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Portugal D7 visa

The Passive Income Visa for moving
to the ocean, travel and citizenship in 5 years

Download the guide Calculate the cost
€705 per month
Minimum applicant’s income
2+ months
Obtaining period
5 years
Residing to qualify
for citizenship

The Portugal D7 visa, also known as the Passive Income Visa, is issued to financially independent foreigners. For example, pensioners and investors can qualify for a visa.

Article 58 of Law No. 23/2007, dated 07/04/2007, provides the visa rules.

Only foreigners from non-EU countries can apply for a Portugal D7 visa.

Applicants buy or rent residential properties in Portugal to get the D7 visa. They also prove a passive income of at least €705 per month.

After the D7 visa, a cosmopolitan gets a residence permit with the right to work in Portugal.

Residents must spend at least 183 days a year in the country to keep their status.

Benefits of the Portugal D7 visa

1
Moving to Portugal at the lowest cost

The cost of obtaining a D7 visa is lower than participating in the Portugal Golden Visa program. The applicant only buys or rents a housing and confirms a monthly passive income of at least €705. The income must come from abroad. To get a D7 visa, the applicant doesn’t need to invest at least €250,000 in the country’s economy.

2
Visa-free travel across the Schengen Area

Portuguese residents visit other Schengen countries freely. In addition, they can stay in another region’s state for up to 90 days in half a year.

3
Tax optimisation

If foreigners spend more than 183 days a year in Portugal, they become the country’s tax residents and can qualify for benefits.

New tax residents can get the preferential Non-habitual Resident (NHR) status for 10 years. They don’t pay taxes on global income in Portugal if the tax has been already paid in one of the countries that have double tax treaties with Portugal. The personal income tax is levied in Portugal at a flat rate of 20%. Without the NHR status, the rate is up to 48%.

4
Portugal citizenship in five years

A Portuguese resident can apply for permanent residence or citizenship after five years of holding a temporary residence permit. In addition, the Portuguese passport allows its holder to travel to 187 countries without visas and live in any EU country.

Portugal allows dual citizenship. The investor doesn’t need to give up the first passport if the home country’s law doesn’t prohibit multiple citizenship.

Get maximum information about the process

  • Step-by-step procedure
  • Requirements for applicants
  • Required documents
  • Answers to frequently asked questions
Download the guide
PDF, 36 pages, 12 MB

Portugal D7 visa requirements for applicants

Investor
  • Over 18
  • No convictions
  • Non-EU citizen
  • Passive income of at least €705 per month from sources outside Portugal
  • Bought or rented housing in Portugal
Spouse
  • No convictions
  • In official marriage or civil partnership with the investor
Children under 18
Children aged 18 to 21
  • Unmarried
  • No job
  • No age limit for disabled children
Parents

Financially dependent on the investor

Portugal D7 visa cost for an investor

The D7 visa cost depends on the number of applicants and the type of real estate — rented or purchased. If the applicant purchased the property, they pay the stamp duty and annual property tax.

1 option

Expense item Amount
Purchase or rent a real estate No requirements for property or rental cost
Stamp duty 0.8% of the property value at purchase
Annual municipal property tax 0.3 to 0.8% of the property value
Medical insurance €14+ a month per family member
Visa application fee €90 per family member
Residence permit card

€83 per family member — processing fee

€72 per family member — residence card issuance fee

Property and minimum passive income requirements

The investor buys or rents a property in Portugal. There are no limits for property cost and location, but the area must be enough to accommodate the main applicant and their family.

The applicant’s minimum passive income is tied to the minimum salary in Portugal. In 2022, it is €705 per month. If the investor’s family members get visas too, the income for a spouse or parent is 50% of the investor’s and 30% for a child.

Family member Annual income
Main applicant €8,460
Spouse or parent €4,230
Child €2,358

The regular legal income in another country qualifies for the D7 visa. The income can be dividends, interest, royalties, pensions, rentals or salaries from remote work.

Differences between residence permits got after the D7 and Golden visas

Wealthy people can get a residence permit by investment ora residence permit in Portugal by investment or a so-called Golden Visa. Investors buy real estate, investment fund units, or choose another option. The Golden Visa suits better for investors who do not plan to move to Portugal as it doesn’t require them to reside in the country.

