Last reviewed on June 5, 2024

Portugal D7 visa

The Passive Income Visa for moving
to the ocean, travel and citizenship in 5 years

€820 per month

Minimum applicant’s income

6+ months

Obtaining period

5 years

Residing to qualify
for citizenship

The Portugal D7 visa, also known as the Passive Income Visa, is issued to financially independent foreigners. For example, pensioners and investors can qualify for a visa.

Article 58 of Law No. 23/2007, dated 04.07.2007, provides the visa rules.

Only foreigners from non-EU countries can apply for a Portugal D7 visa.

Applicants buy or rent residential properties in Portugal to get the D7 visa. They also prove a passive income of at least €820 per month.

After the D7 visa, a cosmopolitan gets a 2-year residence permit with the right to work in Portugal.

Residents must spend at least 16 months over two years in the country to keep their status.

Benefits of the Portugal D7 visa

  • 1

    Moving to Portugal at the lowest cost

    The cost of obtaining a D7 visa is lower than participating in the Portugal Golden Visa program. The applicant only buys or rents housing and confirms a monthly passive income of at least €820. The income must come from abroad. To get a D7 visa, the applicant doesn’t need to invest at least €250,000 in the country’s economy.

  • 2

    Visa-free travel across the Schengen Area

    Portuguese residents visit other Schengen countries freely. In addition, they can stay in another region’s state for up to 90 days in half a year.

  • 3

    Working or running a business in Portugal

    Foreigners who have obtained D7 visas acquire Portugal residence permits. After that, they may work and open companies in Portugal.

  • 4

    Access to quality education and healthcare

    Residents can educate their children in Portugal’s schools and universities. Also, all family members may get medical treatment in the countries’ clinics or visit medical facilities in other Schengen states using the card for visa-free travelling.

  • 5

    A convenient path to a residence permit

    Applicants mustn’t look for a job or present a business project to get a D7 visa. The procedure may be faster than for some other visa categories. Also, one can get Portugal visas for their entire family: a spouse, children, parents and even siblings.

  • 6

    Portugal citizenship in five years

    A Portuguese resident can apply for permanent residence or citizenship after five years of holding a temporary residence permit. In addition, the Portuguese passport allows its holder to travel to 172 countries without visas and live in any EU country.

    Portugal allows dual citizenship. The investor doesn’t need to give up the first passport if the home country’s law doesn’t prohibit multiple citizenship.

Portugal D7 visa requirements for applicants

  • Investor

    • Over 18

    • No convictions

    • Non-EU citizen

    • Passive income of at least €820 per month from sources outside Portugal

    • Bought or rented housing in Portugal

  • Spouse

    • No convictions

    • In official marriage or civil partnership with the investor

  • Children under 18

  • Children aged 18 to 21

    • Unmarried

    • No job

    • No age limit for disabled children

  • Parents

    Financially dependent on the investor

price

Guide to the Portugal D7 Visa

  • Step-by-step procedure

  • Requirements for applicants

  • Required documents

  • Answers to frequently asked questions

Property and minimum passive income requirements

The investor buys or rents a property in Portugal. There are no limits for property cost and location, but the area must be enough to accommodate the main applicant and their family.

The applicant’s minimum passive income is tied to the minimum salary in Portugal. In 2024, it is €820 per month. If the investor’s family members get visas too, the income for a spouse or parent is 50% of the investor’s and 30% for a child.

Family member

Annual passive income

Main applicant

€9,840

Spouse or parent

€4,920

Child

€2,952

The regular legal passive income in another country qualifies for the D7 visa. The income can be dividends, interest, royalties, pensions or rentals.

Portugal D7 visa cost for an investor

The D7 visa cost depends on the number of applicants and the type of real estate — rented or purchased. If the applicant purchased the property, they pay the stamp duty and annual property tax.

Expense item

Amount

Purchase or rent a real estate

No requirements for property or rental cost

Stamp duty

0,8% of the property value at purchase

Annual municipal property tax

0.3 to 0,8% of the property value

Medical insurance

€14+ a month per family member

Visa application fee

€90 per family member

Residence permit card

€83 per family member — processing fee

€72 per family member — residence card issuance fee

Individual  cost calculation  for a Portugal D7 visa

Individual cost calculation for a Portugal D7 visa

Get an individual calculation for your family with all associated costs and government fees

Comparing D7 Visa and Golden Visa: key differences in residence permits

Wealthy people can get a residence permit by investment or a so-called Portugal Golden Visa. Investors buy businesses, investment fund units, or choose another option. The Golden Visa suits better for investors who do not plan to move to Portugal as it doesn’t require them to reside in the country.

