Golden Visa
Programs

Travel free for up to 90 days in any 180 days in the Schengen countries without a visa and apply for citizenship after 5-10 years of residence. There are more advantages of European golden visas for investors and their families.

7 Golden Visa have a similar procedure of obtaining. Still, they also vary in the following criteria: visa-free destination list, investment cost, possibility to apply for citizenship in 5 years and frequency of the residence card renewal.

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PDF, 15 pages, 2.6 MB

What is Golden Visa?

The meaning of Golden Visa is quite simple: it is a residency by investment program. In other words, it is one of the fastest ways for wealthy families to become legal residents of a foreign country.

Minimum investment depends on a Golden Visa country and ranges from $150,000 to millions.

Golden visa programs give opportunities to relocate to a favourable jurisdiction or visit it rarely physically – it is up to the Golden Visa holder's wish. Holding residency in a foreign state guarantees legal rights, including the right to live, work, study, and receive healthcare there.

Foreign residency For the whole family
$150,000 Minimum investment
No due to live In the country

What can you do with your Golden Visa?

The advantages of a Golden Visa depend on the country where you would like to apply for it. Golden Visas of European countries have a lot of common benefits. In contrast, the UAE Golden Visa has its own — for example, tax optimization and very loyal conditions about staying in the country.

1
Moving to Europe

A residence permit or permanent residence allows you to live in the country of residence. At the same time, moving is a right, not an obligation: most programs do not require you to live in the country.

2
Create a safe haven

An investor with a residence permit can enter the country at any time, even when entry may be denied to foreigners with valid visas. The residency allows you to travel visa-free to the country at any time, including when a state of emergency is declared in your country of origin.

3
Travel visa-free to Schengen countries

Investors with a Portugal, Greece, Spain, or Italy residence permit or Malta or Cyprus permanent residence can spend up to 90 days in any 180 days in the Schengen countries without a visa. The time spent in the country issuing the residence permit is not taken into account during this period.

4
Obtaining European citizenship

An application for citizenship can be submitted after 5-10 years of residence. Portugal, Malta, Cyprus, and Italy recognise dual citizenship.

5
Business Opportunities

Portugal, Spain, Italy, Cyprus, and Malta allow golden visa holders to register companies there. This simplifies conducting a business or expanding it, for example, entering new markets.

6
Access to European education and healthcare systems

The children of investors resident in Europe can study at schools and universities in the country that issued the residence permit. All family members included in the application have access to high-quality medical services in European clinics.

7
Tax benefits

An investor can take advantage of the country’s tax system by becoming a tax resident, starting a company, or using their preferential status to reduce their tax obligations legally.

8
Initial investment returned

Most residence permit programs by investment allow a significant part of the initial investment to be returned after the investor is granted permanent residence or citizenship. Usually, for this, the investor needs to live in the country for at least 5 years.

Need help with choosing Golden Visa?

Our immigration expert will analyze your case, and the compliance officer will conduct a preliminary Due Diligence check to estimate your chances to get the chosen Golden Visa.

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What EU countries offer Golden Visa?

6 EU countries offer the most favorable Golden visa programs. Their conditions are similar but, in another way, vary for each country’s minimum investment and residence requirements.

Portugal
Malta
Greece
Cyprus
Spain
Italy
Residence permit
Residence
Permanent residence
Residence
Residence permit
Residence
Permanent residence
Residence
Residence permit
Residence
Residence permit
Residence
€280,000
Min. Investment
€150,000
Min. Investment
€250,000
Min. Investment
€300,000
Min. Investment
€500,000
Min. Investment
€250,000
Min. Investment
6+ months
Application process
6-8 months
Application process
6+ months
Application process
3+ months
Application process
2-3 months
Application process
3-4 months
Application process
7 days per annum
Residence requirements
None
Residence requirements
None
Residence requirements
Visit every 2 years
Residence requirements
None
Residence requirements
None
Residence requirements

Andorra Golden Visa can be obtained by investing €400,000. Residence permit holders can visit France and Spain without visas and get visas to the Schengen zone, the USA, Canada and other countries under a fast-track procedure. Andorra Golden Visa is obtained mainly for tax benefits and as a «safe haven» in Europe.

Germany doesn’t have a Golden Visa program, but there is an opportunity to get a self-employment visa, which is also known as an «Entrepreneurial Visa» or «Visa for Setting Up a Business». If you are looking for an opportunity to run a business in Germany and move to the country in 6 to 8 months, it could be the way.

Portugal Golden Visa

After five years as a Portuguese Golden Visa holder, the investor and their family can apply for permanent residence or citizenship. They are allowed but not required to live in Portugal: as long as they spend at least seven days a year in the country, their residence permit remains valid.

€280,000 Property built over 30 years ago in areas being renovated
€400,000 Residential or commercial property
+5 other options
Detailed guide

Malta Golden Visa

Maltese permanent residence under the Malta Golden Visa program is granted for life. The investor has to fulfil such investment conditions: buy or rent real estate, pay government fees and make a charitable contribution. They must also confirm that they have capital of €500,000.

€300,000 Residential property in the south of Malta or the island of Gozo
€350,000 Residential property in other regions
+4 other options
Detailed guide

Greece Golden Visa

Greek Golden Visa program requires the minimum amount of investment among the residence permit programs in the European Union. Moreover, the property can be rented out. After receiving permanent residence in five years, the investor can sell the property and get the permanent residence permit.

€250,000 Residential or commercial property
+4 other options
Detailed guide

Cyprus Golden Visa

Cyprus Golden visa holders may not pay taxes on global income, and the country has low income and property tax rates. The corporate tax rate is only 12.5%. After 5 years of living on the island in a soft Medderenian climate next to the sea, a permanent resident can obtain Cyprus citizenship.

