Over 4 million Canadians live abroad, drawn by the promise of a lower cost of living, improved quality of life, or a change of scenery. While many choose the US, UK, and Australia, numerous other destinations offer enticing benefits such as tax incentives, warmer climates, and better work-life balance.
Discover why and where Canadians are relocating, along with the residence options available to them.
7 reasons why Canadians immigrate
Canada’s rising housing costs, political and economic uncertainty, and harsh climate are pushing more Canadians to look abroad.
1. Housing costs
In 2026, the average home price in Toronto is €620,000, with Vancouver's average reaching around €670,000, encompassing two- and three-story detached, attached, and condo houses. Prices at these levels have put homeownership out of reach for many Canadians.
In countries like Portugal and Greece, Canadians can find more affordable housing, with average home prices being around €300,000 and cheaper in areas outside tourist major spots.
As for rental costs, the average rent for a one-bedroom apartment in Toronto is about €1,300 per month, and in Vancouver, it is over €1,500.
In comparison, cities like Lisbon in Portugal or Barcelona in Spain offer similar apartments for around €1,200 per month. Greece can be an even more affordable option, with rental prices starting from €300—400 per month. Even in the UAE, rents in Dubai start at around €1,200 per month, which is still slightly lower than comparable rental prices in Canada.

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2. Political and economic instability
Ongoing debates and conflicts surrounding Indigenous land rights, resource extraction, and environmental protection, combined with stricter regulations and tariffs on Canadian goods, particularly in sectors like agriculture and automotive manufacturing, have created a sense of political and economic uncertainty in Canada.
For businesses involved in development or reliant on cross-border trade with the US, these factors add layers of complexity and risk, prompting them to seek new markets and encouraging individuals to reconsider their economic future in Canada.
3. Climate
Canada is known for its harsh winters, with extreme cold temperatures, mostly in the northern and central regions. In cities like Winnipeg, Edmonton, and Calgary, winters can last for several months, with temperatures often dipping below -30°C.
The long, cold seasons, combined with heavy snowfall, can make daily life challenging and limit outdoor activities.
Moving from Canada to Portugal for warmer climate
Irman and Lusine, originally from Canada, moved to Portugal seeking a better climate and lifestyle. They were drawn to the country's rich culture, stunning landscapes, and welcoming atmosphere, with Lusine especially impressed by how the Portuguese people adore children.
Attracted by Portugal’s natural beauty and family-friendly environment, the family chose to settle there. They successfully obtained a residence permit through the Portugal Golden Visa with the assistance of Immigrant Invest.
4. Business opportunities
Canada has relatively high corporate tax rates, with the federal rate at 15% and provincial rates adding another 8 to 15%, depending on the province. In comparison, the UAE offers a 0% corporate tax rate for businesses operating in free zones[1]Source: UAE Government — UAE free-zone corporate-tax treatment. This tax incentive is aimed at entrepreneurs, startups, and businesses in sectors such as technology, trade, and finance.
Canada’s startup ecosystem is strong but relatively smaller compared to global hubs like the UK. For instance, venture capital investment in Canada was more than $5.7 billion across 571 deals in 2025[2]Source: Canadian Venture Capital and Private Equity Association — Year-End 2025 Market Reports, while in the UK it was more than $23.7 billion[3]Source: UK Government, Department for Science, Innovation and Technology — UK Startups & VC Landscape Evidence Pack. This means that entrepreneurs may find more investment opportunities, resources, and a larger network of potential collaborators in the UK.
5. Wages
While Canada boasts a strong labor market, wage growth has been relatively stagnant in certain sectors such as manufacturing, retail, and hospitality, where wages have not kept pace with inflation.
In 2026, Canada's average annual wage was around €42,000, whereas countries like the Netherlands, the UAE, and New Zealand saw higher average salaries of up to €53,000. Meanwhile, Australia, and Norway have even higher wages, with averages around €65,000—70,000.
6. Infrastructure
In many parts of Canada, especially outside major cities, public transportation is limited, making car ownership essential. Bus services are few, and shops and supermarkets are often far from residential areas.
7. Retirement
Many Canadians choose to immigrate for retirement, seeking more affordable living, slower pace of life, better healthcare, and tax benefits.
Countries like Portugal and Spain offer lower living costs, while UAE and Malta attract retirees with tax advantages, such as no income tax or favorable pension taxation.
Furthermore, some countries provide attractive residence options through investment programmes.

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Criteria for Canadians’ immigration choices
Canadians weigh a variety of considerations when choosing a new country, taking into account both everyday needs and long-term goals. These factors help them identify destinations that align with their financial priorities, personal values, and lifestyle preferences.
Cost of living
Cost of living is one of the key factors when moving to another country. On average, prices in Canada are about 50% higher than in Greece, 30—40% higher than in Portugal and Spain, and 15% higher than in Malta and the UAE. Housing, dining, and transportation are the main contributors to the gap.
Salaries
Salaries are an important factor when Canadians relocate abroad. In Canada, the average salary is around €43,000 per year, but considering the high cost of living and taxes, this income doesn’t stretch very far.
In comparison, countries like the UAE offer significant advantages, with no income tax, a lower cost of living, and salaries averaging €50,000 per year.
Canadians can also consider Greece, Portugal, or Spain, where they can enjoy a lower cost of living, while still receiving high income from abroad.
Taxes
Taxes are especially important for those with international income or investments. Some countries offer lower income tax rates, no capital gains tax, or favorable treatment for foreign residents. Canada has tax treaties with over 90 countries to avoid double taxation.
Healthcare quality
Healthcare quality is important to consider when immigrating from Canada. According to CEOWORLD Magazine, Canada ranks 4th among 110 countries with the best healthcare systems, with an average life expectancy of 83.4 years. All 11 countries featured in this article are ranked within the top 30[4]Source: CEOWORLD Magazine — Health Care Index 2025.
Education
Education is an important consideration for Canadians relocating with kids. In most countries, kindergartens and public schools are free for residents, though Canadians may choose private institutions due to language barriers.
Universities require paying tuition fees which vary widely by country. More affordable options can be found in Malta and Portugal, where annual fees start from €1,000—3,000. In contrast, the UK and Australia often require higher payments, with tuition ranging from €10,000 to 25,000 per year.
Safety
Safety is another major aspect of choosing where to relocate, especially since Canada itself ranks high on the Global Peace Index — 14th among 163 nations in 2026[5]Source: Institute for Economics & Peace — 2026 Global Peace Index. GPI ranking scores countries based on 23 indicators, including crime rates, political instability, terrorism impact, military spending, and relations with neighboring countries.
Climate
Climate is a welcome bonus when relocating from Canada, as many Canadians seek warmer, sunnier conditions for year-round comfort. Countries like Portugal, Spain, Greece, and Australia are suitable choices thanks to their warm winters and abundant sunshine.
However, some Canadians prefer destinations with a more familiar climate, such as the UK or Norway, where seasonal changes and cooler temperatures resemble those back home. Canadians looking for a moderate climate somewhere in between can consider the Netherlands or New Zealand.
English-speaking locals
English-speaking locals make integration easier for Canadians. The English Proficiency Index reflects this by ranking countries based on the average English skills of adults[6]Source: English Proficiency Index. High rankings indicate that newcomers are more likely to communicate effectively and adapt quickly to their new environment.
Residence options
Countries like Portugal, Spain, the UAE, Greece, and Malta offer investment pathways for those looking to immigrate from Canada.
Digital nomads and financially independent individuals can also take advantage of residence visas tailored to their needs.

