asset

Every investment option may have its downsides.

New homes. Applicants often buy off-plan: by the time of application, at least €300,000 excluding VAT must be paid, even if the building is not finished. If the developer is late, the family has paid for a home it cannot move into yet. 

A home bought at the reduced 5% VAT rate must be the buyer's main residence for 10 years, so it cannot be rented out.

Commercial property. Income depends on finding and keeping tenants. Resale property also carries transfer fees of 3—8% of the market value, reduced by 50%.

Company shares. The company must keep an office in Cyprus and employ at least 5 people. If the business fails or cuts staff, the asset may no longer meet the rules.

Fund units. The fund's value can change with the market. The fund must keep its assets in Cyprus and be registered with CySEC, the Cyprus securities regulator.

Limits of the status

A Cyprus permanent residence permit gives the right to live in Cyprus, but not in other EU countries. Only EU long-term residents can move to another EU country to work, study or settle, and only if they have enough income and health insurance. 

Cyprus is not yet a full member of the Schengen Area, so the card does not replace a Schengen visa.

Work rights also depend on the route. Long-term residents and family members of Cypriot citizens can take any job. Category E is tied to permanent employment, and Categories A—D to self-employment. Category F holders live on income from abroad, and investment route holders cannot work in Cyprus except as directors of the company they put money into.

Rule changes

Cyprus regularly revises its immigration rules. Therefore, terms available today may not be available tomorrow.

For example, in 2023, Cyprus raised the requirements for the investment route^{[4]Source: Cyprus Migration Department — Immigration Permits for Investors} and changed the naturalisation rules: the residence requirement is now 7 years out of 10, plus 12 months in a row right before applying, and Greek at B1 level is required^{[18]Source: Cyprus Ministry of Interior — Acquisition of Cypriot citizenship by naturalisation}. 

In 2020, Cyprus closed its citizenship by investment scheme. 

Processing time fluctuates

Officially, the Migration Department reviews a complete application in about 2 months. In practice, the stage from submission to approval takes 3—6 months, and the whole process, including the purchase and biometrics, takes 9 months or more. 

The Department does not accept incomplete applications, and missing documents add weeks to the timeline.

Immigrant Invest supports applicants at every stage of the process, from the first background check to collecting the permanent residence cards. Almost everything is done remotely: the applicant and family members travel to Cyprus only to submit biometrics.

Background check before any payments. Immigrant Invest's Anti-Money Laundering Officer runs a Preliminary Due Diligence check. It takes one day and shows whether anything in the applicant's background could lead to a refusal. The check is fully confidential. The service agreement is signed only after a successful check.

Choosing the route and the asset. Lawyers compare the routes to permanent residence against the family's plans: whether they want to work in Cyprus, move around the EU or apply for citizenship later. 

For the investment route, Immigrant Invest helps choose between a new home, commercial property, company shares and fund units, and calculates the full cost, including VAT, transfer fees, and government fees.

Buying the property. Immigrant Invest helps choose a property, checks the sale contract and supports the purchase until the contract is filed with the Department of Lands and Surveys.

Documents. Lawyers prepare a personal document list for the family, arrange official translations and certification, and draft affidavits. The finished file goes to Immigrant Invest's agent in Cyprus, so the application is complete on the day it is submitted.

Application and follow-up. Immigrant Invest lawyers submit the application to the Migration Department as authorised representatives and track its progress. After approval, they book biometrics appointments and help the family get visas for the trip, if needed.

After approval. Immigrant Invest reminds holders about the annual proof of asset ownership and health insurance, and about new criminal record certificates every 3 years.

1. Cyprus permanent residence has no time limit, and the tax regime favours foreign income. Permanent residents have a path to Cypriot citizenship and, with it, to EU rights. 
2. There are six routes to long-term residence in Cyprus: by investment, employment through Categories A—F, long-term residency for at least 5 years, being a family member of a Cypriot or EU citizen or being a UK citizen.
3. The investment route is one of the fastest ways to get Cyprus permanent residence. The applicant puts at least €300,000 and proves an annual income of at least €50,000. 
4. The investment permit covers the family: the spouse and children under 18. Children aged 18—25 who study abroad file separate applications. 
5. The process of obtaining Cyprus permanent residence by investment has six steps and takes 9+ months. Immigrant Invest supports applicants at every stage.