€300,000 Residential property in the primary market or any commercial property
+2 other options
Detailed guide

Coming soon

Spain Golden Visa

As a Spanish Golden Visa holder, the investor and their family do not need to take language and cultural exams to obtain this type of residence permit for 5 years. Also, they are not required to spend time in Spain, and the law allows investment property to be rented out.

€500,000 Purchase residential or commercial property
+4 other options
Detailed guide

Coming soon

Italy Golden Visa

The Italian residence permit is issued for two years. It can then be extended for three years provided that the investment is maintained. Investors are not required to live in Italy if they do not want to obtain citizenship. Investors receive citizenship by naturalization under general conditions after 10 years of living in the country.

€250,000 Invest in innovative start-ups
+2 other options
Detailed guide

Coming soon

What other countries offer Golden Viisa?

Canada Golden Visa (Quebec Immigrant Investor Program) offers residency to wealthy business people worldwide if they contribute CAD 1,2 million. Processing time is from 4 to 5 years.

USA Golden Visa (EB-5 Immigrant Investor Program) offers residency for investors and their family if they invest $ 800,000 into a company, creating at least 10 permanent full-time jobs for qualified USA workers.

New Zealand Golden Visa (Investor 1 and Investor 2 visa) can be obtained by investing between NZD 3 million and NZD 10 million for at least four and three years. Both visas allow investors, spouses, and dependent children aged 24 years and younger to live, work, and study in New Zealand.

UAE Golden Visa enables foreigners to live, work and study in the UAE without the need of a national sponsor and with 100% ownership of their business on the UAE’s mainland. These visas will be issued for 5 or 10 years and will be renewed automatically.

UAE Golden Visa

UAE Golden Visa grants 10-year residence to investors and their families. It gives opportunities to optimize taxation and keep country residents' benefits without the obligation to live in the UAE. To obtain UAE Golden Visa for 5 years investor must invest in property not less than AED 5 million, and the property must be retained for at least three years.

To obtain UAE Golden Visa for 10 years investor must invest a gross value of not less than AED 10 million in a company or specific economic sector or as a deposit. This visa can include the spouse and children, one executive director, and one advisor.

UAE 5 million in a property
+3 other options
Detailed guide

Coming soon

Which country is best for Golden Visa?

Which Golden Visa to choose depends on your goal, budget and plans for obtaining citizenship in the future. See our short lists below, which could help you narrow down your options.

Priority of traveling visa-free

Travel visa-free to the Schengen countries for 90 days in any 180 days

Portugal
Malta
Greece
Spain
Italy

Lower cost

Minimum investment

Malta
€150,000
Portugal
€250,000
Greece
€250,000
Italy
€250,000

Apply for citizenship in 5 years

Subject to maintaining the residence permit or permanent residence in Malta and Cyprus and passing the required exams

Portugal
Malta
Cyprus

Infrequent renewal of the residence card

Renew a residence permit or permanent residence card every five years or not renew at all

Malta
Greece
Cyprus
UAE

Total comparison of 6 EU Golden Visa programs

  • Cost calculation
  • Family members participation
  • Investment options
  • Benefits of each Golden Visa
Download complete guide
PDF, 15 pages, 2.6 MB

Answers to frequently asked questions

What is a Golden Visa?

Golden Visa is a residency by investment program. In other words, it is one of the fastest ways for wealthy families to become legal residents of a foreign country.

What are the benefits of Golden Visas?

The advantages of a Golden Visa depend on the country where you would like to apply for it. Golden Visas of European countries have a lot of common benefits, such as visa-free traveling to the Schengen area and an opportunity to get it for all family members.

In contrast, the UAE Golden Visa has its own benefits — for example, tax optimization and very loyal conditions about staying in the country.

What countries offer Golden Visa?

6 EU countries offer the most favorable Golden visa programs. Their conditions are similar but, in another way, vary for each country’s minimum investment and residence requirements.

Andorra Golden Visa can be obtained by investing €400,000 mainly for tax benefits and as a «safe haven» in Europe.

UAE Golden Visa enables foreigners to live, work and study in the UAE without the need of a national sponsor and with 100% ownership of their business on the UAE’s mainland. These visas will be issued for 5 or 10 years and will be renewed automatically.

Who can apply for Golden Visa?

European Golden Visa programs can be granted to:

  • Non-EU citizen
  • Over 18 years old
  • No criminal record
  • Income from a proven legal source

UAE Golden Visa can be granted to investors, entrepreneurs, people with specialized talents, researchers in various fields of science and knowledge, and bright students with promising scientific capabilities.

Which family members can get Golden Visa together with the investor?

Participation of family members varies from a program to program. In most of the cases Golden Visa can be granted to spouse, children up to 18 years old and parents, in some cases — to children over 18 years old, siblings and grandparents.

Download our detailed guide to see the opportunities of family members participation.

What are investment options to obtain Golden Visa?

Buying real estate: €250,000
Purchasing units in investment funds: €300,000
Investing in business: €250,000
Placing a deposit in a bank in the country: €400,000
Purchasing government bonds: €2,000,000

How much does Golden Visa cost in the UAE?

To qualify for the 5-year UAE Golden Visa, you have to invest at least AED 5 million. To qualify for the 10-year UAE Golden Visa, you have to invest at least AED 10 million.

Which country has the cheapest Golden Visa?

Minimum investment of €150,000 is offered by Malta, and other 3 European countries offer minimum investment of €250,000:
Portugal
Malta
Greece
Italy

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