Mohamed Zakaria,
Senior Investment Migration Expert
Immigrant Invest helps Canadians assess relocation destinations from both a legal and practical perspective. Alongside residence options, we compare factors such as taxation, cost of living, healthcare, education, safety, and lifestyle to help clients understand which country best matches their priorities.
Which countries are the top choices for Canadian expats?
The best destinations for Canadian expats include the following countries, based on the criteria above:
1. Portugal — various residence options
Portugal stands out as a popular destination for Canadians thanks to its affordable living costs, favorable tax system, and flexible residence options.
Cost of living and salaries
In Portugal, the monthly expenses are approximately 45% lower than in Canada. On average, one can live on about €680 per month, with an additional €700 required for renting a one-bedroom apartment.
In Portugal, the minimum wage set by the government in 2026 is €920 per month for full-time employees.
Salaries vary depending on the profession and level of experience. For example, teachers and nurses earn between €1,200 and 1,500 per month. Software developers and engineers can earn between €1,500 and 3,000 monthly. On the other hand, waiters usually make around €700 to 1,000.
Taxes
Taxes in Portugal are as follows:
- personal income tax — 12.5 to 48%;
- corporate tax — 19%;
- standard VAT — 23%;
- capital gains — 28%;
- stamp duty — 0.8%;
- wealth and inheritance — 0%.
Healthcare
Portugal offers a public healthcare system funded by taxes, which provides universal healthcare to all legal residents, including expats. GP appointments, specialist consultations, and other public healthcare services are fully subsidised.
Many residents and expats opt for private health insurance costing between €30—100 per month. Without insurance, private doctor consultations cost around €50—100.
Portugal ranks 20th in the CEOWORLD healthcare ranking, with a life expectancy of 83.1 years.
Education
In Portugal, kindergartens and public schools are free for residents, including expatriates. Education is mandatory for children between the ages of 6 and 18.
Fees at the universities and private schools and kindergartens are as follows:
- universities: €1,000—7,000 per year;
- private kindergartens: €200—1,000 per month;
- private schools: €1,000—5,000 per year.
Safety
Portugal ranks 7th globally and 4th in the EU on the Global Peace Index, making it one of the safest countries to live in. The incarceration rate stands at 125 prisoners per 100,000, reflecting a stable and effective justice system.
Only pickpocketing remains a recognised risk in crowded tourist areas and on public transport. Approximately 7,443 incidents were recorded in 2025, equivalent to around 65 cases per 100,000 residents.
Climate
Portugal has a mild Mediterranean climate, with around 300 days of sunshine annually. Summers are warm and dry, with average temperatures ranging from +25…30°C, while winters are mild, with averages around +10…15°C.
Coastal areas like Lisbon and the Algarve experience more sunshine and higher temperatures, while the northern regions are cooler and rainier.
Portugal is known for early springs, with almond blossoms and cherry trees marking the start of the season.

Portugal is not only home to coastlines but also to beautiful mountain views, with outdoor activities like hiking and picnics throughout the year
English proficiency and foreign residents
Portugal ranks 6th in the EF English Proficiency Index, reflecting a very high level of English proficiency among its population.
The country’s foreign residents have surpassed 1.5 million, making up approximately 15% of the total population. The largest group of foreigners are Brazilians, with 574,195 residing in Portugal, followed by Angolans and Indians.
Best cities to settle
Here are six places in Portugal recommended for expats:
- Lisbon — cultural and financial center of Portugal, popular for its booming tech scene.
- Porto — affordable city compared to Lisbon, known for its historic charm and growing wine industry.
- Coimbra — academic hub, home to one of Europe’s oldest universities, rich in history and student life.
- Braga — ancient city, known as the “Portuguese Rome” for its historical significance and religious heritage.
- Cascais — upscale town offering a high-end lifestyle, coastal beauty, and proximity to Lisbon’s amenities.
- Funchal — tropical city on Madeira, ideal for retirees with its peaceful atmosphere and mild, year-round climate.
Residence options
Portugal offers several visa options for individuals seeking to relocate, each catering to different needs and lifestyles. Among the most popular choices are the Golden Visa, the D7 Visa, the Digital Nomad Visa, and the Global Talent Visa. All four provide visa-free travel within the Schengen Area and access to public healthcare and education as legal residents.
The Portugal Golden Visa allows foreigners to become residents by making an investment of at least €250,000. Investment options include supporting art and historical heritage, research activities, purchasing fund units, or business investment. Family members can be included in the application: a spouse, children under 25, and parents[7]Source: AIMA — Residence Permit for Investment.
The D7 Visa is designed for passive income earners, such as retirees. Applicants must demonstrate income of at least €920 per month and rent or purchase housing in Portugal. The visa extends to spouses, children under 21, and parents of the main applicant.
The Digital Nomad Visa is for remote workers who wish to live in Portugal while working for foreign companies. Applicants must meet income requirements of at least €3,680 per month and rent or buy real estate in Portugal. This visa also allows the applicant to bring along their spouse, children under 21, and parents[8]Source: Portuguese Government — Digital Nomad Visa requirements.
The Portugal Global Talent Programme is intended for experienced professionals, entrepreneurs, and innovators who contribute to Portugal’s academic and innovation ecosystem. Applicants must hold a bachelor’s degree or higher and have 3—5 years of professional experience. The participation fee is €170,000, covering the main applicant and up to three dependants. The visa can include a spouse and children under 26.
Permanent residence in Portugal remains available after 5 years, while citizenship timing is now longer: under Lei Orgânica n.º 1/2026, in force from May 19th, 2026, naturalisation requires 7 years of legal residence for CPLP and EU nationals and 10 years for other nationals, including Canadians.

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2. Malta — lifelong residence
Malta appeals to Canadians with its affordable lifestyle, attractive tax incentives, strong healthcare system, and the possibility of obtaining lifetime rights to live in Malta.
Cost of living and salaries
In Malta, one needs around €1,500 per month including rent for a comfortable life. This is around 15% cheaper than in Canada.
The minimum weekly wage for whole-time employees in Malta is €229.44 for workers over 18. The annual salary is approximately €27,200.
Project managers and engineers earn around €30,000—40,000 each year. Nurses receive an average salary of €25,000.
Taxes
Taxes in Malta are as follows:
- personal income tax — 0 to 35%;
- corporate tax — 35%;
- standard VAT — 18%;
- capital gains — 0 to 35%;
- stamp duty — up to 5% on property transfers;
- wealth and inheritance — 0%.
Malta offers a tax refund system for shareholders of companies, which allows them to effectively reduce the corporate tax rate to around 5% on qualifying profits.
Malta also provides a property transfer tax exemption for a seller’s principal residence. The exemption applies when the property has been owned and occupied by the seller as their sole or main residence for at least 3 consecutive years and is sold while still occupied or within 12 months after the seller moves out.
Healthcare
According to Statista, Malta is 19th out of 167 countries, providing one of the best public healthcare systems. It is funded by taxes, granting all legal residents access to essential medical services, including GP visits, specialist care, hospital treatments, and prescription medications.
Public services are free of charge, while those seeking faster access or additional coverage may choose private health insurance, which costs €30—100 per month.
Life expectancy in Malta is 83.5 years.
Education
Public kindergartens and schools are free for expatriates. In Malta, education is compulsory for children between the ages of 5 and 16.
Fees at the universities and private schools and kindergartens are as follows:
- public universities: €1,000 to 7,000 per year;
- private universities: €5,000 to 15,000 per year;
- private kindergarten: €250—800 per month;
- private schools: €2,000—6,000 per year.
Safety
Malta is considered a safe and politically stable destination, recording just 27 crimes per 1,000 residents. Its intentional homicide rate is also exceptionally low, at 0.7 per 100,000 residents.
This is reflected in Malta’s position in the 2025 World Justice Project Rule of Law Index, where it ranked 31st out of 143 jurisdictions for Order and Security, a category covering violent crime, civil conflict and reliance on private, or vigilante justice.
Climate
Malta experiences a Mediterranean climate, featuring hot, dry summers and mild, rainy winters. Summer temperatures range between +30…35°C. Winters are mild, with temperatures averaging between +10…15°C, and rainfall is more common from November to February.
As an island, Malta also sees moderate humidity and occasional strong winds, especially near the coast.

