Last reviewed on October 8, 2024

Malta Citizenship

living in the European Union and travelling around the world

€690,000+

Investment amount

1 or 3 years

Obtaining period

5 years

Return of real estate investment

Investors may apply for Malta citizenship for exceptional services by direct investment. The minimum investment is €690,000. The conditions include the following:

  1. A contribution to the National Development and Social Fund of €600,000+.

  2. A charitable donation of €10,000.

  3. Renting real estate for 5 years for €16,000 annually or purchasing one for €700,000.

Citizenship for exceptional services is acquired by naturalisation. First, investors get Malta residency and maintain the status for 1 or 3 years; only then may they apply for a passport. The Maltese Citizenship Act provides the path.

Foreigners can become Maltese citizens if they pass a strict Due Diligence check and fulfil the conditions stipulated by the law.

Benefits of Maltese citizenship

  • 1

    Visa-free travel to the USA, the UK and Canada

    Maltese citizens can travel to 187 countries visa-free. The list includes the Schengen countries, the USA, the UK, Japan, Singapore and Hong Kong

  • 2

    Moving to the EU at any time

    Maltese passport holders have the same rights and freedoms as any other EU citizens

  • 3

    High-quality medicine

    Maltese medical insurance policies provide free examinations and treatment in high-quality clinics and hospitals. Free medications are provided as well

  • 4

    Residing in Switzerland, Iceland, Norway or Liechtenstein

    Maltese citizens can live in any Schengen country, including those not part of the European Union. There are no restrictions on entry or stay in the region’s countries

  • 5

    Education for children

    Schools and higher education are cheaper for Maltese citizens. In addition, Maltese citizens don’t need to get student residence permits studying in any EU country

  • 6

    International business

    Maltese citizens can open a company in any EU country. This opportunity helps to expand a business to the international market and operate more effectively

  • 7

    Retaining your first citizenship

    Malta allows dual citizenship, meaning investors don’t have to give up their first passport to become a Maltese citizen. The rule applies to cases where the investor’s origin country allows having multiple citizenships as well.

price

Get maximum information about the process

  • Step by step procedure

  • Requirements for applicants

  • Required documents

  • Answers to frequently asked questions

PDF, 36 pages, 12 MB

Requirements for applicants for Malta citizenship

  • Investor

    with legal income and no criminal records, sanctions and visa denials in countries that have a visa-free regime with Malta

  • Spouse or a registered partner

    including a same-sex partner

  • Children up to 29 years old

    including ones from previous marriages. Adult children must be unmarried and principally dependent on the investor, e.g., study at a university on a full-time basis

  • Parents or grandparents over 55

    if fully or significantly financially dependent on the investor

Expenses for obtaining Malta citizenship

Investors fulfil three investment conditions: contribute to the National Development and Social Fund (NDSF), donate to a non-governmental organisation, and buy or rent a residential real estate. All three conditions are mandatory.

A contribution sum defines when the investor can apply for citizenship. If the contribution amounts to €600,000, the residence permit must be kept for 3 years. If an investor contributes €750,000, the residence period cuts to 1 year.

1 option

Renting of housing — €690,000+

At first, the investor applies for a residence permit. To get it, the investor rents housing for at least €12,000. The rent should last for a year or three years.

The investor applies for citizenship in a year or three years. The investor concludes a new leasing agreement for at least €16,000 per year to qualify for citizenship. The requirement is to rent housing for at least 5 years.

Investor

Married couple

Family of 3 or more

Renting of housing for 3 years for residency

€36,000

€36,000

€36,000

Renting of housing for 5 years for citizenship

€80,000

€80,000

€80,000

Contribution to the NDSF

€600,000

€650,000

€700,000

+ €50,000 for each family member starting with the 4th

Donation

€10,000

€10,000

€10,000

Eligibility Test

€15,000

€25,000

€15,000 for the main applicant

+ €10,000 for each family member over 12

State fee for residence cards

€5,000

€6,000

€7,000

+ €1,000 for each family member starting with the 4th

Medical insurance

€500+

€1,000+

€1,500+

Administrative fees

€3,000

€6,000

€9,000

+ €3,000 for each family member starting with the 4th

2 option

Purchase of housing — €1,310,000+

Investors buy real estate worth €700,000 or more. The ownership period is 5 years, starting with obtaining citizenship. After that, the property can be sold, and the money returned.

