The Portugal D7 visa, also known as the Passive Income Visa, is issued to financially independent foreigners. For example, pensioners and investors can qualify for a visa.
Article 58 of Law No. 23/2007 dated 07/04/2007 provides the visa rules.
Only foreigners from third countries outside the EU can apply for a Portugal D7 visa.
To get the D7 visa, applicants buy or rent residential properties in Portugal. They also prove a passive income of at least €705 per month.
After the D7 visa, a cosmopolitan gets a residence permit with the right to work in Portugal.
Residents must spend at least 183 days a year in the country to keep their status.
Possibilities
Portugal D7 visa benefits
1
Moving to Portugal at the lowest cost
The cost of obtaining a D7 visa is lower than participating in the Portugal residence permit by investment program. The applicant only buys or rents a housing and confirms a monthly passive income of at least €705. The income must come from abroad. To get a D7 visa, the applicant doesn’t need to invest at least €250,000 in the country’s economy.
2
Visa-free travel across the Schengen area
Portuguese residents visit other Schengen countries freely. In addition, they can stay in another region’s state for up to 90 days in half a year.
3
Tax optimisation
If foreigners spend more than 183 days a year in Portugal, they become the country’s tax residents and can qualify for benefits.
New tax residents can get the preferential Non-habitual Resident (NHR) status for 10 years. They don’t pay taxes on global income in Portugal if the tax has been already paid in one of the countries that have double tax treaties with Portugal. The personal income tax is levied in Portugal at a flat rate of 20%. Without the NHR status, the rate is up to 48%.
4
Portugal citizenship in five years
A Portuguese resident can apply for permanent residence or citizenship after five years of holding a temporary residence permit. In addition, the Portuguese passport allows its holder to travel to 187 countries without visas and live in any EU country.
Portugal allows dual citizenship. The investor doesn’t need to give up the first passport if the home country’s law doesn’t prohibit multiple citizenship.
earns a passive income of at least €705 per month from sources outside Portugal
has bought or rented housing in Portugal
Spouse
without convictions
in official marriage or civil partnership with the investor
Children under 18
Children aged 18 to 21
unmarried
without a job
no age limit applies to disabled children
Spouses’ parents
financially dependent on the investor
Budget
Portugal D7 visa cost for an investor
The D7 visa cost depends on the applicants’ number and type of real estate — rented or purchased. If the applicant purchased the property, they pay the stamp duty and annual property tax.
1Option investment
Expense item
Amount
Purchase or rent a real estate
No requirements for property or rental cost
Stamp duty
0.8% of the property value at purchase
Annual municipal property tax
0.3 to 0.8% of the property value
Medical insurance
€14+ a month per family member
Visa application fee
€90 per family member
Residence permit card
€83 per family member — processing fee
€72 per family member — residence card issuance fee
Property and minimum passive income requirements
The investor buys or rents a property in Portugal. There are no limits for property cost and location, but the area must be enough to accommodate the main applicant and their family.
The applicant’s minimum passive income is tied to the minimum salary in Portugal. In 2022, it is €705 per month. If the investor’s family members get visas too, the income for a spouse or parent is 50% of the investor’s and 30% for a child.
Family member
Annual income
Main applicant
€8,460
Spouse or parent
€4,230
Child
€2,358
The regular legal income in another country qualifies for the D7 visa. The income can be dividends, interest, royalties, pensions, rentals or salaries from remote work.
Individual cost calculation for a Portugal D7 visa
Get an individual calculation for your family with all associated costs and government fees
The difference between residence permits got after the D7 and «golden» visas
Wealthy people can get a residence permit in Portugal by investment or a so-called Golden Visa. Investors buy real estate, investment fund units, or choose another option. The Golden Visa suits better for investors who do not plan to move to Portugal as it doesn’t require them to reside in the country.
Terms
D7 visa and residence permit
Residence permit by investment
Investments
Not required
€280,000+
Obtaining term
4+ months
6+ months
Mandatory residing in Portugal
183 days a year
7 days a year
Investor’s family members who can qualify
Spouse, children under 21, parents
Spouse, children under 26, parents
Fees for residence permit cards
€155 per family member
€5,340 per family member
Stages and terms
How to get a D7 visa in Portugal: a step-by-step procedure
1 day
Preliminary Due Diligence
Preliminary Due Diligence
1 day
A certified Anti-Money Laundering Officer checks information in international legal and business databases. The check helps discover the facts that may affect obtaining a visa and residence permit in Portugal and reduce the risk of refusal. For example, it may be necessary to provide additional documents or choose another program.
The preliminary Due Diligence is confidential and takes 1 business day.