Malta is a small island of just over 300 square kilometers, making it easy to explore its beaches, historic sites, and natural wonders within a short time
English proficiency and foreign residents
In Malta, English is one of the official languages, making integration easier, especially when it comes to handling official documents.
Around 30% of Malta’s population consists of foreigners, with the majority coming from Italy, the UK, India, the Philippines, and Serbia.
Best cities to settle
For expats moving to Malta, the most attractive places to settle in are:
- Valletta — a small, walkable city with narrow streets and cobblestone alleys, a UNESCO World Heritage city, renowned for Baroque architecture and numerous cultural events.
- Sliema — a coastal city, with seafront promenades, various shopping and dining options, and also one of Malta’s commercial hubs, with a concentration of offices and bustling business districts.
- St Julian’s — a major tourist hub, known for its active nightlife, exclusive residential areas. beaches, luxury hotels, water sports, and attractions like the Portomaso Marina.
- Mellieha — a peaceful town, known for its views over the Ghadira Bay, lush, green hills, and Malta’s largest sandy beach.
Residence options
The Malta Permanent Residence Programme offers the right to live in Malta for life. It allows the inclusion of spouses, children under 29, as well as parents and grandparents[9]Source: Maltese legislation — Malta Permanent Residence Programme Regulations.
To qualify, investors must meet several financial criteria, which include purchasing or renting property, paying administrative and state fees, and making a mandatory donation to a Maltese organisation. While all conditions are mandatory, investors have the flexibility to choose between renting or buying property.
When renting property, the expenses include:
- housing rental for at least 5 years at €14,000 per year;
- contribution fee of €37,000;
- administration fee of €60,000;
- donation of €2,000.
Expenses under purchasing real estate are the following:
- buying property for at least €375,000;
- contribution fee of €37,000;
- administration fee of €60,000;
- donation of €2,000.
Thus, the minimum total cost to obtain Malta permanent residence is €169,000 for renting and €474,000 for purchasing property.
The main applicant must also demonstrate a specific amount of capital in their bank account, with two options available: either €500,000 in total assets, including €150,000 in liquid assets, or €650,000 in total assets, including €75,000 in liquid assets.
3. Greece — lowest cost of living
Greece attracts Canadians with its exceptionally low living costs, accessible healthcare system, and appealing lifestyle.
Cost of living
Housing in Greece is about 50% cheaper than in Canada. Rent for an apartment ranges from €350 to 800, depending on the location and size.
On average, one can live comfortably in Greece for around €1,000 per month, including rent.
Salaries
In Greece, the minimum wage in 2026 is set at €920 per month, with the average annual salary being around €18,000.
Project managers earn around €40,000 annually, while software engineers can expect an average salary of about €30,000 per year. Nurses earn approximately €20,000 annually. As for engineers, salaries generally range from €22,000 to 50,000 per year.
Taxes
Taxes in Greece are the following:
- personal income tax — 9 to 44%;
- corporate tax — 22%;
- standard VAT — 24%;
- capital gains — 15%;
- property transfer tax — 3.09%;
- inheritance — 1 to 40%.
Healthcare
Access to Greece’s national healthcare system is provided through a social security number AMKA, obtainable upon employment or residence registration. Public medical consultations are free for eligible patients in Greece. However, co-payments may apply to prescription medicines, diagnostic services and treatment provided by certain private facilities.
Private health insurance is available to cover services not included in the public system, such as certain elective procedures and private hospital accommodations. Basic plans start around €30 per month.
Life expectancy in Greece is 83.2 years.
Education
Kindergartens and schools in Greece are free for all residents, including expatriates. Education is compulsory for children aged 6 to 15.
Fees at the universities and private schools and kindergartens are as follows:
- universities: €1,500 to 5,000 per year;
- private kindergarten: €150—800 per month;
- private schools: €2,000—10,000 per year.
Safety
Greece is 53rd in the Global Peace Index due to its tense diplomatic ties with Turkey, proximity to regions with ongoing conflicts, and past financial crises. In addition, Greece’s seismic activity led to a series of earthquakes in 2025 that affected popular tourist islands.
However, crime is not a major concern in the country, with only 1 intentional homicide per 100,000 residents, indicating a relatively low level of lethal violence.
Climate
Greece has a Mediterranean climate, with hot, dry summers and mild, wet winters.
Coastal areas, like Athens and the Greek Islands, experience long summers with temperatures often reaching +30…35°C, while winters average around +10…15°C.
The northern regions of Greece, such as Macedonia, can experience colder winters, with snowfall in the mountains. Spring and autumn are pleasant, with moderate temperatures and beautiful blooming landscapes in spring.

Greece is not just about turquoise waters, sandy beaches, and a rich underwater world. The country is also home to numerous mountains like Ziria
English proficiency and foreign residents
Greece ranks 20th in the EF Index, reflecting its high proficiency in English. Learning Greek can still be helpful for deeper integration into the local culture, dealing with official documents, and talking to the elderly population in rural areas.
Around 990,000 foreigners live in Greece, with the majority coming from Bulgaria, followed by significant populations from Romania, China, Pakistan, and Georgia.
Best cities to settle
Four most attractive destinations for expats in Greece are:
- Athens — economic heart of Greece, with a thriving food scene, nightlife, cultural events, and iconic landmarks like the Acropolis and Parthenon
- Thessaloniki — cultural capital, famous for its diverse Mediterranean cuisine, annual film festival, and rich cultural history.
- Chania — city with a laid-back, traditional lifestyle, surrounded by dramatic landscapes and beautiful beaches.
- Heraklion — the largest city in Crete, with a busy hub for travel, Venetian architecture, a lively arts scene, and easy access to the island’s highlights.
Residence options
Investors can obtain residence in Greece through the Golden Visa programme. It also allows the inclusion of spouses, children under 21, and parents[10]Source: Ministry of Migration and Asylum — Golden Visa.
The Greece Golden Visa provides multiple investment avenues for acquiring a residence permit, with real estate being the most sought-after option. The investment thresholds vary by location:
- €800,000 — in areas like Attica, Thessaloniki, Mykonos, Santorini, and islands with populations over 3,100;
- €400,000 — in other regions.
For those interested in properties requiring renovation or conversion into residential spaces, the investment threshold is further reduced to €250,000.
In addition to real estate, investors can explore other routes such as purchasing shares in investment funds, opening a fixed-term deposit, or making capital investments in Greek businesses.
Moreover, foreign investors who establish Greek tax residence can take advantage of a flat tax system. Rather than the usual income tax rates of up to 45%, they can opt for a fixed annual tax of €100,000 on their global income, with the possibility for immediate family members to join the scheme for an additional €20,000 each[11]Source: Independent Authority for Public Revenue — Tax Incentives for Attracting New Tax Residents.

