Malta Citizenship

Malta
Citizenship

living in the European Union and travelling around the world

Download the guide Calculate the cost
€690,000+
Investment amount
1 or 3 years
Obtaining period
5 years
Return of real estate investment
License
№ AKM-IMIN-22

As of November 20, 2020, an investor can become a Maltese citizen 1 or 3 years after obtaining a residence permit.

Investors can obtain Malta citizenship by naturalisation for exceptional services by direct investment. The Maltese Citizenship Act provides the path. The minimum investment is €690,000.

 

Foreigners can become Maltese citizens if they pass a strict Due Diligence check and fulfil the conditions stipulated by the law.

Maltese citizenship gives the freedom to live a life of your choice

1
Visa-free travel to the USA, the UK and Canada

Maltese citizens can travel to 186 countries visa-free. The list includes the Schengen countries, the USA, the UK, Canada, Japan, Singapore and Hong Kong

2
Moving to the EU at any time

Maltese passport holders have the same rights and freedoms as any other EU citizens

3
High-quality medicine

Maltese medical insurance policies provide free examinations and treatment in high-quality clinics and hospitals. Free medications are provided as well

4
Residing in Switzerland, Iceland, Norway or Liechtenstein

Maltese citizens can live in any Schengen country, including those not part of the European Union. There are no restrictions on entry or stay in the region’s countries

5
Education for children

Schools and higher education are cheaper for Maltese citizens. In addition, Maltese citizens don’t need to get student residence permits to study in any EU country

6
International business

Maltese citizens can open a company in any EU country. This opportunity helps to expand a business to the international market and operate more effectively

Get maximum information about the process

  • Step-by-step procedure
  • Requirements for applicants
  • Required documents
  • Answers to frequently asked questions
Download the guide
PDF, 36 pages, 12 MB
Immigrant Invest
is a licensed agent
(License № AKM-IMIN-22)

Who can get Malta citizenship

Investor
  • Over 18 years old
  • No criminal record or prosecution
  • Not under sanctions
  • No visa denials in countries that have a visa-free regime with Malta
  • Capable of confirming the legality of the income
Children under 18

including children from previous marriages, both on the part of the investor and the spouse of the investor.

Spouse

Or a registered partner, including a same-sex partner

Children under 29
  • Financially dependent on the investor
  • Unmarried

Children from previous marriages can participate. The dependence on the investor can be confirmed by studying at a university on a full-time basis.

Parents or grandparents of an investor over 55 years old
  • Over 55 years old
  • Fully or significantly financially dependent on the investor

Expenses for obtaining Malta citizenship

Investors fulfil three investment conditions: contribute to the National Development and Social Fund (NDSF), donate to a non-governmental organisation, and buy or rent a residential real estate. All three conditions are mandatory.

A contribution sum defines when the investor can apply for citizenship. If the contribution amounts to €600,000, the residence permit must be kept for 3 years. If an investor contributes €750,000, the residence period cuts to 1 year.

1 option

Renting of housing

€690,000+

At first, the investor applies for a residence permit. To get it, the investor rents housing for at least €12,000. The rent should last for a year or three years.

The investor applies for citizenship in a year or three years. The investor concludes a new leasing agreement for at least €16,000 per year to qualify for citizenship. The requirement is to rent housing for at least 5 years.

Investor Married couple Family of 3 or more
Renting of housing for 3 years for residency €36,000 €36,000 €36,000
Renting of housing for 5 years for citizenship €80,000 €80,000 €80,000
Contribution to the NDSF €600,000 €650,000

€700,000

+ €50,000 for each family member starting with the 4th

Donation €10,000 €10,000 €10,000
Eligibility Test €15,000 €25,000

€15,000 for the main applicant

+ €10,000 for each family member over 12

State fee for residence cards €5,000 €6,000

€8,000

+ €1,000 for each family member starting with the 4th

Medical insurance €500+ €1,000+ €1,500+
Administrative fee €1,500 €3,000

€6,000

+ €1,500 for each family member starting with the 4th

Show all expenses Show less
2 option

Purchase of housing

€1,310,000+

Investors buy real estate worth €700,000 or more. The ownership period is 5 years, starting with obtaining citizenship. After that, the property can be sold, and the money returned.

