About 14 million people travel across borders annually for medical reasons, usually targeting countries with world-class healthcare systems.
Switzerland, Germany, the Netherlands, Finland, Denmark, Sweden, Canada, the USA, Taiwan, Japan, and Singapore consistently rank among the top destinations due to their high-quality medical technologies and renowned hospitals.
Learn which country to choose for medical tourism and future relocation.
Author •Alevtina Kalmuk
30 countries with the best healthcare systems in 2024
Switzerland consistently ranks among the top healthcare countries, with mandatory private insurance ensuring comprehensive services. Its focus on personalised healthcare and cutting-edge medical facilities results in some of the highest life expectancy rates globally.
In Scandinavia, Denmark and Sweden provide tax-funded universal healthcare, known for preventive care and equitable access. Norway excels in quality but is costly due to high taxes, while Finland shines in maternal and child health, maintaining affordability through public funding.
Italy and Portugal offer universal healthcare that is both affordable and accessible, though regional differences in care quality can be an issue. Together with Spain, Hungary, and Greece, these countries offer residency for investors, digital nomads, business owners, and financially independent people.
Canada’s system is free at the point of use but suffers from long wait times for non-urgent care.
The USA has world-class medical technology and innovation but lacks universal coverage, with high costs creating significant barriers to access, making it a complex and expensive system for many residents.
30 countries with the world’s best healthcare systems, rated by CEOWORLD Magazine:
Taiwan.
South Korea.
Australia.
Canada.
Sweden.
Ireland.
Netherlands.
Germany.
Norway.
Israel.
Belgium.
Switzerland.
Japan.
Singapore.
United States.
Austria.
UAE.
Czech Republic.
Finland.
Portugal.
New Zealand.
Italy.
Hong Kong.
Denmark.
France.
Spain.
United Kingdom.
Greece.
India.
Luxembourg.
Healthcare ratings for each country are formed using a comprehensive set of metrics that assess various aspects of a country’s healthcare system. Organisations like the World Health Organisation, Bloomberg, and The Commonwealth Fund, as well as various academic institutions, use specific methodologies to rank healthcare systems.
Life expectancy is a critical indicator of the overall health of a population. It is influenced by healthcare access, quality, and preventive care.
Public and private healthcare integration shows how well they serve different segments of the population. Countries with seamless integration between public and private options tend to rate higher.
Infant mortality and maternal health reflect the quality of prenatal and postnatal care. A lower infant mortality rate and better maternal health outcomes are associated with a more effective healthcare system.
Preventable death rates assess how well the healthcare system manages treatable or preventable conditions, such as infections, chronic diseases, or cancers.
Healthcare spending and efficiency is about the percentage of GDP spent on healthcare, and how efficiently the funds are utilised. This includes factors like administrative costs, healthcare inflation, and the economic burden on households.
Access to care measures how easily the population can access healthcare services, including primary care, specialists, and emergency services. It also considers geographic distribution and wait times.
Quality of medical care involves assessing the technical skills of healthcare professionals, the standard of hospitals, and the availability of advanced medical technologies. It also considers how well care is coordinated across various services.
Affordability is about the cost of healthcare for individuals and the degree to which out-of-pocket expenses are affordable.
Health equity assesses whether healthcare services are distributed equitably across different social, economic, and geographic groups within a country.
Singapore
Statista put Singapore 1st as the country with the best healthcare system.
Life expectancy is 83.9 years: 81.4 for men and 86.3 for women.
Singapore has a dual healthcare system, consisting of both the public and private sectors. Singapore’s universal health insurance program, MediShield Life, covers all Singaporeans and permanent residents. Medisave allows individuals to set aside a portion of their income to cover future medical expenses.
Basic outpatient consultations with insurance cost $30—45, rising to $75 for a specialist’s visit. In the private sector, consultations with a specialist range from $110 and 220.
Expats are not covered by this program and are required to obtain private health insurance. Many employers offer private health insurance to expats, which covers both public and private healthcare.
Individual basic health insurance plans range between $730 and 1,460 per year, covering essential inpatient care, hospital stays, and basic treatments. To cover specialist visits, diagnostics, medications, and more extensive treatment options, premiums range from $2,200 to 7,300.
Premium private health insurance covers all types of care, including private hospitals, international coverage, and high-end treatments, such as major surgeries or specialist procedures. Their costs vary between $7,300 and 14,600.
Leading healthcare branches in Singapore include oncology, cardiology, neurology, orthopaedics, fertility and reproductive medicine, gastroenterology, and plastic and cosmetic surgery.