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Financially independent individuals can also obtain a residence permit in Greece by demonstrating passive income of at least €3,500 per month[12]Source: Ministry of Migration and Asylum – Financially independent persons.
A spouse and children under 18 may be included in the application. The required income rises by 20% for a spouse and by 15% for each child.
Instead of monthly income, applicants may show savings of at least €126,000, covering 3 years of the minimum requirement. The amount increases when family members are included.
Pensioners who qualify may also benefit from a 7% flat tax on foreign pension income for up to 15 years[11]Source: Independent Authority for Public Revenue — Tax Incentives for Attracting New Tax Residents. Without this regime, income is taxed at progressive rates of up to 44%.
4. Spain — highest quality of life for expats
Spain stands out for Canadians thanks to its affordable living costs, attractive tax incentives, and excellent overall quality of life.
Cost of living and salaries
In Spain, monthly living costs are about 30—40% lower than in Canada. A single person can live on around €700 per month, with an additional €700 needed for renting a one-bedroom apartment.
The minimum monthly wage in Spain is €1,221 in 2026, which applies to full-time workers.
The average annual salary is around €29,000. For instance, project managers earn around €40,000—55,000 per year, while software engineers usually have an average annual salary of about €40,000. Nurses can expect to make around €27,000—36,000. In the case of engineers, salaries fall between €30,000 and 50,000.
Taxes
Taxes in Spain are the following:
- personal income tax — 19 to 47%;
- corporate tax — 25%;
- standard VAT — 21%;
- capital gains — 19 to 30%;
- stamp duty — 0.5 to 1.5%;
- wealth tax applies for net assets above €700,000 — 0.2 to 3.5%;
- inheritance tax depends on the value of the inheritance and the degree of relation — 7.65 to 34%.
The Beckham Law is a special tax regime for inbound workers in Spain. It allows foreign workers who become Spanish tax residents to pay a flat 24% income tax on Spanish-source income up to €600,000 for 6 years. During this period, foreign income is exempt from taxation.
The regime is available to employees, remote workers, and certain company directors, but not to self-employed individuals or business owners.
Newly created companies in Spain benefit from a reduced corporate tax rate of 15% during the first 2 years.
Healthcare
Spain offers a universal healthcare system known as the Sistema Nacional de Salud. The system is primarily funded through taxes, with contributions made via social security. Specialist consultations and hospital treatment are free at the point of use.
Premiums for private insurance typically range from €40 to 150 per month, depending on the level of coverage. Without insurance, private doctor consultations can cost anywhere between €30 and 100.
Spain ranks 26th in the CEOWORLD healthcare ranking, with life expectancy reaching 84.3 years.
Education
Public kindergartens in Spain are often subsidised by the government and can be free for children aged 3 to 6. However, the availability of free places can be limited, and many public kindergartens charge fees ranging from €100 to 400 per month.
Public primary and secondary schools are free. Education is compulsory for children aged 6 to 16.
Fees at the universities and private schools and kindergartens are as follows:
- universities: €1,000—3,500 per year;
- private kindergartens: €300—1,000 per month;
- private schools: €2,000—10,000 per year.
Safety
Spain ranks 27th in the Global Peace Index, with the conventional crime rate standing at 40.5 per 1,000 inhabitants. In Barcelona, overall recorded crime fell by 8.1% year on year. Theft remained the most common recorded offence, accounting for approximately 41% of the total.
Climate
Spain’s climate is largely Mediterranean, characterised by hot, dry summers and mild, wet winters. The country enjoys over 2,500 hours of sunshine annually.
Coastal cities like Barcelona and Valencia experience warm summers with temperatures ranging from +25…35°C, and mild winters averaging +10…15°C. The interior, such as Madrid, sees hotter summers and cooler winters.
Best cities to settle
According to Expat Insider 2026, Spain ranks 1st for quality of life among expats. They highly appreciate the country's recreational sports facilities, with around 90% expressing satisfaction. Spain's sunny climate is also a major attraction, along with the high quality and affordability of medical care. Additionally, expats find it easy to make local friends and feel at home within the welcoming Spanish communities.
Valencia, Malaga, and Alicante are the top three Spanish cities for expats, according to the survey.
In Valencia, expats rate public transportation, recreational sports, and safety highly, with over 90% satisfied with transportation costs. Málaga ranks second, boasting the happiest expats due to an easy settlement process, strong social support, and excellent climate. Alicante stands out for housing affordability.

Barcelona, along with Madrid, Malaga, and Valencia, ranks among the best cities worldwide for remote workers, according to the Flatio platform
English proficiency and foreign residents
Spain ranks 36th in the EF Index, which shows its moderate proficiency in English.
In major cities like Madrid, Barcelona, and Valencia many people in the service and tourism industries speak English. However, outside of these urban centers, especially in rural areas, knowing at least basic Spanish would be very helpful for everyday interactions.
Around 10.1 million foreign-born people live in Spain, accounting for approximately 20.4% of the population. This makes Spain the 6th most popular destination worldwide for expats, according to the Expat Insider Survey. Expats hail from various regions, including Latin America, Europe, Africa, and Asia, contributing to a multicultural society.
Residence options
Expats seeking to settle in Spain can benefit from the Digital Nomad Visa. It is issued to employees of foreign companies, sole proprietors, and self-employed individuals[13]Source: Official Ministry of Foreign Affairs — Digital Nomad Visa. The main requirement is to work remotely and earn a minimum of €2,849 per month.
The visa also allows family members, including a spouse, children, parents, grandparents, and siblings, to be included in the application.
Digital nomads in Spain benefit from a special tax regime. They are taxed at a fixed rate of 24% on their income up to €600,000 per year[14]Source: Official BOE — Law 35/2006, Article 93. Any income above this threshold is taxed at rates of up to 47%.
Financially independent individuals may obtain a Spanish residence permit through the Non-Lucrative Visa[15]Source: Official Ministry of Foreign Affairs — Non-working residence visa. Applicants must demonstrate passive income of at least €2,400 per month.
Spouses and parents may be included in the application. Unmarried children of any age may also qualify, provided they are financially dependent on the main applicant and do not have an independent household. An additional €600 per month is required for each family member.
5. Australia — world’s best cities for expats
Australia attracts Canadians with its high salaries, excellent healthcare system, and cities that consistently rank among the best for expats.
Cost of living
In Australia, a single person needs around €1,000 per month for living expenses, with an additional €1,000 for renting a one-bedroom apartment. This is roughly the same as in Canada, with only a slight variation of about 5—7% in monthly expenses.
Salaries
In Australia, the minimum wage in 2026 is approximately €613 per week for a 38-hour workweek before tax.
The average annual salary for a full-time worker is around €65,000. For example, project managers earn from €70,000 to 100,000 annually, while software engineers and registered nurses can expect an average salary of €69,000 per year. As for engineers, salaries are around €70,000 per year.
Taxes
Taxes in Australia are structured as follows:
- personal income tax — 0 to 45%;
- corporate tax — 30%;
- standard VAT — 10%;
- capital gains — 0 to 45% for individuals and 25 or 30% for companies;
- stamp duty — 0 to 6.5%;
- wealth and inheritance — 0%.
Businesses with an annual turnover of less than AUD 50 million, ≈ €29 million, may qualify for a 25% corporate tax rate.
Healthcare
Australia ranks 3rd in CEOWORLD healthcare ranking. Life expectancy in the country is 84.3 years.
Australia has a universal healthcare system known as Medicare, which covers all residents, including expatriates. Medicare is primarily funded through taxes, including a Medicare levy of 2% of taxable income.
The Medicare system covers or subsidises public hospital care, GP visits, and specialist treatment. Some providers bulk bill, meaning Medicare pays them directly and the patient pays nothing. Otherwise, Medicare covers part of the official fee, and the patient pays the remaining gap.
Private insurance premiums typically range from €55 to 180 per month. This helps cover services like private hospital rooms, elective surgeries, dental care, and more immediate treatment options. Without private insurance, consultations with private doctors can cost between €50 and 250.
Education
In Australia, kindergartens are not free, because they are considered part of the early childhood education system rather than primary education. While public primary and secondary schools are free for residents, kindergartens are usually privately operated or run by local councils and often charge fees for attendance.
Education is compulsory for children aged 6—16 years.
Education fees in Australia are as follows:
- universities: €12,500—28,000 per year;
- public kindergartens: €50—500 per month;
- private kindergartens: €300—900 per month;
- private schools: €6,000—18,000 per year.
Safety
Australia ranks 20th globally in the Global Peace Index, reflecting its overall safety, with an imprisonment rate of 216 per 100,000 adults. However, pickpocketing remains a significant issue, with 595,700 incidents reported in 2024.
Overall, according to Expat Insider 2026, foreigners in Australia report a strong sense of personal safety, with 77% of expats viewing its political stability positively.
Climate
Australia has a diverse climate with many regions enjoying over 2,500 hours of sunshine annually. Summers are hot and dry, with temperatures ranging from +25…35°C, while winters are generally mild, averaging around +10…15°C.
Coastal cities like Sydney and Brisbane experience more sunshine and warmer temperatures, while the southern regions and Tasmania tend to be cooler and receive more rainfall. The outback experiences extreme summer heat with cold winters, offering a sharp contrast to the coastal cities.
The southern regions like Melbourne can have four seasons in a day, with rapidly changing weather patterns.
English proficiency and foreign residents
In Australia, English serves as the national language. The majority of Australians speak English, but the country is also home to a rich tapestry of other languages due to its diverse population.
Australia's estimated resident population is around 28 million people. Of these, 8.8 million were born overseas, representing 32% of the population. The top countries of birth for overseas residents in Australia include England, India, China, and New Zealand.
Best cities to settle
According to the Global Liveability Index 2026, three Australian cities are among best places to live worldwide:
- Melbourne — cultural hub, known for its street art, museums, and coffee culture, and major events like the Australian Open.
- Sydney — famous for the Opera House, Harbour Bridge, and iconic beaches, offering a beautiful natural harbor for water activities.
- Adelaide — known as the “Wine Capital,” with arts festivals and a lower cost of living compared to other major cities.
Perth and Brisbane were also included among Australia’s leading cities in the 2024 ranking. Perth is known for its abundant sunshine, striking beaches, and status as one of the world’s most isolated major cities. Brisbane, meanwhile, offers a subtropical climate, year-round outdoor activities, and convenient access to the Great Barrier Reef.
Australian cities stand out due to their balance of affordability, excellent public services, job opportunities, and overall safety.