Investor Married couple Family of 3 or more
Purchase of real estate €700,000 €700,000 €700,000
Contribution to the NDSF €600,000 €650,000

€700,000

+ €50,000 for each family member starting with the 4th

Donation €10,000 €10,000 €10,000
Eligibility Test €15,000 €25,000

€15,000 for the main applicant

+ €10,000 for each family member over 12

State fee for residence cards €5,000 €6,000

€8,000

+ €1,000 for each family member starting with the 4th

Medical insurance €500+ €1,000+ €1,500+
Administrative fee €1,500 €3,000

€6,000

+ €1,500 for each family member starting with the 4th

Show all expenses Show less

Expenses for a family of 4

The spouses and two children of 8 and 14 years old
Rent of housing, citizenship in 3 years Rent of housing, citizenship in 1 year Purchase of housing, citizenship in 3 years Purchase of housing, citizenship in 1 year
Renting or purchase of real estate €116,000 €92,000 €700,000 €700,000
Contribution to the NDSF €750,000 €900,000 €750,000 €900,000
Donation €10,000 €10,000 €10,000 €10,000
Eligibility Test €35,000 €35,000 €35,000 €35,000
State fee for residence cards €8,000 €8,000 €8,000 €8,000
Medical insurance €2,000 €2,000 €2,000 €2,000
Administrative fee €6,000 €6,000 €6,000 €6,000
Total €927,000 €1,053,000 €1,511,000 €1,661,000

Individual calculation of the Maltese citizenship cost

Get an individual calculation for your family with all associated costs and government fees

Get the cost calculation
We will send you a quote by email within 1 hour.
Immigrant Invest
is a licensed agent

Why is the agent’s license important?

The Maltese Citizenship Act does not allow foreigners to apply for citizenship for exceptional services directly. Only official representatives licensed by the Government of Malta can apply on behalf of their clients.

Any application submitted by an unlicensed agent is rejected, resulting in the applicant losing time and money.

Step-by-step procedure for obtaining Malta citizenship

Depending on the investment amount, citizenship can be obtained in 1 or 3 years. In both cases, the procedure is similar; only some documents are different if the investor chooses to apply after 3 years.

1 day Preliminary Due Diligence

Preliminary Due Diligence

1 day

Due Diligence is a crucial step in applying for Malta citizenship. It determines whether the Maltese authorities will approve the investor’s application. 

Immigrant Invest’s certified Anti Money Laundering Officer examines the investor’s documents and identifies possible risks that could result in the application being rejected.

Immigrant Invest has its own Compliance Department. We check the applicant confidentially against international legal and business information databases.

If any issues may cause the rejection of the investor’s application, we offer other paths to a second citizenship.

Pass a quick test and learn the nuances that can prevent you from obtaining a second citizenship
Up to 2 weeks Police Clearance Certificate

Police Clearance Certificate

Up to 2 weeks

The Maltese police check the investor and their family members older than 12 years against the Interpol and Europol databases.

3 weeks Residence permit in Malta

Residence permit in Malta

3 weeks

A Malta residence permit is issued to the investor and all family members over 18. 

As a licensed agent, Immigrant Invest:

  • prepares a Level 1 Due Diligence report;
  • translates and apostilles documents;
  • draws up a Maltese real estate rental contract;
  • fills out the forms required for the medical insurance policy;
  • submits the investor’s application for a residence permit.
2 weeks Collection of documents for Eligibility Test

Collection of documents for Eligibility Test

2 weeks

Immigrant Invest applies for the Eligibility Test on the investor’s behalf. It must be done within 12 months from the residence permit card receipt.

All applicants over 12 are subject to the Eligibility Test.

4—5 months Check and approval

Check and approval

4—5 months

The Minister responsible for matters relating to Malta citizenship approves or rejects applications. 

After passing the Eligibility Test, applicants qualify for citizenship one to three years after obtaining a residence permit.

1 or 3 years after the residence permit Applying for citizenship

Applying for citizenship

1 or 3 years after the residence permit

If the investor applies in 1 year, they have to define any significant changes in their personal circumstances. For example, the MRQ-form has to be amended in case of a severe illness.

If the investor applies in 3 years, they confirm the permanent residence address and provide an updated police clearance certificate. If any other documents have been updated, they must also be resubmitted.