Best hospitals in Singapore are:
Taiwan
According to CEOWORLD Magazine, Taiwan is ranked 1st as the country with the best healthcare.
Life expectancy is 81.3 years: 78.3 for men and 84.7 for women.
Taiwan operates a National Health Insurance (NHI) system, which covers all citizens and legal residents. Expats with a valid residence permit can enrol in NHI after living in Taiwan for six months. NHI covers a wide range of services, including hospital stays, doctor visits, dental care, prescription medications, and even traditional Chinese medicine.
Taiwan’s NHI allows patients to access both public and private healthcare providers. Many people choose private hospitals for faster services, but the care quality is consistent across both sectors. Healthcare providers and specialists can be chosen without referrals, and most clinics and hospitals have English-speaking staff, especially in urban areas.
Healthcare in Taiwan is highly affordable. Insurance premiums are based on income, and the government subsidies a significant portion of the costs. The average monthly premium is 1,91% of the salary, and employers typically contribute around 60% of this premium.
Co-payments for consultations and medications with NHI are low: doctor’s and specialist’s visit costs are $5—15, medications range from $3 to 7. Taiwan places a strong emphasis on preventive care, offering regular check-ups, cancer screenings, and vaccinations at little or no cost.
For those who opt for private healthcare or services not covered by NHI, costs can be higher. A private hospital visit could cost from $70 to 100 per consultation, depending on the provider and services.
Taiwan’s tropical and subtropical climates mean that certain diseases, like dengue fever, may be a concern, especially in the southern regions. It’s important to stay informed about local health advisories and get vaccinated as recommended.
Leading healthcare branches in Taiwan include oncology, cardiology, neurology, orthopaedics, nephrology, gastroenterology, plastic surgery, fertility treatments, and traditional Chinese medicine.
Best hospitals in Taiwan are:
South Korea
CEOWORLD Magazine put South Korea 2nd among countries with the best healthcare systems.
Life expectancy is 83.5 years: 80.5 years for men and 86.5 for women.
South Korea operates a universal healthcare system through the National Health Insurance Service (NHIS), covering all citizens and foreign residents.
NHI premiums are based on income. Employees contribute around 3—4% of their salary, with the employer covering an additional portion. Self-employed individuals’ premiums are calculated based on their reported income and property, starting at $150—250 and being higher for earners with significant assets.
Patients pay 20—30% of medical fees, with the insurance covering the rest. Co-payments for doctor visits range from $5 to 20, depending on the type of care. Prescription drugs are covered by NHI, with co-pays for medication being relatively low.
Both private and public hospitals offer excellent care. Many expats and locals purchase private health insurance to cover additional costs that the NHI may not fully fund, such as private hospital fees, elective procedures, or luxury rooms.
Private hospitals are preferred for faster service and shorter waiting times, but they charge higher fees. Visits to doctors and specialists range between $40—160. With NHI, a portion of these costs is still covered, reducing the consultation fee up to 70—80%.
South Korea has become a hub for medical tourism, especially for specialised treatments like plastic surgery, cancer treatment, and cardiovascular care. In major cities like Seoul and Busan, many hospitals have English-speaking doctors or translators to assist foreign patients.
Leading healthcare branches in South Korea include oncology, cardiology, neurology, orthopaedics, plastic surgery, dermatology, reproductive medicine, ophthalmology, gastroenterology, and nephrology.
Best hospitals in South Korea are:
Japan
According to Statista, Japan is ranked 2nd among countries with the best healthcare.
Life expectancy is 84.7 years: 81.5 for men and 87.7 for women.
Japan operates a universal healthcare system that provides access to medical services for all residents, including foreign residents. The system is mainly funded through mandatory health insurance contributions from both employers and individuals.
Two main types of health insurance include:
Employee Health Insurance (EHI): for salaried workers, with contributions shared between the employee and employer.
National Health Insurance (NHI): for self-employed, students, retirees, and expats not covered by EHI. Individuals pay the entire premium based on their income level.
All residents, including expats with a long-term visa, are required by law to enrol in either EHI or NHI. Under health insurance, patients pay 30% of medical costs: $10—20 for doctor’s visits and $5—15 for medications. Routine health check-ups are fully covered. For low-income individuals, seniors, or those with significant healthcare needs, financial assistance programs are available.
Many hospitals and clinics offer English-language services, especially in large cities like Tokyo, Osaka, and Kyoto.