Up to 5 business days
Getting a Portuguese taxpayer number
Getting a Portuguese taxpayer number
Up to 5 business days
The investor needs a taxpayer number (Número de Identificação Fiscal, NIF) to rent or buy real estate and open an account in a Portuguese bank. In the future, the NIF will be valid for many actions, from making an appointment with a doctor to accessing the Internet.
Non-EU citizens get a NIF through a tax representative in Portugal. The procedure is remote. Immigrant Invest lawyers prepare a power of attorney, under which the Portuguese representative gets a NIF for the investor.
2+ weeks
Opening a bank account in Portugal
Opening a bank account in Portugal
2+ weeks
The investor needs a taxpayer number and a passport to open a bank account. In addition, the applicant provides documents confirming the money’s legal origin in some cases. The procedure is remote. Therefore, Immigrant Invest lawyers open an account by proxy.
An amount sufficient for the family to live for a year is transferred to the bank account.
Up to 2 months
Purchasing or renting a housing
Purchasing or renting a housing
Up to 2 months
Immigrant Invest real estate experts offer the investor properties for rent or purchase. The investor picks a property remotely or goes to Portugal to see the options in person.
Buying a property takes up to two months. Renting is faster as the property selection, and paperwork takes several days.
Up to 4 months
D7 visa application process
D7 visa application process
Up to 4 months
Documents for visa application include:
an international passport;
a medical insurance policy;
two colour photos;
a police clearance certificate from the country of origin;
a lease agreement or title documents for real estate;
proof of kinship between family members: marriage or birth certificates;
a Portuguese bank statement;
a NIF registration certificate.
Immigrant Invest lawyers help investors and their families collect the necessary documents and fill out forms. Then, applicants submit documents and biometric data to a Portuguese consulate in the country of residence.
A D7 visa is issued within 60 days from the application date.
1 day
Entry to Portugal with a D7 visa
Entry to Portugal with a D7 visa
1 day
The visa is valid for four months. In the meantime, the investor needs to come to Portugal and apply for a residence permit at an immigration office.
The visa holder can live but cannot work in Portugal. The restriction is lifted when the applicant gets a residence permit.
1 day
Applying for a residence permit
Applying for a residence permit
1 day
Immigrant Invest lawyers book an appointment at the Portuguese Migration Service’s (SEF). Then, the applicant submits the documents for a residence permit personally. An Immigrant Invest representative accompanies the applicant.
2+ weeks
Getting a residence permit card
Getting a residence permit card
2+ weeks
After the application is approved, a residence permit card is sent to the investor’s registered address in Portugal.
The first residence permit card is valid for two years. After that, the investor can extend it for another three years, and then apply for permanent residence or citizenship.
Additional services
Residence permit and Immigrant Invest stay with you
New duties may arise after getting a residence permit. For example, the investor may need to get a residence permit for a newborn child, buy real estate or apply for citizenship. Let’s talk about how we can help.
Renewing your residency permit with the D7 visa
We help investors get new residence permit cards in two years.
Obtaining permanent residence or citizenship
We prepare documents and help to apply.
Getting visas for family reunification
We help investors’ spouses, children and parents get residence permits.
Registering a beneficial tax status
We help get the preferential NHR tax status after the investor has become a Portuguese tax resident.
Replacing a lost residence permit card
We prepare a replacement application and accompany the investor until a new residence permit card is received.
Selecting real estate
We help choose a finished apartment or buy a property under construction and follow up on the deal.
Schedule a meeting in one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
The main applicant must be over 18 years old, have legal income and have no criminal record. A spouse, children under 26, and parents can get visas.
Among which nationalities the D7 visa is popular?
Citizens of Pakistan, India, the UAE, Qatar, Saudi Arabia, Argentina and the UK tend to get the Portugal Passive Income Visa more often than others. The D7 visa is most suitable for remote workers, freelancers, digital nomads, and wealthy retired foreigners.
How much does the D7 visa cost?
The applicant’s costs include purchasing or renting a residential property and related taxes. In addition, the investor gets medical insurance and pays fees for visa application and issuing residence permit cards. The total cost depends on the applicant’s family composition. To learn more, get an individual cost calculation.
Is there any requirement for the bank balance under the D7 visa?
The applicant opens a bank account in Portugal and transfers money enough for living in the country for a year.
The amount depends on the minimum salary in Portugal. In 2022, it is €705 per month. Therefore, the amount for a year is €8,460 for the main applicant. If there are family members, 50% of the amount is added per spouse or parent, and 30% is added per child.
How long does it take to get the D7 visa?
The procedure takes at least two months. First, the applicant registers as a Portuguese taxpayer and opens an account in a local bank. After that, they choose a residential property for purchase or rent.
The longest procedure is the visa application processing at a Portuguese consulate. The process might take up to four months.
When the applicant gets approval, they can go to Portugal and apply for a residence permit.