Terms

D7 visa and residence permit

Residence permit by investment

Investments

Not required

€250,000+

Obtaining term

6+ months

12+ months

Mandatory residing in Portugal

1.5 years in a row or 16 months in total over 2 years

7 days a year

Investor’s family members who can qualify

Spouse, children under 21, parents

Spouse, children under 26, parents

Fees for residence permit cards

€155 per family member

€5,812 per family member

Step-by-step procedure on how to get a D7 visa in Portugal

1

1 day

Preliminary Due Diligence

A certified Anti-Money Laundering Officer checks information in international legal and business databases. The check helps discover the facts that may affect obtaining a visa and residence permit in Portugal and reduce the risk of refusal. For example, it may be necessary to provide additional documents or choose another program.

The preliminary Due Diligence is confidential and takes 1 business day.

Evaluate your chances of passing Due Diligence

Pass a quick test and learn the nuances that can prevent you from obtaining a second citizenship

2

Up to 5 business days

Getting a Portuguese taxpayer number

The investor needs a taxpayer number (Número de Identificação Fiscal, NIF) to rent or buy real estate and open an account in a Portuguese bank. In the future, the NIF will be valid for many actions, from making an appointment with a doctor to accessing the Internet.

Non-EU citizens get a NIF through a tax representative in Portugal. The procedure is remote. Immigrant Invest lawyers prepare a power of attorney, under which the Portuguese representative gets a NIF for the investor.

3

2+ weeks

Opening a bank account in Portugal

The investor needs a taxpayer number and a passport to open a bank account. In addition, the applicant provides documents confirming the money’s legal origin in some cases. The procedure is remote. Therefore, Immigrant Invest lawyers open an account by proxy.

An amount sufficient for the family to live for a year is transferred to the bank account.

4

Up to 2 months

Purchasing or renting a housing

Immigrant Invest real estate experts offer the investor properties for rent or purchase. The investor picks a property remotely or goes to Portugal to see the options in person.

Buying a property takes up to two months. Renting is faster as the property selection, and paperwork takes several days.

5

Up to 4 months

D7 visa application process

Documents for visa application include:

  • an international passport;

  • a medical insurance policy;

  • two colour photos;

  • a police clearance certificate from the country of origin;

  • a lease agreement or title documents for real estate;

  • proof of kinship between family members: marriage or birth certificates;

  • a Portuguese bank statement;

  • a NIF registration certificate.

Immigrant Invest lawyers help investors and their families collect the necessary documents and fill out forms. Then, applicants submit documents and biometric data to a Portuguese consulate in the country of residence.

A D7 visa is issued within 60 days from the application date.

6

1 day

Entry to Portugal with a D7 visa

The visa is valid for four months. In the meantime, the investor needs to come to Portugal and apply for a residence permit at an immigration office.

The visa holder can live but cannot work in Portugal. The restriction is lifted when the applicant gets a residence permit.

7

1 day

Applying for a residence permit

Immigrant Invest lawyers book an appointment at the Portuguese Migration Service (SEF). Then, the applicant submits the documents for a residence permit personally. An Immigrant Invest representative accompanies the applicant.

8

2+ weeks

Getting a residence permit card

After the application is approved, a residence permit card is sent to the investor’s registered address in Portugal.

The first residence permit card is valid for two years. After that, the investor can extend it for another three years, and then apply for permanent residence or citizenship.

Schedule a meeting

Individual selection of investment properties

  • Discuss your tasks and goals

  • Choose between properties from reliable developers

  • Get fully prepared and verified documents for a purchase

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Residence permit and Immigrant Invest stay with you

New duties may arise after getting a residence permit. For example, the investor may need to get a residence permit for a newborn child, buy real estate or apply for citizenship. Let’s talk about how we can help.

  • Renewing your residency permit with the D7 visa

    We help investors get new residence permit cards in two years.

  • Obtaining permanent residence or citizenship

    We prepare documents and help to apply.

  • Getting visas for family reunification

    We help investors’ spouses, children and parents get residence permits.

  • Replacing a lost residence permit card

    We prepare a replacement application and accompany the investor until a new residence permit card is received.

  • Selecting real estate

    We help choose a finished apartment or buy a property under construction and follow up on the deal.

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Let's discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

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Answers to frequently asked questions

  • What is a Portugal D7 visa?

    The D7 visa is a residency visa designed for foreigners with passive income who wish to move to Portugal. It is issued for four months; within this time, an applicant must go to Portugal and apply for a residence permit.

  • Who is eligible for the Portugal D7 visa?

    Foreigners from non-EU countries are eligible for the D7 visa. The mandatory requirement for applicants is to earn a passive income of at least €820 per month in another country and purchase or rent housing in Portugal.