Leading healthcare branches in Japan include oncology, cardiology, neurology, orthopaedics, gastroenterology, nephrology, ophthalmology, plastic surgery, geriatrics, and reproductive medicine.
Best hospitals in Japan are:
Canada
CEOWORLD Magazine put Canada 4th among countries with the best healthcare systems.
Life expectancy is 82.2 years: 80.2 for men and 84 for women.
Canada operates a universal healthcare system funded through taxes. Healthcare in Canada is managed by individual provinces and territories, not the federal government. The coverage and services vary depending on where one lives. However, all provinces offer universal healthcare for residents.
Each province offers its own public health insurance plan, such as OHIP in Ontario or MSP in British Columbia. After moving to Canada, it is necessary to apply for coverage in the province of residence. In most territories, there is a waiting period of up to 3 months before coverage begins.
The public healthcare system covers essential services like doctor visits and hospital stays. While medications are not typically covered under the public system, some provinces have programs to assist with the cost, especially for seniors, low-income families, and those with chronic conditions.
Many Canadians have private health insurance for services not covered, such as dental care, prescription drugs, physiotherapy, and vision care. Insurance plan costs vary between CAD 50 and 300 per month, exceeding CAD 400 for families.
Canada has a family doctor system, where a family physician is the primary healthcare provider. They manage general health and refer families to specialists if needed. Many provinces offer free telehealth services, where it is possible to consult a nurse or doctor over the phone for advice on medical issues.
Telemedicine services are becoming more common in Canada, allowing residents to consult with healthcare professionals online or over the phone.
Leading branches of medicine in Canada are oncology, neurosurgery, cardiology, geriatrics, trauma, transplant surgery, immunology, and fertility treatments.
Best hospitals in Canada are:
The USA
According to CEOWORLD Magazine, the US is ranked 15th among countries with the best healthcare systems.
Life expectancy is 77.2 years: 74.5 for men and 79.9 for women.
The US does not have a universal healthcare system like many other countries. Healthcare is mainly provided through private insurance, which is either employer-sponsored or purchased individually.
Due to the high cost of healthcare in the US, having health insurance is essential. Without insurance, medical costs can be extremely high, even for routine care or emergency services. Monthly premiums for individual plans range from $300 to 1,000+ depending on the level of coverage, with family plans being more expensive. Dental and vision care are generally not included in standard health insurance plans.
Prescription drug costs in the US can be high. While many health insurance plans provide some level of coverage for prescription drugs, co-pays or co-insurance are often required. Co-pays range from $5 to 100+, depending on the drug tier and insurance plan.
There are government-funded healthcare programs for specific populations, such as Medicare for people aged 65 and older or with certain disabilities: it covers 80% of the costs. Medicaid is defined for low-income individuals and families. There’s also the Children’s Health Insurance Program for children in low-income families who do not qualify for Medicaid.
Telemedicine services, such as virtual doctor visits, have grown in popularity in the US. Many insurance plans now cover telehealth services, especially for primary care, mental health consultations, and follow-ups.
Leading medicine branches in the US are oncology, cardiology, neurosurgery, orthopaedics, paediatrics, transplant medicine, geriatrics, fertility treatment, immunology and infectious diseases, mental health, and psychiatry.
Best hospitals in the US are:
Tunisia
Overall life expectancy in Tunisia is 76.7 years: 74.4 years for men and 78.9 for women.
Tunisia provides a universal healthcare system funded by the government. Public healthcare services are accessible to all Tunisian residents, including expats.
Public hospitals and clinics offer affordable services, but the quality can vary, and there are often long waiting times, especially in rural areas. Tunisia has a well-developed private healthcare sector, which is popular among expats and wealthier Tunisians.
Private insurance plans mostly cover everything from general medical care to specialist consultations and dental treatments. Providers like Allianz and AXA offer plans tailored to expats. Depending on the level of coverage, private health insurance costs between €300 to 1,200 per year for individual plans. A consultation with a specialist ranges from €20 to 50. Public facilities tend to be better equipped in urban areas like Tunis, Sousse, and Sfax.
Leading branches of medicine in Tunisia are cosmetic and plastic surgery, gastroenterology, urology, orthopaedics, neurology, cardiology, and oncology. Tunisia also has a well-developed dental care system, with many private clinics offering high-quality services at relatively low costs.
Tunisia is a bilingual country, with Arabic and French being the primary languages spoken in healthcare settings. French is widely used in medical facilities, especially in urban areas. In private hospitals, many doctors speak English.
Best hospitals in Tunisia are:
Egypt
Life expectancy in Egypt is 72.5 years: 70.4 for men and 74.7 for women.