Brisbane is becoming a major tech and startup hub in Australia, attracting innovation and investments in the digital space
6. The UK — best education
The UK appeals to Canadians with its strong education system, stable economy, and comprehensive public healthcare.
Cost of living and salaries
In the UK, a single person requires about €1,000 per month for living costs, plus an extra €1,300 for renting a one-bedroom apartment. This is approximately the same as in Canada.
In the UK, the minimum wage in 2026 is set at £12.71 per hour for adults aged 21 and over, which translates to around €593 per week.
The average salary for a full-time worker in the UK is approximately €45,500 per year. For example, engineers in the UK generally earn between €35,000 and 73,000 per year. Project managers earn from €34,000 to 87,000. Nurses earn approximately €40,000 annually.
Taxes
Taxes in the UK are as follows:
- personal income tax — 0 to 45%;
- corporate tax — 19%;
- corporate tax for companies with profits over £250,000, ≈ €300,000 — 25%;
- standard VAT — 20%;
- capital gains — 18 or 24%;
- stamp duty — 0 to 12%;
- inheritance on estates above the £325,000 threshold, ≈ €390,000 — 40%.
Healthcare
In the UK, a universal healthcare system called the National Health Service, offers free healthcare for residents, funded through taxes, although some services require co-payments. For example, prescriptions cost around €11 per item in England and are free in Scotland, Wales, and Northern Ireland.
Many residents and expats opt for private health insurance to gain quicker access to treatments and additional services. Premiums for private health insurance in the UK generally range from €60 to 230 per month. For those without private insurance, private doctor consultations can cost between €46 and 170, depending on the specialist and location.
The UK ranks 27th in the CEOWORLD healthcare ranking. Life expectancy in the country is 82.2 years.
Education
Public kindergartens and schools are free for both citizens and expats. Education is compulsory for children aged 5 to 18.
The UK is home to some of the world’s most prestigious universities, such as Oxford, Cambridge, Imperial College London, and London School of Economics. These institutions consistently rank among the top in global rankings, attracting students and faculty from all over the world.
The UK has a strong focus on research and innovation, with many universities conducting groundbreaking research in fields like medicine, technology, and social sciences.
Fees are as follows:
- universities: €12,000 to 45,000 per year;
- private kindergartens: €600—1,800 per month;
- private schools: €7,000—46,000 per year.
University tuition fees in the UK can be high, but there are several ways to ease the financial burden through scholarships, financial aid, and funding opportunities. For example, Canadians can apply for the Commonwealth Scholarship, which covers full tuition fees, airfare, and living expenses for Master’s and PhD programmes.
Another excellent option is the Chevening Scholarship, which fully covers tuition fees, travel expenses, and living stipends for those pursuing a Master’s degree in the UK. To qualify, applicants must have at least 2 years of work experience and a clear plan for how studying in the UK will benefit their home country.
Safety
Crime levels in England and Wales remain broadly stable in 2026. Violent crime is unchanged from the previous year and is 33% lower than in 2016. Police-recorded knife offences fell by 8%.
According to the Global Peace Index, the UK ranks 39th due to its political participation, with factors such as civil unrest, political tensions, and internal conflicts.
Climate
The UK has a temperate maritime climate, with mild temperatures, frequent rain, and cloudy skies year-round.
Winters are cool and damp, with temperatures rarely dropping below +0°C, and snow is uncommon except in higher elevations. Summers are mild, with average temperatures ranging between +15…25°C, but can occasionally reach higher temperatures during heatwaves.
Spring and autumn are marked by unpredictable weather, with frequent rain showers and periods of sunshine.
The west of the UK, especially areas like Wales and Scotland, experiences more rainfall due to its proximity to the Atlantic, while the southeast tends to be drier and sunnier.
Foreign residents and best cities to settle
Around 15% of the UK’s population are foreign-born. Most expatriates come from India, Pakistan, Poland, Romania, and Ireland.
Expats in the UK mostly settle in the following cities:
- London — the most culturally diverse cities in the world, with over 300 languages spoken, the UK’s global financial center, with numerous parks and gardens.
- Manchester — tech and media centre, hosting BBC North, with frequent rainfall and green spaces like Heaton Park and Platt Fields Park.
- Edinburgh — a UNESCO World Heritage site, home to the renowned Edinburgh Festival Fringe, the world’s largest arts festival, attracting artists and visitors from all over the globe.