2—4 weeks Final approval by the Minister

Final approval by the Minister

2—4 weeks

The decision is made in writing and gives the applicant the right to get citizenship.

Up to 4 months Fulfillment of the investment condition

Fulfillment of the investment condition

Up to 4 months

The investor fulfils all conditions within 4 months of the Minister’s written approval. In addition, the main applicant proves their residence in Malta. The residing requirement is stipulated in the new law.

  • 12 months with a residence permit: investments of €750,000.
  • 36 months with a residence permit: investments of €600,000.
2 months Receiving a passport in Malta

Receiving a passport in Malta

2 months

Applicants over the age of 6 must collect their passports in person at the Malta Passport Department.

Citizenship and Immigrant Invest stay with you

The long-awaited moment has arrived: you are now a Maltese citizen. After receiving their second passport, most clients turn to us for additional services. See how we continue to help our clients.

Passport renewal

In 1 working day, in Malta, in your presence

Replacement of the passport in case of its loss

We prepare the application and accompany you to the passport office. The process takes 4 hours.

ID card receiving and replacing

If you plan to live in Malta, we will get an ID card for you at your request.
We have the card renewed if you change address, and we arrange for a new card on expiry.

Opening a bank account

We prepare the required documents and fill out the forms.

Residence permits for family reunification

For example, for parents who had not been included in the original application

Getting a tax number

We submit an electronic application to obtain a tax number for our clients.

Registration of tax residency

If the investor spent the required number of days in Malta

Selecting real estate

We help our client choose an apartment or townhouse online first, and then we check the property and send the client a video of it. We also select properties for investment while they are still under construction.

Registration of yachts

We assist from purchase until registration under the Maltese flag

Registration of cars with the Transport Malta offices

We also arrange insurance for vehicles

Getting a driver's licence

The applicant has to pass the written and driving exams, while we take care of the process administration

Schedule a meeting

Let’s discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

Zlata Erlach
Caribbean Investment Program Expert
Schedule a meeting
Prefer messengers? WhatsAppTelegram

Answers to frequently asked questions

Which investments can be returned?

Only investments related to buying real estate can be returned. Property purchased for €750,000 can be sold for a profit after 5 years, as real estate in Malta is constantly increasing in value. 

Do minor children have to pass Due Diligence?

All family members aged 12 years or older must pass the Eligibility Test. It is similar to Due Diligence used all over the world.

What guarantees can your company give?

No one can guarantee that your application for Malta citizenship will be accepted. Moreover, if a company claims that the guarantee is 100%, you probably deal with scammers.

The government authorities decide to issue Malta citizenship. The decision is preceded by an in-depth check of the applicants’ background and the legality of their income sources.

Immigrant Invest conducts an internal background check to determine the chances of obtaining citizenship. The check occurs at the first stage of our collaboration, even before signing a contract with a client. The lawyers also prepare a list of documents to minimise the probability of the application rejection.

 

Can I get Malta citizenship for exceptional services without the agent’s help?

It is impossible to apply for Malta citizenship without a licenced agent. Immigrant Invest is a licensed agent authorised to assist applicants in preparing and submitting documents.
The Maltese government licence is No. AKM-IMIN-22.

What is the minimum investment amount needed?

The minimum required investment is €690,000. The sum includes non-refundable contributions to the National Development Fund and a non-governmental organisation and the cost of renting real estate.

We discuss the costs in detail in our article “How to get Malta citizenship”.

Are there any additional costs when renting real estate in Malta?

Utility costs in Malta are among the lowest in the European Union. According to Eurostat, utility bills were half the size of the average prices in the EU in 2019.

An apartment’s electricity and water costs were €100–120 per month and at least €200 for a house or villa. We have collected all the relevant available information on property maintenance costs in Malta.

What duties arise after obtaining Malta citizenship?

Investors must take the following steps immediately after their citizenship application is approved:

  • Rent or buy a residential property in Malta.
  • Get an architect’s report stating the market value of the rented or purchased property.
  • Get or renew health insurance before obtaining a passport.
  • Sign an Annual Compliance Form during the first 5 years of citizenship. The form confirms compliance with the conditions attached to their certificate of naturalisation.
Schedule a meeting

Let’s discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

Zlata Erlach
Caribbean Investment Program Expert
Schedule a meeting
Prefer messengers? WhatsAppTelegram