Egypt’s public healthcare system operates through government-run hospitals and clinics. These services are relatively affordable, but their quality can be inconsistent. Public hospitals often face challenges such as overcrowding, long wait times, and outdated equipment.
The private healthcare sector is more advanced, especially in urban areas like Cairo and Alexandria, offering higher standards of care and modern facilities.
International insurance providers like AXA and Allianz offer plans that cater to expats living in Egypt, with costs between €300 to 1,200 per year. A consultation with a specialist in a private hospital ranges from $10 to 40.
Egypt is steadily growing as a destination for medical tourism. According to estimates, a few thousand medical tourists visit Egypt annually, with the country ranking 25th globally in terms of medical tourism.
Egypt specialises in cosmetic surgery, dental treatments, orthopaedic care, and advanced treatments for diseases like hepatitis C.
Best hospitals in Egypt are:
Egypt grants citizenship to foreign investors. Spouses and children under 21 are also eligible. Families do not have to take exams on Arabic or Egyptian history.
To qualify for Egyptian citizenship, an applicant should invest at least $250,000. With Egyptian citizenship, foreigners can get E‑2 visas to the US, with a possibility to live and work there. To qualify, investors need to start or buy a business in the US. There’s no official minimum threshold, but a contribution of at least $100,000 is usually enough to apply for an E‑2 visa successfully.
Factors that are taken into account for healthcare rankings are life expectancy, accessibility, affordability, preventive care, public and private integration.
In terms of affordability, Taiwan, South Korea, Sweden, Canada, Portugal, and Finland offer healthcare services at lower costs than other countries.
The Netherlands, Germany, Switzerland, and Singapore excel in integrating both public and private healthcare, allowing residents to benefit from comprehensive coverage.
Singapore, South Korea, Switzerland, and the US are the most popular for medical tourism.
Denmark, Norway, Canada, and Taiwan are strong in healthcare accessibility, offering universal coverage with efficient public services. Finland and Sweden also ensure comprehensive access with minimal financial barriers.
Switzerland, Germany, Japan, and the US are among the best for healthcare quality, with highly advanced medical technologies and specialised treatments. Canada, Italy, and Norway also provide high standards of care through well-established public systems.
Countries that have both excellent healthcare systems and straightforward residence permit programs are Portugal, Spain, Italy, Hungary, Canada, and Switzerland.
How we won the court against the Portuguese migration service regarding no decision on residency
Portugal Golden Visas and a wedding in Europe for a lesbian couple
How to add parents to Portugal residence permit program
Portugal
CEOWORLD Magazine places Portugal 20st, putting it among the leaders in terms of healthcare.
Life expectancy in Portugal is 82.3 years: 79.6 for men and 84.8 for women.
Portugal has a publicly funded National Health Service (SNS) that provides universal healthcare to all legal residents, including expats. The system is funded through taxes, so expats need a tax identification number, NIF.
Public healthcare in Portugal is not completely free but is highly subsidised. Residents pay small co-payments for doctor visits, specialist consultations, diagnostic tests, and emergency care. For example:
€5—10 for a GP visit;
€7—20 for a specialist visit;
€15—20 for emergency care.
Individuals with low incomes, children under 18, pregnant women, and individuals with chronic diseases may qualify for exemptions from co-payments.
Dental care is free for children under 18. Basic dental visits for adults cost between €30—80.
Under the SNS, each resident is assigned a family doctor through their local health centre. The family doctor is the first point of contact for non-emergency healthcare and specialists. However, there can be long wait times for some non-urgent services in the public sector.
Many expats and residents choose private health insurance to access faster services, private hospitals, and more personalised care. Policies cost range from €30—100 per month, depending on age, coverage, and provider. Major providers include Médis, Multicare, and Fidelidade. Without insurance, private doctor consultations cost around €50—100, and specialist visits are higher.
Portugal is gradually expanding digital healthcare services, including telemedicine. Many private insurers and clinics offer online consultations, especially for minor issues or follow-up care.
Leading medicine branches in Portugal are oncology, neurology, cardiology, trauma surgery, reproductive, transplant medicine, ophthalmology, rheumatology, and psychiatry.
Best hospitals in Portugal are:
Portugal issues residency for investors, digital nomads, and financially independent people. After 5 years of living in the country, they become eligible for Portuguese citizenship.
By investing at least €250,000 in the economy of Portugal, foreigners obtain residence permits together with their spouses, children under 26, and parents. It’s not necessary to live in the country; it’s enough to spend at least 7 days per year to maintain residency.