Bristol, another city in the UK, is great for families. It is known for beautiful green spaces, arts scene, and relaxed lifestyle
7. The UAE — most attractive taxes
The UAE draws Canadians with its tax-free environment, high salaries, and modern infrastructure.
Cost of living
In the UAE, a single person spends around €1,000 per month on living expenses, with an extra €1,100 for renting a one-bedroom apartment. This is quite similar to the costs in Canada, with a minor difference of about 5% in overall monthly expenses.
Salaries
On average, project managers in the UAE earn between €36,000 and 93,600 per year. Software engineers can expect to earn between €18,000 and 62,400 annually, while nurses earn between €14,400 and 42,000 per year. Engineers earn between €37,200 and 78,000 per year.
Taxes
Taxes in the UAE are among the most attractive worldwide for expats:
- personal income tax — 0%;
- corporate tax — 0%;
- corporate tax on business profits exceeding AED 375,000, ≈ €90,000 — 9%;
- standard VAT — 5%;
- capital gains — 0%;
- stamp duty — 0%;
- wealth and inheritance — 0%;
- municipal taxes on rental income — 5%.
Healthcare
The mandatory health insurance law in the UAE requires all residents, including expatriates and citizens, to have health insurance coverage. This law ensures that all individuals have access to essential healthcare services, such as emergency care, GP visits, and specialist treatments. Premiums range from €120 to 360 per month for basic coverage.
GP and specialist visits in public hospitals may require a small copayment or be fully covered by insurance, depending on the plan. Specialist fees range from €35 to 120 per visit, but the amount paid depends on the specific details of the health insurance policy.
Private healthcare services in the UAE are often more expensive, and many people opt for private insurance to cover this. Premiums can range from €240 to 720 per month depending on the coverage and insurer. Without insurance, consultations with private doctors can range from €50 to 240.
According to the CEOWORLD Magazine’s 2025 Health Care Index, the UAE ranks 17th. Life expectancy in the country is 78.8 years.
Education
Public kindergartens and schools in the UAE are not free for expatriates. They are operated by the government and are aimed at Emirati children. However, there are private institutions available, which can range in fees.
Tuition fees are as follows:
- universities: €7,000 to 22,000 per year;
- private kindergartens: €350—700 per month;
- private schools: €2,500—15,000 per year.
Safety
The UAE ranks 4th in safety and security in the Expat Insider 2026 survey. Expats report high levels of personal safety, with 94% feeling secure in their daily lives.
However, the UAE ranks 73rd in the Global Peace Index due to factors like its monarchical system, restrictions on freedom of the press, and military involvement in regional conflicts.
Climate
The UAE has a hot desert climate. Summer temperatures can soar above +40°C, with high humidity levels, especially along the coast in cities like Dubai and Abu Dhabi. Winters are much more comfortable, with temperatures ranging between +15…25°C.
The UAE is known for year-round sunshine and very low rainfall.
English proficiency and foreign residents
Arabic is the official language of the UAE. In the courts, the other five official languages are Chinese, English, French, Hindi, and Russian. In the EF index, the UAE ranks 72nd in comparison to other countries, which reflects its low English proficiency.
However, English is commonly used in daily life in cities like Dubai and Abu Dhabi, where expatriates make up almost 90% of the total population.
Best cities to settle
According to the Expat Insider 2024 survey, Abu Dhabi and Dubai rank among top-10 destinations for expats. Both cities are known for their cutting-edge architecture and luxury lifestyle, making them standout choices for expats seeking a modern, cosmopolitan environment:
- Dubai — home to iconic landmarks like the Burj Khalifa, extravagant malls, and desert safaris, where visitors can experience camel rides, dune-bashing, and sandboarding.
- Abu Dhabi — global energy hub, though quieter than Dubai, with world-class infrastructure, beautiful long beaches, and rich cultural experiences like the Louvre Abu Dhabi.
Residence options
Investors, entrepreneurs, and highly skilled professionals can obtain a 10-year or 2-year UAE Golden Visa.
The 10-year visa requires an investment of at least AED 2 million, ≈ $545,000, in property. Mortgaged property can qualify if the investor provides a bank letter confirming the amount paid and the outstanding balance. In Abu Dhabi, the investor’s own capital must be at least AED 2 million. For example, a property worth AED 5 million may have a mortgage of up to AED 3 million.
The 2-year visa is available for properties worth AED 750,000, ≈ $204,000, or AED 1 million, ≈ $272,000, if jointly owned with a spouse. The property must be fully constructed, habitable, and fully owned by the applicant.
The visa extends to spouses, unmarried sons under 25, and unmarried daughters of any age. It allows holders to live outside the UAE without losing their visa, and the 10-year visa is renewable indefinitely.

Between 2021 and 2023, around 285,000 UAE Golden Visas were issued
8. The Netherlands — highest English proficiency
The Netherlands appeals to Canadians with its high English proficiency, strong salaries, and reliable healthcare system.
Cost of living
In the Netherlands, a single individual spends around €1,000 per month on living costs, with an extra €1,000 for renting a one-bedroom apartment. These expenses are nearly identical to those in Canada, with a minor difference of about 5% in the overall monthly costs.
Salaries
As of July 2026, the minimum salary rate for workers aged 21 and older is €14.99 per hour, which results in €599.60 per week. The average annual salary is around €50,000.
Project managers generally earn €55,000—85,000 per year, while engineers make between €45,000 and 85,000. Nurses have an average annual salary of €32,000—55,000.
Taxes
Taxes in the Netherlands are:
- personal income tax — 35.75 to 49.50%;
- corporate tax for profits over €200,000 — 25.8%;
- corporate tax for profits up to €200,000 — 19%;
- income from savings and investments — 36%;
- standard VAT — 21%;
- property tax — 0.1 to 0.2%;
- property transfer tax — 2 or 8%;
- inheritance — 10 to 40%.
Healthcare
The Netherlands has a universal healthcare system, where basic health insurance is mandatory for all residents, including expats. This insurance is provided by private companies but regulated by the government to ensure it covers essential services such as:
- GP visits;
- hospital treatments;
- specialist care;
- emergency services;
- maternity care;
- prescription medications.
Additional services, like dental care for adults, physiotherapy, or mental health treatment, are available at an additional cost. Dental care for children under 18 is covered under the basic insurance plan.
The monthly premium for basic health insurance ranges from €100—150 per person. Residents also need to pay an annual deductible of €385 before the insurance covers additional costs.
The Netherlands rank 7th in CEOWORLD healthcare ranking, with life expectancy reaching 83.2 years.
Education
Public kindergartens and schools are free for expats. In the Netherlands, education is compulsory for children between the ages of 5 and 16.
Tuition fees are as follows:
- universities: €2,000 to 15,000 per year;
- private kindergarten: €250—1,200 per month;
- private schools: €5,000—15,000 per year.
Safety
In the 2026 Global Peace Index, the Netherlands ranked 17th, meaning it's a relatively peaceful country. The Netherlands has a low crime level — the country has seen a significant decrease in its prison population over the past two decades, closing more than 20 prisons as a result
Climate
The Netherlands has a temperate maritime climate. Winters are generally cold but rarely drop below 0°C, with occasional snowfall. Average temperatures in winter range between +2…6°C, while summer temperatures hover around +17…22°C, though heat waves can occasionally push temperatures above +30°C.
Rainfall is spread throughout the year, with the wettest months usually in August and October, and the country often experiences cloudy and windy conditions.
English proficiency and foreign residents
The Netherlands tops the list of countries with very high proficiency in English, meaning many Dutch people are fluent in English.
In the Netherlands, 17% of the population is born abroad. Most expats are from another European country, including Ukraine, Poland, Spain, and Romania.
Best cities to settle
When choosing a city in the Netherlands, expats often prefer these top locations:
- Amsterdam — among 20 best cities worldwide, famous for 100 kilometers of canals and 1,500 bridges and also known as the “Bike Capital” of the world, with over 800,000 bikes in the city.
- Rotterdam — home to the largest port in Europe, numerous cultural festivals, such as the North Sea Jazz Festival and International Film Festival Rotterdam.
- The Hague — a diplomatic city, with the Dutch government and the International Court of Justice, also located on the coast, offering popular beaches like Scheveningen and Kijkduin.
- Utrecht — medieval city, with charming canals, narrow streets, landmarks like the Dom Tower, and also home to Utrecht University, one of the oldest and largest in the Netherlands.