Terms D7 visa and residence permit Residence permit by investment
Investments Not required €280,000+
Obtaining term 4+ months 6+ months
Mandatory residing in Portugal 183 days a year 7 days a year
Investor’s family members who can qualify Spouse, children under 21, parents Spouse, children under 26, parents
Fees for residence permit cards €155 per family member €5,340 per family member

Individual
cost calculation
for a Portugal D7 visa

Get an individual calculation for your family with all associated costs and government fees

Get the cost calculation
We will send you a quote by email within 1 hour.
Selection of real estate

Individual selection
of properties
for investment

  • Discuss your tasks and goals
  • Choose between properties from reliable developers
  • Get fully prepared and verified documents for a purchase
Natalia Oganesyan
Real Estate Chief
Operations Officer,
RICS certified professional
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Step-by-step procedure on how to get a D7 visa in Portugal

1 day Preliminary Due Diligence

Preliminary Due Diligence

1 day

A certified Anti-Money Laundering Officer checks information in  international legal and business databases. The check helps discover the facts that may affect obtaining a visa and residence permit in Portugal and reduce the risk of refusal. For example, it may be necessary to provide additional documents or choose another program.

The preliminary Due Diligence is confidential and takes 1 business day.

Pass a quick test and learn the nuances that can prevent you from obtaining a second citizenship
Up to 5 business days Getting a Portuguese taxpayer number

Getting a Portuguese taxpayer number

Up to 5 business days

The investor needs a taxpayer number (Número de Identificação Fiscal, NIF) to rent or buy real estate and open an account in a Portuguese bank. In the future, the NIF will be valid for many actions, from making an appointment with a doctor to accessing the Internet.

Non-EU citizens get a NIF through a tax representative in Portugal. The procedure is remote. Immigrant Invest lawyers prepare a power of attorney, under which the Portuguese representative gets a NIF for the investor.

2+ weeks Opening a bank account in Portugal

Opening a bank account in Portugal

2+ weeks

The investor needs a taxpayer number and a passport to open a bank account. In addition, the applicant provides documents confirming the money’s legal origin in some cases. The procedure is remote. Therefore, Immigrant Invest lawyers open an account by proxy.

An amount sufficient for the family to live for a year is transferred to the bank account.

Up to 2 months Purchasing or renting a housing

Purchasing or renting a housing

Up to 2 months

Immigrant Invest real estate experts offer the investor properties for rent or purchase. The investor picks a property remotely or goes to Portugal to see the options in person.

Buying a property takes up to two months. Renting is faster as the property selection, and paperwork takes several days.

Up to 4 months D7 visa application process

D7 visa application process

Up to 4 months

Documents for visa application include:

  • an  international passport;
  • a medical insurance policy;
  • two colour photos;
  • a police clearance certificate from the country of origin;
  • a lease agreement or title documents for real estate;
  • proof of kinship between family members: marriage or birth certificates;
  • a Portuguese bank statement;
  • a NIF registration certificate.

Immigrant Invest lawyers help investors and their families collect the necessary documents and fill out forms. Then, applicants submit documents and biometric data to a Portuguese consulate in the country of residence.

A D7 visa is issued within 60 days from the application date.

1 day Entry to Portugal with a D7 visa

Entry to Portugal with a D7 visa

1 day

The visa is valid for four months. In the meantime, the investor needs to come to Portugal and apply for a residence permit at an immigration office.

The visa holder can live but cannot work in Portugal. The restriction is lifted when the applicant gets a residence permit.

1 day Applying for a residence permit

Applying for a residence permit

1 day

Immigrant Invest lawyers book an appointment at the Portuguese Migration Service (SEF). Then, the applicant submits the documents for a residence permit personally. An Immigrant Invest representative accompanies the applicant.

2+ weeks Getting a residence permit card

Getting a residence permit card

2+ weeks

After the application is approved, a residence permit card is sent to the investor’s registered address in Portugal.

The first residence permit card is valid for two years. After that, the investor can extend it for another three years, and then apply for permanent residence or citizenship.

Residence permit and Immigrant Invest stay with you

New duties may arise after getting a residence permit. For example, the investor may need to get a residence permit for a newborn child, buy real estate or apply for citizenship. Let’s talk about how we can help.

Renewing your residency permit with the D7 visa

We help investors get new residence permit cards in two years.

Obtaining permanent residence or citizenship

We prepare documents and help to apply.

Getting visas for family reunification

We help investors’ spouses, children and parents get residence permits.

Registering a beneficial tax status

We help get the preferential NHR tax status after the investor has become a Portuguese tax resident.