Digital nomads become residents of Portugal if they confirm a monthly income of €3,280+ and savings of €9,840 in their bank account. It is also required to rent or buy property in Portugal. Spouses, children under 30, and parents can also qualify. Digital nomads must add to their bank accounts 30% per spouse or parent and 25% per child.
Financially independent people obtain a D7 Visa to Portugal by confirming a monthly passive income of €820. They also need to buy or rent real estate in Portugal. Pensioners and investors can qualify for a visa together with their spouses, children under 21, and parents. In this case, the required income rises by 50% for a spouse or parent and by 30% for a child.
Italy
According to the World Population Review, Italy is 8th as the country with the best doctors and 22nd among 110 countries as one providing high-quality medical care.
Life expectancy is 83.6 years: 81 for men and 86.1 for women.
Italy operates a universal healthcare system, known as the Servizio Sanitario Nazionale (SSN), which provides healthcare services to all residents, including expats. It’s funded through taxes.
To register for the SSN at the local health authority, one needs an Italian tax code “Codice Fiscale, ” a residence permit, and proof of address. Once registered, the resident is provided with a family doctor, who is the primary healthcare provider and is essential for getting referrals to specialists and other services.
Many healthcare services are free, such as GP visits, emergency care, and some specialist consultations. For specialist visits, diagnostic tests, and non-urgent procedures, there may be co-payments that vary depending on the region and type of service. They range from €10 to 50 per visit. Children under 6, seniors over 65 with low income, pregnant women, and individuals with chronic diseases are exempt from co-payments.
Maternity care is fully covered by the SSN, including prenatal visits, hospital delivery, and postnatal care. Dental services are often limited in the public system. A routine check-up can cost around €50—100, while more advanced treatments can be significantly higher.
Private insurance costs range from €1,000 to 2,500 per year, depending on coverage. Major private insurers include Allianz, Generali, and Fondi Sanitari Integrativi. Private care allows for direct access to specialists without needing a referral from a family doctor.
Digital healthcare services, including telemedicine and online appointments, are becoming more common, especially in the private sector.
Leading branches of medicine in Italy are oncology, neurology, cardiology, elderly care, orthopaedics, transplant surgery, rheumatology, and fertility treatments.
Best hospitals in Italy are:
Italy grants residence permits to investors and digital nomads.
Investors obtain residency by contributing at least €250,000. The most popular option, though, is an investment in a philanthropic organisation — €1,000,000+. Spouses, children, and parents are also eligible for residence permits in Italy.
Digital nomads relocate to Italy if they prove a monthly income of €2,700, savings of €30,000, and buy or rent residential property. There is also a requirement for remote working experience: it must exceed 6 months. Spouses, children under 18, and parents can become residents of Italy with the main applicant. The requirement for savings increases by €10,000 per family member.
Norway
According to the Legatum Prosperity Index 2023, Norway is 7th in terms of healthcare.
Overall life expectancy is 83.2 years: 81.3 years for men and 85 years for women.
Norway operates a universal healthcare system funded through taxes. All legal residents are automatically enrolled in the National Insurance Scheme and get access to healthcare services, which include visits to general practitioners, specialist treatments, hospital care, and prescription medications.
Every resident in Norway is assigned a GP under the fastlege system. The GP acts as the primary healthcare provider, and patients need to go through them to get referrals for specialists. GP can be changed up to two times per year if needed.
While the public healthcare system covers most services, there are small payments for doctor visits, specialist appointments, and prescription drugs. Typical costs are:
€20—30 for a GV visit;
€5—50 for a specialist visit.
Norway has a cost ceiling system, and the limit in 2024 is €270. Then, residents are issued an exemption card, “frikort, ” and further healthcare costs for the rest of the year are covered by the system.
Most healthcare services are covered by the public system, so there’s no requirement for private health insurance. However, some expats or those seeking faster access to specialists may choose private insurance for additional services like dental care or private hospital rooms.
Dental care is free for children and adolescents up to 18 years old. Adults need to pay out of pocket or get supplementary private insurance. Check-ups and cleanings can cost around €60—100, while more complex procedures like crowns or root canals can be expensive.
For self-employed individuals in Norway, contributions to the National Insurance Scheme are calculated based on their income. It is 11,4% of net income after deducting expenses.
In addition to the 11,4%, self-employed individuals also pay regular income tax. This includes municipal tax at around 22% and, depending on income level, an additional national income tax. If the net income is below €5,100 annually, residents may not be required to pay contributions, but they should still report their income.