Nature lovers can explore Texel Island, known for its Texel National Park with dunes, beaches, and wetlands, ideal for birdwatching and hiking
9. New Zealand — most peaceful on the list
New Zealand attracts Canadians with its peaceful environment, lower living costs, and strong public healthcare system.
Cost of living and salaries
Life in New Zealand is approximately 15—20% cheaper than in Canada, considering the difference in monthly expenses and rent. One needs around €1,600 per month in New Zealand, including rent.
In New Zealand, the adult minimum wage is NZ$23.95, or approximately €12.20. This amounts to around €488 per week for a 40-hour working week.
Registered nurses earn between €38,000 and 54,000 per year, while software engineers earn around €56,000. Project managers typically receive between €46,000 and 71,000 annually. Civil and mechanical engineers earn approximately €48,000 to 59,000, with senior engineering professionals earning considerably more.
Taxes
Taxes in New Zealand are as follows:
- personal income tax — 10.5 to 39%;
- corporate tax — 28%;
- standard VAT — 15%;
- capital gains — 0%;
- stamp duty — 0%;
- wealth and inheritance — 0%;
- property tax — 0.3 to 0.6%.
Healthcare
The public system provides free or low-cost healthcare to all citizens and residents, funded primarily through general taxation. Services include inpatient, outpatient, mental health, long-term care, and prescription medications.
While many services are free, patients may incur co-payments for certain services. For example, GP visits cost €15—30, with higher fees for those not enrolled with a GP. Prescription medications usually require a co-payment of €2.50 per item.
Private health insurance is available to cover additional costs. Premiums vary between €55—135 per month.
CEOWORLD magazine put New Zealand 21st, with life expectancy being 83.2 years.
Education
In New Zealand, public education is free for children aged 5 to 19. This applies to both kindergartens and schools. Education is compulsory for children between the ages of 6 and 16.
Fees at the universities and private schools and kindergartens are as follows:
- universities: €12,000 to 28,000 per year;
- private kindergarten: €170—700 per month;
- private schools: €2,800—11,000 per year.
Safety
In the 2026 Global Peace Index, New Zealand secured the 2nd position, reflecting its longstanding commitment to peace and stability.
In 2025, 28% of adults in New Zealand experienced at least one personal or household crime. This was the lowest rate recorded since the national survey began in 2018. Fraud and vehicle theft are the most common types of crime.
Climate
New Zealand has a temperate climate with significant regional variation. The north experiences mild, subtropical conditions, with warm summers averaging +20…30°C and cool winters around +10…15°C. The south has colder winters, especially in areas like Queenstown where temperatures can drop below 0°C.
Spring and autumn are mild, with variable weather. Rainfall is more common on the west coast, while the east tends to be drier. New Zealand is known for its frequent changes in weather, with coastal areas experiencing windy conditions throughout the year.
English proficiency and foreign residents
English is the official language in New Zealand, used in government, education, and daily communication by the majority of the population. Māori is spoken by the indigenous Māori people, recognised as an official language in 1987.
In New Zealand, immigrants make up around 30% of the total population. The largest groups come from the UK, China, India, Australia, South Africa, the Philippines, Fiji, and Samoa.
Best cities to settle
Auckland ranks 12th among 173 cities in the Global Liveability Index 2026. New Zealand’s largest city and economic hub combines urban opportunities with beaches, volcanic parks, and the Hauraki Gulf.
Wellington also has a strong record for liveability, ranking 20th worldwide in both 2024 and 2025. The heart of New Zealand’s film industry is highly walkable, with attractions, restaurants, and shops within easy reach, as well as surrounding hills, beaches, and forests.

Auckland is built on 53 dormant volcanoes, including Mount Eden, which offers beautiful views of the city
10. Denmark — highest salaries
Denmark stands out for Canadians thanks to its high salaries, stable living costs, and strong economic environment.
Cost of living
Life in Denmark is quite similar to Canada, with the main difference being that rent prices are about 10% lower in Denmark. One needs around €1,800 including rent to live comfortably in Denmark.
Salaries
Denmark does not have a statutory minimum wage. Salaries are determined through collective agreements and individual employment contracts.
The average employee earns approximately €83,000 per year, including pension contributions. Project managers earn around €97,000 annually, while newly qualified engineers generally start at €69,000 to €77,000. Nurses earn between €53,000 and 68,000 per year.
Taxes
The personal income tax in Denmark consists of a state tax, a municipal tax, and a church tax — for those who are members of the Danish National Church. The taxes are as follows:
- state tax — 12.01% bottom tax, plus additional bands of 7.5%, 7.5% and 5%;
- labour tax — 8%;
- municipal tax — 23 to 27%;
- church tax — 0.4 to 1.3%;
- corporate tax — 22%;
- standard VAT — 25%;
- capital gains — 27 to 42%;
- property transfer tax — 0.6%;
- wealth — 0%;
- inheritance — 15%.
Healthcare
Denmark has a universal healthcare system funded through taxes, providing all legal residents with access to essential medical services, including GP visits, specialist treatments, hospital care, and medications.
Patients may pay towards prescription medicines, adult dental care, physiotherapy, and certain other services. Reimbursement for eligible prescription medicines increases with annual spending, with the standard patient contribution capped at around €650 per reimbursement year.
Private insurance is available for quicker access to services or additional treatments, such as dental care, which is free for children under 18 but can cost €80—150 for adults per month. The cost of private insurance varies between €100—250 per month.
CEOWORLD magazine put Denmark 24th among countries with the best healthcare system. Life expectancy in Denmark is 81.8 years.
Education
In Denmark, public kindergartens and schools are free for both citizens and foreign residents. Education is compulsory for children between the ages of 6 and 16.
Fees for universities, private schools, and kindergartens are as follows:
- universities: €6,000 to 12,000 per year;
- private kindergarten: €300—700 per month;
- private schools: €4,000—12,000 per year.
Safety
According to the Expat Insider 2026, Denmark ranks 1st for safety and security, with 97% of expats expressing satisfaction with their personal safety. In 2025, Statistics Denmark recorded 68,623 victims of reported offences against the person.
Still, the country ranks 11th on the Global Peace Index, and its incarceration rate stands at approximately 70 per 100,000 residents.
Climate
Denmark experiences a temperate maritime climate, with relatively mild winters and cool summers.
Coastal winter temperatures range between +0…5°C, while inland areas can drop to around -5°C. Summers are cool, ranging around +15…20°C, though coastal areas tend to have milder conditions. Spring and autumn bring mild weather, though the seasons are marked by rapid changes and occasional rainfall.
Denmark’s flat landscape results in fairly uniform weather across the country.
English proficiency and foreign residents
Denmark ranks 7th in the EF Index, showcasing its high proficiency in English. English is taught from a young age, and around 85% of Danes speak it fluently as a second language.
While Danish is the official language, several minority languages are spoken, especially in regions like Greenland and the Faroe Islands.
Approximately 17% of Denmark's population consists of foreigners, with the largest groups originating from Türkiye, Ukraine, Poland, Romania, and Syria.
Best cities to settle
Expats seeking to live in Denmark will find these cities ideal:
- Copenhagen — the 1st best city worldwide for expats to live, according to the Global Liveability Index 2026, with over 390 kilometers of bike lanes, Denmark’s architecture, furniture, and fashion centre, with Copenhagen Design Week annually.
- Aarhus — known for youthful energy, several Michelin-starred restaurants, and green spaces, including Risskov, a large natural area perfect for walking, cycling, and picnicking.
- Aalborg — medieval city, also known for its lively nightlife, scenic waterfront views, activities like kayaking and sailing, and festivals like the Aalborg Carnival and Aalborg Pride.
- Odense — historic center with charming cobblestone streets, quaint cafes, and boutiques, also growing as a tech hub, with Odense Robotics leading the way in innovation.