Investor

Married couple

Family of 3 or more

Purchase of real estate

€700,000

€700,000

€700,000

Contribution to the NDSF

€600,000

€650,000

€700,000

+ €50,000 for each family member starting with the 4th

Donation

€10,000

€10,000

€10,000

Eligibility Test

€15,000

€25,000

€15,000 for the main applicant

+ €10,000 for each family member over 12

State fee for residence cards

€5,000

€6,000

€7,000

+ €1,000 for each family member starting with the 4th

Medical insurance

€500+

€1,000+

€1,500+

Administrative fees

€3,000

€6,000

€9,000

+ €3,000 for each family member starting with the 4th

Expenses for a family of 4

The spouses and two children of 8 and 14 years old

Rent of housing, citizenship in 3 years

Rent of housing, citizenship in 1 year

Purchase of housing, citizenship in 3 years

Purchase of housing, citizenship in 1 year

Renting or purchase of real estate

€116,000

€92,000

€700,000

€700,000

Contribution to the NDSF

€750,000

€900,000

€750,000

€900,000

Donation

€10,000

€10,000

€10,000

€10,000

Eligibility Test

€35,000

€35,000

€35,000

€35,000

State fee for residence cards

€8,000

€8,000

€8,000

€8,000

Medical insurance

€2,000

€2,000

€2,000

€2,000

Administrative fees

€12,000

€12,000

€12,000

€12,000

Total

€933,000

€1,059,000

€1,517,000

€1,667,000

Individual calculation of the Maltese citizenship cost

Individual calculation of the Maltese citizenship cost

Get an individual calculation for your family with all associated costs and government fees

We will send you a quote by email within 1 hour.

Documents required to apply for Malta citizenship

Lawyers prepare three packages of documents for getting a residence permit, passing the Eligibility Test and citizenship application. All documents are translated into English and apostilled.

Why is the agent’s license important?

The Maltese Citizenship Act does not allow foreigners to apply for citizenship for exceptional services directly. Only official representatives licensed by the Government of Malta can apply on behalf of their clients.

Any application submitted by an unlicensed agent is rejected, resulting in the applicant losing time and money.

License № AKM-IMIN
License № AKM-IMIN

Step-by-step procedure for obtaining Malta citizenship

Depending on the investment amount, citizenship can be obtained in 1 or 3 years. In both cases, the procedure is similar; only some documents are different if the investor chooses to apply after 3 years.

1

1 day

Preliminary Due Diligence

Due Diligence is a crucial step in applying for Malta citizenship. It determines whether the Maltese authorities will approve the investor’s application.

Immigrant Invest’s certified Anti Money Laundering Officer examines the investor’s documents and identifies possible risks that could result in the application being rejected.

Immigrant Invest has its own Compliance Department. We check the applicant confidentially against international legal and business information databases.

If any issues may cause the rejection of the investor’s application, we offer other paths to a second citizenship.

Evaluate your chances of passing Due Diligence

Pass a quick test and learn the nuances that can prevent you from obtaining a second citizenship

2

Up to 2 weeks

Police Clearance Certificate

The Maltese police check the investor and their family members older than 12 years against the Interpol and Europol databases.

3

3 weeks

Residence permit in Malta

A Malta residence permit is issued to the investor and all family members over 18.

As a licensed agent, Immigrant Invest:

  • prepares a Level 1 Due Diligence report;

  • translates and apostilles documents;

  • draws up a Maltese real estate rental contract;

  • fills out the forms required for the medical insurance policy;

  • submits the investor’s application for a residence permit.

4

2 weeks

Collection of documents for Eligibility Test

Immigrant Invest applies for the Eligibility Test on the investor’s behalf. It must be done within 12 months from the residence permit card receipt.

All applicants over 12 are subject to the Eligibility Test.

5

4—5 months

Check and approval

The Minister responsible for matters relating to Malta citizenship approves or rejects applications.

After passing the Eligibility Test, applicants qualify for citizenship one to three years after obtaining a residence permit.

6

1 or 3 years after the residence permit

Applying for citizenship

If the investor applies in 1 year, they have to define any significant changes in their personal circumstances. For example, the MRQ-form has to be amended in case of a severe illness.

If the investor applies in 3 years, they confirm the permanent residence address and provide an updated police clearance certificate. If any other documents have been updated, they must also be resubmitted.

7

2—4 weeks

Final approval by the Minister

The decision is made in writing and gives the applicant the right to get citizenship.

8

Up to 4 months

Fulfillment of the investment condition

The investor fulfils all conditions within 4 months of the Minister’s written approval. In addition, the main applicant proves their residence in Malta. The residing requirement is stipulated in the new law.

  • 12 months with a residence permit: investments of €750,000.