Norway offers a wide range of digital healthcare services. Many GP practices and hospitals provide telemedicine consultations, and residents can access medical advice, prescriptions, and follow-up care online through services like Helse Norge.
Leading branches of medicine in Norway are oncology, cardiovascular medicine, neurology, paediatrics, pulmonology, reproductive medicine, rheumatology, transplant medicine, and psychiatry.
Best hospitals in Norway are:
Finland
According to the US World & Report Rankings, Finland is 4th as one of the leaders in terms of healthcare.
Finnish life expectancy is 82.2 years: 79.2 for men and 84.7 for women.
Finland provides universal health care through a publicly funded system. Healthcare services are available to all legal residents, including expats, and are primarily funded through taxation. To access public healthcare, it is required to be a legal resident of Finland and have a Kela card from the Social Insurance Institution of Finland.
Public healthcare services in Finland require small co-payments for certain services, such as doctor visits, specialist consultations, and hospital stays. The costs are the following:
€20—40 for a GV visit;
€30—40 for a specialist visit.
Finland has an annual cost ceiling for public healthcare. In 2024, the limit is approximately €692; further healthcare services are free for the rest of the year.
Maternity care is free or highly subsidised under public healthcare. Basic dental care is available through the public system, but services may be limited, and waiting times can be long. Public dental services come with co-payments, with fees ranging from €8 to 15 for basic checkups and up to €100 or more for more complex treatments. Private dental care costs are higher, and private insurance can help cover these expenses.
Private insurance premiums range from €50 to 200 per month, depending on age and coverage. Private healthcare offers shorter waiting times, access to private hospitals and specialists, and English-speaking medical staff. Major private healthcare providers include Mehiläinen and Terveystalo.
Finland is advanced in digital healthcare, offering telemedicine services and electronic health records. Patients can book appointments, receive prescriptions, and access their health information online.
Leading medicine branches in Finland are oncology, cardiology, neurosurgery, orthopaedics, paediatrics, geriatrics, psychiatry, reproductive, transplant medicine, and pulmonology.
Best hospitals in Finland are:
Switzerland
Healthcare in Switzerland is one of the leading worldwide, placing the country 5th in the US News & World Report and 10th in the Legatum Prosperity Index 2023.
Life expectancy in Switzerland is 83.9 years overall: 81.7 years for men and 85.9 years for women.
The Swiss healthcare system operates on a mix of public and private sectors. There is no national health service; instead, Switzerland has a decentralised system where healthcare is largely managed by the country’s 26 cantons. Hospitals and healthcare providers are a combination of public and private institutions, with private hospitals offering some of the most advanced treatments and technology.
Monthly premiums for basic health insurance in Switzerland range from CHF 300 to CHF 500 per adult. However, the actual premium can be higher or lower depending on the canton, the insurance provider, and deductible — the amount residents pay each year before the insurance starts covering costs.
Swiss residents choose an annual deductible ranging from CHF 300 to CHF 2,500. After the deductible is met, patients pay 10% of their bills up to a maximum out-of-pocket amount of CHF 700 per year for adults and CHF 350 for children. After that, insurance covers 100% of the costs for additional medical services that year.
Leading branches of medicine in Switzerland are cardiology, cardiovascular surgery, oncology, orthopaedics, neurology and neurosurgery, precision medicine and genetics, reproductive medicine and fertility treatments, dermatology, ophthalmology, psychiatry, and mental health.
Best hospitals in Switzerland are:
Switzerland issues residence permits to financially independent people.
To obtain a Switzerland residence permit, foreigners need to pay a lump-sum tax. The tax agreement is signed for 1 or 5 years, depending on the canton. The tax amount is calculated based on factors such as income, property, worldwide family expenses, and the requirements of the specific canton chosen. For non-EU citizens, annual taxes range between ₣450,000 and ₣1,000,000.
Spouses and children under 18 can also receive residence permits. After 10 years of continuous residency, it is possible to apply for Swiss citizenship.
Denmark
According to the US World & Report Rankings, Denmark is 2nd as one of the countries with the most well-developed public health systems.
Life expectancy is 81.5 years: 79 for men and 83.8 for women.
All legal residents are entitled to public healthcare, which is largely free. They register with the Danish Civil Registration System (CPR) to access healthcare. After registering, they receive a health insurance card, or “sundhedskort, ” which grants access to healthcare services. During the registration process, patients choose their own general practitioner. He is the first point of contact for all non-emergency healthcare needs.