Denmark is known for its clean air and overall environmental quality
11. Norway — most eco-friendly
Norway appeals to Canadians with its strong economy, slightly lower housing costs, and commitment to environmental sustainability.
Cost of living and salaries
Monthly expenses in Norway, including rent, are at least €2,000, which is comparable to Canada. However, housing costs in Norway are slightly lower, with one-bedroom apartment rents being about €100—200 cheaper.
Project managers in Norway earn around €75,000—100,000 annually, while software engineers can expect to make about €88,000 per year. Nurses earn an average of €68,000 annually, while engineers in fields like civil, mechanical, or electrical engineering earn around €90,000 per year.
Taxes
Taxes in Norway are as follows:
- personal income tax — 22% on net general income, plus 1.7 to 17.8% on gross personal income;
- corporate tax — 22%;
- standard VAT — 25%;
- capital gains — 22%;
- property transfer tax — 2.5%;
- wealth — 1—1.1%;
- inheritance — 0%.
There are lower corporate tax rates for certain types of companies. Shipping companies may be exempt from the standard 22% corporate tax on eligible shipping income under Norway’s tonnage tax regime. Instead, they pay an annual tax based on the net tonnage of their vessels.
Healthcare
Norway has a universal healthcare system funded through taxes, providing all legal residents access to medical services like GP visits, specialist treatments, hospital care, and medications.
There are small co-payments for some services:
- €25—30 for a GP visit;
- €40 for specialist visits.
Norway uses a cost ceiling where healthcare expenses are capped at €280 per year, after which all further costs are covered.
Private insurance is available for faster services or additional care like dental treatments, which are free for those under 18 but cost around €60—100 for adults.
CEOWORLD magazine put Norway 9th among nations with the best healthcare system. Life expectancy in the country is 83.8 years.
Education
Public kindergartens and schools are free in Norway for both citizens and foreign residents. Education is compulsory for children between the ages of 6 and 16.
Fees at the universities and private schools and kindergartens are as follows:
- universities: €9,500 to 15,000 per year;
- private kindergarten: €200—300 per month;
- private schools: €5,000—14,000 per year.
Safety
Norway ranks 33rd in the Global Peace Index, indicating a high level of peacefulness. Norway maintains a low incidence of crime and benefits from a stable political environment. Expats report high levels of safety in Norway, which ranks 14th for Safety and Security in the Expat Insider survey. Around 91% of respondents rate their personal safety positively.
Climate
Norway has a temperate maritime climate along its coastal regions.
Winter temperatures are 0…+5°C on the coast, while colder inland areas can drop below -10°C. Summers are cool, with average temperatures ranging between +15…20°C, although northern regions like Tromsø can experience 24-hour daylight in the summer. Spring and autumn are mild, with rapidly changing weather and occasional rain showers.
The country’s mountainous terrain creates varying microclimates, especially in higher elevations.
The air in Norway is notably clean and fresh, thanks to the country’s strong commitment to eco-sustainability. One example is its widespread adoption of electric vehicles: EVs accounted for 95.9% of new passenger-car registrations in 2025 and 97.6% in the first half of 2026. EVs have surpassed gasoline cars on Norwegian roads.
English proficiency and foreign residents
Norway follows the Netherlands in its English proficiency, taking the 5th place. Two official languages include Norwegian and Sámi.
Norway's immigrant population totals around 987,000 people, accounting for approximately 17.5% of the country's total population. The majority of expatriates come from Poland, Ukraine, Lithuania, Syria, Sweden, Somalia, Germany, Eritrea, the Philippines, and Iraq.
Best cities to settle
In Norway, appealing places to settle include:
- Oslo — country’s political, economic, and cultural hub, one of the greenest cities, with nearly one-third of the city made up of forests, parks, lakes, and plans to be carbon-neutral by 2050.
- Bergen — gateway to the fjords, one of the wettest cities in Europe, and a UNESCO City of Music, with the Bergen International Festival and the Bergen Philharmonic Orchestra.
- Stavanger — Norway’s oil capital, located near Preikestolen, a famous hiking spot with views of Lysefjord, and also hosting film and jazz festivals annually.
- Trondheim — “City of Technology” and a hub for research and innovation, also being one of the most bike-friendly cities and the best spots to witness the Northern Lights.

Ålesund, a coastal city in western Norway, is known for its Art Nouveau architecture and the gateway to the Geirangerfjord
How Immigrant Invest can help Canadians move abroad
Immigrant Invest is a consulting company specialising in citizenship and residence solutions for investors and their families. Since 2006, we have assisted more than 10,000 clients worldwide.
We work with residence and citizenship programmes across Europe, the Caribbean, and other regions. Canadians can explore options in Portugal, Greece, Malta, Hungary, Spain, Italy, Cyprus, the UAE, and other countries depending on their relocation goals and circumstances.
Our support covers every stage of the relocation process, including:
- Selecting a country and residence option. Experts assess the client’s goals, family situation, preferred timeline, and other requirements to identify suitable immigration routes.
- Preliminary Due Diligence. An AML Compliance Officer reviews the applicant’s circumstances and potential risks before an application is filed.
- Preparing documents. The legal team assists with the required documents, certifications, sworn translations, and Source of Funds records.
- Submitting the application. We file applications, communicate with the relevant authorities, and keep clients informed about their progress.
- Post-approval assistance. We help with residence permit renewals and replacements, as well as banking, property matters, and relocation logistics.
Support does not end once Canadians receive their residence permits. We continue assisting clients with renewals, tax residence planning, property matters, and other practical issues that may arise as they settle abroad or plan their next immigration steps.
To sum up: best countries to relocate from Canada
- Canadians move abroad for a better quality of life, lower living costs, enhanced business and career opportunities, as well as more favorable climates and political stability.
- Across the EU, the best countries to relocate from Canada include Portugal, Greece, Spain, Malta, Denmark, and the Netherlands. Norway and the UK are also popular options within Europe.
- New Zealand and Australia are among the best destinations for Canadians in Oceania, with high salaries, healthcare quality, and better climate.
- In Asia, the UAE stands out with its zero taxes and Golden Visa, providing an extendable residence permit for 10 years.
- Portugal, Greece, and Malta also offer investment residence options.
Immigrant Invest is a licensed agent for citizenship and residence by investment programs in the EU, the Caribbean, Asia, and the Middle East. Take advantage of our global 15-year expertise — schedule a meeting with our investment programs experts.
