  • 36 months with a residence permit: investments of €600,000.

9

2 months

Receiving a passport in Malta

Applicants over the age of 6 must collect their passports in person at the Malta Passport Department.

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Facts about Malta citizenship by Investment Program

About Malta citizenship by investment program
Malta citizenship by investment benefits
Malta citizenship by investment timeline
Malta citizenship by investment requirements
Investment options to obtain Malta citizenship by investment

* You're welcome to use, re-publish, modify, and adapt the infographics. However, crediting Immigrant Invest and linking back to our website is obligatory. Thank you for sharing the content responsibly!

Citizenship and Immigrant Invest stay with you

The long-awaited moment has arrived: you are now a Maltese citizen. After receiving their second passport, most clients turn to us for additional services. See how we continue to help our clients.

  • Passport renewal

    In 1 working day, in Malta, in your presence

  • Replacement of the passport in case of its loss

    We prepare the application and accompany you to the passport office. The process takes 4 hours.

  • ID card receiving and replacing

    If you plan to live in Malta, we will get an ID card for you at your request.
    We have the card renewed if you change address, and we arrange for a new card on expiry.

  • Opening a bank account

    We prepare the required documents and fill out the forms.

  • Residence permits for family reunification

    For example, for parents who had not been included in the original application

  • Getting a tax number

    We submit an electronic application to obtain a tax number for our clients.

  • Registration of tax residency

    If the investor spent the required number of days in Malta

  • Selecting real estate

    We help our client choose an apartment or townhouse online first, and then we check the property and send the client a video of it. We also select properties for investment while they are still under construction.

  • Registration of yachts

    We assist from purchase until registration under the Maltese flag

  • Registration of cars with the Transport Malta offices

    We also arrange insurance for vehicles

  • Getting a driver's licence

    The applicant has to pass the written and driving exams, while we take care of the process administration

Schedule a meeting

Let's discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

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Frequently asked questions

  • Which investments can be returned?

    Only investments related to buying real estate can be returned. Property purchased for €750,000 can be sold for a profit after 5 years, as real estate in Malta is constantly increasing in value.

  • Do minor children have to pass Due Diligence?

    All family members aged 12 years or older must pass the Eligibility Test. It is similar to Due Diligence used all over the world.

  • What guarantees can your company give?

    No one can guarantee that your application for Malta citizenship will be accepted. Moreover, if a company claims that the guarantee is 100%, you probably deal with scammers. Learn about how to avoid scammers when obtaining second citizenship.

    The government authorities decide to issue Malta citizenship. The decision is preceded by an in-depth check of the applicants’ background and the legality of their income sources.

    Immigrant Invest conducts an internal background check to determine the chances of obtaining citizenship. The check occurs at the first stage of our collaboration, even before signing a contract with a client. The lawyers also prepare a list of documents to minimise the probability of the application rejection.

  • Can I get Malta citizenship for exceptional services without the agent’s help?

    It is impossible to apply for Malta citizenship without a licenced agent. Immigrant Invest is a licensed agent authorised to assist applicants in preparing and submitting documents.

    The Maltese government licence is No. AKM-IMIN‑22.

  • What is the minimum investment amount needed?

    The minimum required investment is €690,000. The sum includes non-refundable contributions to the National Development Fund and a non-governmental organisation and the cost of renting real estate.

    We discuss the costs in detail in our article “How to get Malta citizenship”.

  • Are there any additional costs when renting real estate in Malta?

    Utility costs in Malta are among the lowest in the European Union. According to Eurostat, utility bills were half the size of the average prices in the EU in 2019.

    An apartment’s electricity and water costs were €100–120 per month and at least €200 for a house or villa. We have collected all the relevant available information on property maintenance costs in Malta.

  • Can I get Malta citizenship without investing in the country’s economy?

    Yes, you can. There are six main paths to Malta citizenship:

    1. Standard naturalisation. In this case, a foreigner must live in Malta permanently for at least seven years. In addition, an applicant for citizenship must pass exams in the Maltese or English language and the country’s history and law. The list of required documents includes written confirmation that several Maltese citizens vouch for the applicant.

    2. Marriage to a Maltese citizen. Citizenship application becomes available after five years of marriage. During this time, spouses don’t have to live in Malta permanently.

    3. Family reunification is suitable for those who have close relatives among Maltese citizens. Parents, grandparents and siblings count.

    4. Maltese ancestry must be proven with documents. In this case, citizenship is granted without getting a residence permit, passing exams and residing in the country before application.