Denmark offers comprehensive maternity care, which is covered by the public healthcare system. This includes prenatal visits, hospital delivery, and postnatal care. Dental care is not fully covered by the public healthcare system for adults, but children and adolescents up to age 18 receive free dental care. For adults, a routine dental check-up may cost €50—100.
Prescription medications are partially subsidised by the government, but residents pay a portion of the cost. The amount paid depends on how much they have spent on medications within a year:
up to €150 — no subsidy;
€150—350 — 50% subsidy;
€350—830 — 75% subsidy;
above €830 — 85% subsidy.
Private insurance premiums vary depending on age and coverage but range from €30 to €80 per month. Major private health insurance providers include Danica and Tryg. Private healthcare provides shorter waiting times, especially for elective treatments or specialist appointments.
Leading medicine branches in Denmark are oncology, cardiology, neurology, diabetes and endocrinology, orthopaedics and trauma surgery, reproductive medicine, geriatrics and elderly care, immunology, and infectious diseases.
Best hospitals in Denmark are:
Germany
The US News & World Report puts Germany in 3rd place when comparing the countries’ healthcare. According to the World Population Review, it is ranked 4th in terms of medical personnel quality and 8th among countries with the best healthcare systems worldwide.
German overall life expectancy is 81.3 years: 78.7 years for men and 83.8 for women.
Germany has a dual healthcare system consisting of public and private health insurance. Public insurance covers most medical services, but residents may have to pay a small fee for certain treatments. Private insurance entitles its holder to pay upfront for care and be reimbursed later.
Public health insurance (GKV) is available for most residents, including students, self-employed, and employees earning below a certain income threshold — around €66,600 per year in 2024. Its peculiarities are:
The standard contribution is 14,6% of gross salary, with the employee and employer each paying half. There is an additional small contribution, usually around 1,3% depending on the insurer.
GKV covers essential healthcare services, including doctor visits, checkups, preventive care, hospital stays, maternity care, and prescription drugs.
GKV has a cost ceiling to limit out-of-pocket expenses. Once residents have paid 2% of their annual gross household income in co-payments, or 1% in case of chronic illness, they are exempt from further co-payments for the rest of the year.
Spouses and children are usually covered for free under the main policyholder’s public insurance plan.
Private health insurance (PKV) is accessible for high earners with income above €66,600 per year, self-employed individuals, and civil servants. PKV offers more personalised care, faster access to specialists, private hospital rooms, and more comprehensive coverage options. Plans can be tailored to individual needs, including dental, vision, and alternative treatments.
Premiums for private insurance are based on factors such as age, health status, and the level of coverage, rather than income. Premiums for young and healthy individuals aged 20—30 vary from €300 to 500 per month. For individuals aged between 40 and 50, monthly premiums range from €400 to EUR 700. For those older than 60, premiums vary from €800 to 1,500 per month.
Leading branches of medicine in Germany are cardiology, cardiovascular surgery, oncology, neurology, orthopaedics, gastroenterology, reproductive medicine, pulmonology, dermatology, plastic surgery, and transplant medicine.
Best hospitals in Germany are:
The Netherlands
CEOWORLD Magazine puts the Netherlands in 7th place in the best healthcare systems ranking.
Overall life expectancy in the Netherlands is 82.1 years: 80.1 for men and 84.2 for women.
Basic health insurance is required for all residents in the Netherlands, including expats. It is provided by private companies, but the government regulates the basic package to ensure it includes essential medical services. Once residents get their personal registration BSN number, they become eligible to purchase Dutch health insurance.
Health insurance covers general practitioner visits, hospital treatment, specialist care, emergency services, maternity care, and prescription medications. Additional services, such as dental care for adults, physiotherapy, or extensive mental health treatment, are available for additional cost.
Dental care for children up to 18 is covered under the basic insurance plan. Most maternity care services are covered too. This includes prenatal checkups, hospital or home birth options, and postnatal care by midwives.
The monthly premium for basic health insurance is around €100—150 per person. Besides, residents need to pay an annual deductible of €385 before the insurance starts covering costs.
The GP plays a central role in the Dutch healthcare system. Residents register with a GP, who acts as their first point of contact for most healthcare needs. One needs a referral from their GP to see a specialist.
Digital healthcare services are increasingly popular in the Netherlands. Many insurance providers and healthcare centres offer online consultations, allowing patients to consult with a GP or specialist via video or phone.
Leading branches of medicine in the Netherlands are oncology, neurology, cardiology, geriatrics and elderly care, neonatology, organ transplantation, psychiatry, pulmonology, and orthopaedics.
