Residence
by investment

European residency by investment is granted in Portugal, Malta, Greece, Spain, Andorra, and Cyprus. Usually, investors may submit a residency application with milder requirements than other applicants. For example, they don’t need to learn a new language or live in the country to remain residents.

€100,000+ Investment amount
2+ months Residency obtaining period
5+ years Return of the investment
Country
Investment
Time required
Benefits
Portugal Golden Visa €250 000+2-4 months
€250 000+
2-4 months
  • Visa-free entry to the Schengen countries
  • Apply for citizenship 5 years after obtaining and maintaining the residence permit
  • Can keep citizenship of your country of origin
Malta PR by investment €150,000+2-4 month
€150,000+
2-4 month
  • Visa-free entry to the Schengen countries
  • The ability to live, study, start a business, and work in Malta
  • New family members can be added after the investor has received permanent residence
Greece Golden Visa €250,000+2-6 months
€250,000+
2-6 months
  • Visa-free entry to the Schengen countries
  • Possibility to live, study, and start a business in Greece
  • New family members can be added after the investor receives their residence permit
Cyprus PR by investment €300,000+3 months
€300,000+
3 months
  • Tax optimization
  • Property investment income
  • The prospect of obtaining a Cypriot passport
Malta residence permit €30,000+6-8 months
€30,000+
6-8 months
  • Visa-free entry to Schengen countries
  • Opportunity to live, study, and start a business in Malta
  • Residence permit for new family members after the investor has received their residence permit
Austria residence permit €100,000+ 4-8 months
€100,000+
4-8 months
  • Visa-free entry to the Schengen countries
  • Live in a country with a high level of security, medicine and education
  • Permanent residence in Austria after 5 years of holding a residence permit
Switzerland residence permit ₣450,000+ per annum6 months
₣450,000+ per annum
6 months
  • Visa-free entry to the Schengen countries
  • Live in a country with a high level of security, medicine, and education
Spain Golden Visa €500,000+2-3 months
€500,000+
2-3 months
  • Visa-free entry to the Schengen countries
  • Opportunity to live, study, and start a business in Spain
  • Opportunity to obtain citizenship after 10 years
Andorra residence permit €400,000+3 month
€400,000+
3 month
  • Visa-free entry to France and Spain
  • Simplified US and Schengen visas processing
  • Can be spent in the country only 3 months a year
UAE Residence visa AED 2,000,0002+ months
AED 2,000,000About $204,000
2+ months
  • Moving to the UAE or creating a “safe haven”
  • Tax optimisation
  • Opening a bank account in the UAE
  • Getting a driver’s licence
Download comparison of all citizenship and residence programs
Get the guide

PDF, 22 pages, 3.5 MB

The main differences of residence permit
for investor

Family members’ participation

Spouses and minor children of investors may take part in each residency program. Some countries grant residence permits to investors and their spouses’ children over 18 and parents. Malta PR program requirements are among the mildest: principal applicants’ children, parents, and grandparents may be included in applications regardless of age.

Timing

Obtaining residence by investment requires 6+ months, but some countries grant a permit in 2—3 months; the UAE, Spain, and Cyprus are among them.

European residency by investment

Is granted in Portugal, Malta, Greece, Spain, Andorra, and Cyprus. Usually, investors may submit a residency application with milder requirements than other applicants. For example, they don’t need to learn a new language or live in the country to remain residents.

Where to obtain residency
by investment?

One needs to define the goals and requests to choose the right residence-by-investment program. For example, if an investor wants to live in Spain, the Spanish residence permit might suit them the best. And if the goal is to apply for EU citizenship by naturalisation with a minimum investment and time of residency, a Portugal Golden Visa may be a perfect choice.

Immigrant Invest is a licensed agent of citizenship by investment programs of EU and Caribbean countries. We can help you choose a program depending on your goals, budget, family composition and other conditions.

Individual meeting

Help with the choice

I will offer the best solution based on your tasks,
budget and terms

Zlata Erlach Head of the Vienna office,
investment program expert
Schedule a meeting

Frequently asked questions

What’s a residence permit?

A residence permit is a document which confirms that a foreigner has the right to live in a certain country. Usually, it is obtained for working, running a business, getting an education in the country or on other grounds.

Some countries grant residency by investment: Portugal, Malta, Greece, Cyprus, Spain, Andorra, and the UAE.

Where is it easy to get a residence permit?

Some countries grant residency to investors with milder conditions than those for other applicants. For example, investors are not obliged to pass language exams or live in the country permanently to remain their residents.

One may get a residence permit by investing in real estate in Portugal, Greece, Spain, Cyprus, Andorra, Malta, and the UAE. Applicants can buy residential or commercial properties and then apply for residency.

How to obtain residency?

One should prove the purpose of moving to the country: for example, find a job, enter a university, open a business there or marry the state’s citizen.

Portugal, Malta, Greece, the UAE and some other countries offer residency by investment to high-net-worth individuals. An investor needs to buy a property, government bonds or other securities or run a business and create jobs.

What is the difference between a temporary and a permanent residence permit?

A temporary residence permit is granted for a certain time, usually a year or two, with the right to prolong the status. One should follow some rules to retain residency: for example, live in the country most of the year.

Some countries grant a residence permit for a more extended period. In Greece, you may apply for a 5-year residence permit if you invest in real estate.

A permanent residence permit can usually be obtained after several years of residing in the country. In most cases, the status is life-long, and the ID cards should be updated in several years.

In some countries, investors may also submit a permanent residency application. The processing time is several months.

How often should I renew a residence permit?

The residence permit validity depends on the country. For example, in Portugal, investors obtain residence cards for a year or two, and in Greece, the permit’s validity period is five years.

Permanent residence by investment allows one to exchange documents less frequently. In Malta, they change residence permit cards once every five years, and in Cyprus, this document doesn’t have an expiry date.