    5. Political asylum or refugee status. Refugees must prove that their life is in danger or they are discriminated against in their country of origin. Citizenship can be obtained after six years of living in Malta.

    6. Exceptional services. In this case, the passport is granted by the Maltese President personally to scientists, artists, sportsmen, businessmen, and politicians. There are no fixed criteria for this category.

  • What duties arise after obtaining citizenship in Malta?

    Investors must take the following steps immediately after their citizenship application is approved:

    • Rent or buy a residential property in Malta.

    • Get an architect’s report stating the market value of the rented or purchased property.

    • Get or renew health insurance before obtaining a passport.

    • Sign an Annual Compliance Form during the first 5 years of citizenship. The form confirms compliance with the conditions attached to their certificate of naturalisation.

  • Can my future children become Maltese citizens?

    Yes, newborn children of Maltese citizens are also entitled to this status.

    To get a Malta passport for a child, parents must apply for registration in the Public Registry. You’ll need to submit the child’s original birth certificate with an apostille and the marriage certificate.

    Then, you may apply for a passport for the child in a consulate or visit Malta and submit documents there. Both parents must be present. One of them may apply themselves if only they have been given a permit by another parent in the presence of the consul.

  • How fast can I become a Maltese citizen?

    Malta citizenship by naturalisation for exceptional services by direct investment requires residency for 1 or 3 years.

    The procedure requires additional time to get a police clearance, a residence permit and final approval, to fulfil the investment conditions and to receive passports. Usually, these steps take several months.

  • Do I have to visit Malta to become a citizen?

    Yes, an applicant must visit Malta to get the status.

    Investors get Malta citizenship by naturalisation, which means they must live in the country for a decent time with a residence permit. Also, applicants must pass some procedures in person, such as applying for residency, submitting biometrics, taking the Oath of Allegiance and receiving passports.

  • Is Malta dual citizenship allowed?

    Yes, Malta allows its citizens to have multiple citizenships. A person may be required to choose one citizenship only if it’s the rule in another country.

170 countries are visa-free for Maltese citizens

Asia

Armenia

Azerbaijan

Bahrain

Bangladesh

Bhutan

Brunei

Cambodia

India

Indonesia

Iran

Iraq

Israel

Japan

Jordan

Kazakhstan

Kuwait

Kyrgyzstan

Laos

Lebanon

Malaysia

Maldives

Mongolia

Myanmar (Burma)

Nepal

Oman

Pakistan

Philippines

Qatar

Saudi Arabia

Singapore

South Korea

Sri Lanka

Tajikistan

Thailand

Timor-Leste

United Arab Emirates

Uzbekistan

Vietnam

Africa

Angola

Benin

Botswana

Burkina Faso

Burundi

Cameroon

Cape Verde

Comoros

Congo - Kinshasa

Côte d’Ivoire

Djibouti

Egypt

Equatorial Guinea

Eswatini

Ethiopia

Gabon

Gambia

Guinea

Guinea-Bissau

Kenya

Madagascar

Malawi

Mauritania

Mauritius

Morocco

Mozambique

Nigeria

Rwanda

São Tomé & Príncipe

Senegal

Seychelles

Sierra Leone

Somalia

South Africa

South Sudan

Tanzania

Togo

Tunisia

Uganda

Zambia

Zimbabwe

Europe

Albania

Andorra

Austria

Belarus

Belgium

Bosnia & Herzegovina

Bulgaria

Croatia

Cyprus

Czechia

Denmark

Estonia

Finland

France

Georgia

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Moldova

Monaco

Montenegro

Netherlands

North Macedonia

Norway

Poland

Portugal

Romania

Russia

San Marino

Serbia

Slovakia

Slovenia

Spain

Sweden

Switzerland

Turkey

Ukraine

United Kingdom

Oceania

Australia

Fiji

Kiribati

Marshall Islands

Micronesia

New Zealand

Palau

Papua New Guinea

Samoa

Solomon Islands

Tonga

Tuvalu

Vanuatu

North America

Antigua & Barbuda

Bahamas

Barbados

Canada

Dominica

Dominican Republic

Grenada

Haiti

Jamaica

Mexico

St. Kitts & Nevis

St. Lucia

St. Vincent & Grenadines

Trinidad & Tobago

United States

South America

Argentina

Belize

Bolivia

Brazil

Chile

Colombia

Costa Rica

Ecuador

El Salvador

Guatemala

Honduras

Nicaragua

Panama

Paraguay

Peru

Uruguay

Venezuela

Schedule a meeting

Let’s discuss the details

We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Zlata Erlach
Zlata Erlach

Head of the Austrian office

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