Best hospitals in the Netherlands are:
Sweden
High-quality healthcare puts Sweden 1st in the US News & World Report and 5th in CEOWORLD Healthcare Ranking.
Overall life expectancy in Sweden is 82.9 years: 80.9 years for men and 84.9 years for women.
Sweden’s healthcare system does not require separate health insurance. It is funded through taxes. Registered residents automatically have access to the healthcare system through a Swedish personal identification number, personnummer. Some people choose private health insurance to cover additional services like quicker access to specialists or private hospitals.
Sweden has a cost ceiling system for healthcare that applies to all residents covered under a universal healthcare system. It sets an annual limit on the total amount individuals are required to pay for healthcare services. Once this limit is reached, any further costs are covered by the system, and the patient no longer has to pay for additional services.
In Sweden, for healthcare visits, the annual maximum is about €120. For prescription medications, the ceiling is set at around €240.
Dental care for children and young adults under 23 is free in Sweden. For adults, dental care is subsidised but not entirely covered by the public system.
Sweden offers excellent maternity care, which includes prenatal checkups, delivery, and postnatal care. Maternity care is covered by the public healthcare system. Healthcare for children under the age of 18 is free. This includes vaccinations, routine checkups, and specialist care.
Sweden is a leader in digital healthcare services, and many healthcare centres offer telemedicine appointments, allowing patients to consult with a doctor online. Services like KRY or Min Doktor are popular and available for minor issues, consultations, and prescriptions.
Leading branches of medicine in Sweden are oncology, paediatrics, neurology, fertility treatments, orthopaedics, preventive, transplant medicine, dermatology, and psychiatry.
Best hospitals in Sweden are:
Hungary
Both Statista and Legatum Prosperity Index put Hungary 46th among 167 countries with the best healthcare.
The Hungarian life expectancy is 76.7 years: 73.1 for men and 80.4 for women.
Hungary has a public healthcare system that provides universal coverage for residents. This system is funded through taxes and mandatory contributions from workers and employers.
Residents and expats with a residency permit are required to contribute to the National Health Insurance Fund (NHIF), which covers the majority of healthcare services. Public healthcare includes access to primary care, hospital care, specialist services, and emergency care, but waiting times for non-urgent treatments can be long.
The quality of care in the public sector varies, particularly in rural areas where resources may be limited. The private sector offers higher quality facilities and shorter wait times but at higher costs. Though, it is still cheaper compared to many other Western European countries such as Germany or Switzerland, attracting foreigners for medical tourism.
Prices for private consultations with specialists in Hungary range between €30 to 70, while in Western Europe, similar consultations range from €100 to 200 or more.
Hungary is well-known for dental tourism, offering dental implants and other procedures at prices that are 50—70% lower than in other countries.
Hungary’s spa and thermal baths are a significant attraction for medical tourists. Hungary has more than 1,000 thermal springs, many of which are found in Budapest. The city itself is often called the “City of Spas” due to its abundance of thermal bath complexes.
The thermal waters in Hungary are believed to have healing properties, especially for those suffering from arthritis, rheumatic conditions, and musculoskeletal issues. The mineral-rich waters, containing elements such as calcium, magnesium, and sulphur, are known to promote joint health, relieve pain, and improve circulation.
Many Hungarian spas offer medical and wellness packages, combining therapeutic treatments with spa services like massages, mud treatments, and hydrotherapy.
Best hospitals in Hungary are:
Hungary issues residency to investors, digital nomads, and business owners. It is required to live 11 years in Hungary to apply for citizenship. However, digital nomads cannot qualify for citizenship.
Investors obtain Hungarian residence permits by contributing €250,000. Spouses, children under 18, and parents can also submit documents for residency.
Digital nomads are eligible for Hungarian residency if they confirm income of €3,000+ per month. A residence permit is issued for 1 year and can be extended for another year. Then, a foreigner is entitled to submit a new application for a residence permit. Digital nomads cannot include family members in their applications.
Business owners become Hungarian residents if a foreigner registers a legal entity in Hungary, an analogue of an LLC or JSC. The company’s minimum authorised capital is €7,700. The status of an individual entrepreneur is insufficient because it can only be established with a Hungarian residence permit. Spouses, children under 18, and parents can also submit documents, but only after 1 year of the main applicant holding residency.
Immigrant Invest is a licensed agent for citizenship and residence by investment programs in the EU, the Caribbean, Asia, and the Middle East. Take advantage of our global 15-year expertise — schedule a meeting with our investment programs experts.