Replacing a lost residence permit card

We prepare a replacement application and accompany the investor until a new residence permit card is received.

Selecting real estate

We help choose a finished apartment or buy a property under construction and follow up on the deal.

Schedule a meeting

Let’s discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

Evgeniya Morozova
Head of the Legal Department
Schedule a meeting
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Answers to frequently asked questions

Who is eligible for the Portugal D7 visa?

Foreigners from non-EU countries are eligible for the D7 visa. The mandatory requirement for applicants is to earn a passive income of at least €705 per month in another country and purchase or rent housing in Portugal.

The main applicant must be over 18 years old, have legal income and have no criminal record. A spouse, children under 26, and parents can get visas.

Among which nationalities the D7 visa is popular?

Citizens of Pakistan, India, the UAE, Qatar, Saudi Arabia, Argentina and the UK tend to get the Portugal Passive Income Visa more often than others. The D7 visa is most suitable for remote workers, freelancers, digital nomads, and wealthy retired foreigners.

How much does the D7 visa cost?

The applicant’s costs include purchasing or renting a residential property and related taxes. In addition, the investor gets medical insurance and pays fees for visa application and issuing residence permit cards. The total cost depends on the applicant’s family composition. To learn more, get an individual cost calculation.

Is there any requirement for the bank balance under the D7 visa?

The applicant opens a bank account in Portugal and transfers money enough for living in the country for a year.

The amount depends on the minimum salary in Portugal. In 2022, it is €705 per month. Therefore, the amount for a year is €8,460 for the main applicant. If there are family members, 50% of the amount is added per spouse or parent, and 30% is added per child.

How long does it take to get the D7 visa?

The procedure takes at least two months. First, the applicant registers as a Portuguese taxpayer and opens an account in a local bank. After that, they choose a residential property for purchase or rent.

The longest procedure is the visa application processing at a Portuguese consulate. The process might take up to four months.

When the applicant gets approval, they can go to Portugal and apply for a residence permit.

How long is the Portugal D7 visa valid for?

The D7 visa is valid for four months. Until the expiration date, the applicant is to come to Portugal and apply for a residence permit at the SEF, the Portuguese Migration Service.

The residence permit card received after the D7 visa is valid for two years. After it expires, the resident can extend their status for another three years.

Can I work in Portugal with the D7 visa?

No, the visa doesn’t provide such a right. But a residence permit does; the applicant gets it after a D7 visa.

Portugal D7 visa taxes: which ones do I need to pay?

The applicant pays taxes when they buy property in Portugal. First, the deals are subject to stamp duty and property transfer tax. After that, the owner pays an annual municipal property tax of 0.3 to 0.8%.

If the visa holder lives in Portugal for more than 183 days a year, they can change the tax residency to the Portuguese one. After that, they start to pay the personal income tax, solidarity, capital gains and other taxes, and get a beneficial tax status.

What is the difference between the D7 visa and Golden Visa?

The D7 visa applicants don’t need to meet the investment requirements; they only need to buy or rent a property and prove sufficient income to live in Portugal.

The Golden Visa applicants buy real estate, investment fund units or choose another investment option with a fixed amount. The cost of real estate under the program is at least €280,000.

A residence permit by investment is suitable for wealthy people who do not plan to move to Portugal. Investors need to spend only seven days a year in the country. A residence permit after the D7 visa obliges the holder to live in Portugal for at least six consecutive months or eight months in total during the year.

How to get a residence permit after the D7 visa?

Within four months after getting a D7 visa, the holder must enter Portugal and apply for a residence permit. The Portuguese Migration Service, the SEF, accepts applications for residence.

The application must be submitted in person and under a pre-booked appointment. In addition, a person submits their fingerprints for a biometrical residence permit card with the application.

The applicant pays government fees and waits for a decision. After the application is approved, a residence permit card is sent to the investor’s registered address in Portugal.

What is the Portugal D7 visa minimum stay to qualify for citizenship by naturalisation?

A resident must live more than 183 days a year for five consecutive years in Portugal to qualify for citizenship by naturalisation after the D7 visa. In addition, the applicant confirms the Portuguese language proficiency at the A2 level and the absence of criminal records in Portugal.

The Portuguese passport allows the holders to visit 187 countries without visas, including the UK and the Schengen Area. In addition, the citizens can live in any EU country of their choice.

Schedule a meeting

Let’s discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

Zlata Erlach
Caribbean Investment Program Expert
Schedule a meeting
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