    The main applicant must be over 18 years old, have legal income and have no criminal record. A spouse, children under 21, siblings under 18 and investor’s custody, and parents can get visas.

  • Among which nationalities the D7 visa is popular?

    Citizens of Pakistan, India, the UAE, Qatar, Saudi Arabia, Argentina and the UK tend to get the Portugal Passive Income Visa more often than others. The D7 visa is most suitable for investors, entrepreneurs and wealthy retired foreigners.

  • How much does the D7 visa cost?

    The applicant’s costs include purchasing or renting a residential property and related taxes. In addition, the investor gets medical insurance and pays fees for visa application and issuing residence permit cards. The total cost depends on the applicant’s family composition. To learn more, get an individual cost calculation.

  • Is there any requirement for the bank balance under the D7 visa?

    The applicant opens a bank account in Portugal and transfers money enough for living in the country for a year.

    The amount depends on the minimum salary in Portugal. In 2024, it is €820 per month. Therefore, the amount for a year is €9,840 for the main applicant. If there are family members, 50% of the amount is added per spouse or parent, and 30% is added per child.

  • How long does it take to get the D7 visa?

    The procedure takes at least two months. First, the applicant registers as a Portuguese taxpayer and opens an account in a local bank. After that, they choose a residential property for purchase or rent.

    The longest procedure is the visa application processing at a Portuguese consulate. The process might take up to four months.

    When the applicant gets approval, they can go to Portugal and apply for a residence permit.

  • How long is the Portugal D7 visa valid for?

    The D7 visa is valid for four months. Until the expiration date, the applicant is to come to Portugal and apply for a residence permit at the SEF, the Portuguese Migration Service.

    The residence permit card received after the D7 visa is valid for two years. After it expires, the resident can extend their status for another three years.

  • Can I work in Portugal with the D7 visa?

    No, the visa doesn’t provide such a right. But a residence permit does; the applicant gets it after a D7 visa.

  • Portugal D7 visa taxes: which ones do I need to pay?

    The applicant pays taxes when they buy property in Portugal. First, the deals are subject to stamp duty and property transfer tax. After that, the owner pays an annual municipal property tax of 0.3 to 0,8%.

    If the visa holder lives in Portugal for more than 183 days a year, they can change the tax residency to the Portuguese one. After that, they start to pay the personal income tax, solidarity, capital gains and other taxes.

  • What is the difference between the D7 visa and Golden Visa?

    The D7 visa applicants don’t need to meet the investment requirements; they only need to buy or rent a property and prove sufficient passive income to live in Portugal.

    The Golden Visa applicants buy real businesses, investment fund units or choose another investment option with a fixed amount. The minimum investment under the program is €250,000.

    A residence permit by investment is suitable for wealthy people who do not plan to move to Portugal. Investors need to spend only seven days a year in the country. A residence permit after the D7 visa obliges the holder to live in Portugal for 18 consecutive months or 16 months in total over 2 years.

  • How to get a residence permit after the D7 visa?

    Within four months after getting a D7 visa, the holder must enter Portugal and apply for a residence permit. The Portuguese Migration Service, the SEF, accepts applications for residence.

    The application must be submitted in person and under a pre-booked appointment. In addition, a person submits their fingerprints for a biometric residence permit card with the application.

    The applicant pays government fees and waits for a decision. After the application is approved, a residence permit card is sent to the investor’s registered address in Portugal.

  • Can I become a Portuguese citizen with a D7 Visa?

    Yes, if you retain residency for at least five years and fulfil some other conditions, you may apply for Portugal citizenship by naturalisation.

  • What is the Portugal D7 visa minimum stay to qualify for citizenship by naturalisation?

    A resident must live more than 8 months a year for five consecutive years in Portugal to qualify for citizenship by naturalisation after the D7 visa. In addition, the applicant confirms the Portuguese language proficiency at the A2 level and the absence of criminal records in Portugal.

    The Portuguese passport allows the holders to visit 172 countries without visas, including the UK and the Schengen Area. In addition, the citizens can live in any EU country of their choice.

  • Can US citizens apply for a Portugal D7 visa?

    Yes, US citizens may apply for a Portugal D7 visa if they have legal passive income and fit other requirements.

  • Is the Portugal D7 visa only for retirees?

    No. The Portugal D7 visa is also sometimes called the Passive Income Visa. Foreigners with legal passive income, such as dividends, rentals, royalties and pensions, may apply for it and get a residency status.

Schedule a meeting

Let’s discuss the details

We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Zlata Erlach
Zlata Erlach

Head of the Austrian office

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