Malta Citizenship

Malta
Citizenship

living in the European Union and travelling around the world

Download the guide Calculate the cost
€690,000+
Investment amount
1 or 3 years
Obtaining period
5 years
Return of real estate investment
License
№ AKM-IMIN-22

There is no direct path or programme for obtaining Malta citizenship by investment. Since November 20, 2020, an investor can become a Maltese citizen only 1 or 3 years after obtaining a residence permit.

Investors can obtain Malta citizenship by naturalisation for exceptional services by direct investment. The Maltese Citizenship Act provides the path. The minimum investment is €690,000.

Foreigners can become Maltese citizens if they pass a strict Due Diligence check and fulfil the conditions stipulated by the law.

Benefits of Maltese citizenship

1
Visa-free travel to the USA, the UK and Canada

Maltese citizens can travel to 186 countries visa-free. The list includes the Schengen countries, the USA, the UK, Canada, Japan, Singapore and Hong Kong

2
Moving to the EU at any time

Maltese passport holders have the same rights and freedoms as any other EU citizens

3
High-quality medicine

Maltese medical insurance policies provide free examinations and treatment in high-quality clinics and hospitals. Free medications are provided as well

4
Residing in Switzerland, Iceland, Norway or Liechtenstein

Maltese citizens can live in any Schengen country, including those not part of the European Union. There are no restrictions on entry or stay in the region’s countries

5
Education for children

Schools and higher education are cheaper for Maltese citizens. In addition, Maltese citizens don’t need to get student residence permits studying in any EU country

6
International business

Maltese citizens can open a company in any EU country. This opportunity helps to expand a business to the international market and operate more effectively

7
Retaining your first citizenship

Malta allows dual citizenship, meaning investors don’t have to give up their first passport to become a Maltese citizen. The rule applies to cases where the investor’s origin country allows having multiple citizenships as well.

Get maximum information about the process

  • Step-by-step procedure
  • Requirements for applicants
  • Required documents
  • Answers to frequently asked questions
Download the guide
PDF, 36 pages, 12 MB
Immigrant Invest
is a licensed agent
(License № AKM-IMIN-22)

Requirements for applicants for Malta citizenship

Investor

with legal income and no criminal records, sanctions and visa denials in countries that have a visa-free regime with Malta

Spouse or a registered partner

including a same-sex partner

Children up to 29 years old

including ones from previous marriages. Adult children must be unmarried and principally dependent on the investor, e.g., study at a university on a full-time basis

Parents or grandparents over 55

if fully or significantly financially dependent on the investor

Expenses for obtaining Malta citizenship

Investors fulfil three investment conditions: contribute to the National Development and Social Fund (NDSF), donate to a non-governmental organisation, and buy or rent a residential real estate. All three conditions are mandatory.

A contribution sum defines when the investor can apply for citizenship. If the contribution amounts to €600,000, the residence permit must be kept for 3 years. If an investor contributes €750,000, the residence period cuts to 1 year.

1 option

Renting of housing

€690,000+

At first, the investor applies for a residence permit. To get it, the investor rents housing for at least €12,000. The rent should last for a year or three years.

The investor applies for citizenship in a year or three years. The investor concludes a new leasing agreement for at least €16,000 per year to qualify for citizenship. The requirement is to rent housing for at least 5 years.

Investor Married couple Family of 3 or more
Renting of housing for 3 years for residency €36,000 €36,000 €36,000
Renting of housing for 5 years for citizenship €80,000 €80,000 €80,000
Contribution to the NDSF €600,000 €650,000

€700,000

+ €50,000 for each family member starting with the 4th

Donation €10,000 €10,000 €10,000
Eligibility Test €15,000 €25,000

€15,000 for the main applicant

+ €10,000 for each family member over 12

State fee for residence cards €5,000 €6,000

€7,000

+ €1,000 for each family member starting with the 4th

Medical insurance €500+ €1,000+ €1,500+
Administrative fees €3,000 €6,000

€9,000

+ €3,000 for each family member starting with the 4th

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2 option

Purchase of housing

€1,310,000+

Investors buy real estate worth €700,000 or more. The ownership period is 5 years, starting with obtaining citizenship. After that, the property can be sold, and the money returned.

Investor Married couple Family of 3 or more
Purchase of real estate €700,000 €700,000 €700,000
Contribution to the NDSF €600,000 €650,000

€700,000

+ €50,000 for each family member starting with the 4th

Donation €10,000 €10,000 €10,000
Eligibility Test €15,000 €25,000

€15,000 for the main applicant

+ €10,000 for each family member over 12

State fee for residence cards €5,000 €6,000

€7,000

+ €1,000 for each family member starting with the 4th

Medical insurance €500+ €1,000+ €1,500+
Administrative fees €3,000 €6,000

€9,000

+ €3,000 for each family member starting with the 4th

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Expenses for a family of 4

The spouses and two children of 8 and 14 years old
Rent of housing, citizenship in 3 years Rent of housing, citizenship in 1 year Purchase of housing, citizenship in 3 years Purchase of housing, citizenship in 1 year
Renting or purchase of real estate €116,000 €92,000 €700,000 €700,000
Contribution to the NDSF €750,000 €900,000 €750,000 €900,000
Donation €10,000 €10,000 €10,000 €10,000
Eligibility Test €35,000 €35,000 €35,000 €35,000
State fee for residence cards €8,000 €8,000 €8,000 €8,000
Medical insurance €2,000 €2,000 €2,000 €2,000
Administrative fees €12,000 €12,000 €12,000 €12,000
Total €933,000 €1,059,000 €1,517,000 €1,667,000

Documents required to apply for Malta citizenship

Lawyers prepare three packages of documents for getting a residence permit, passing the Eligibility Test and citizenship application. All documents are translated into English and apostilled.

Document type Residence permit Eligibility Test Citizenship
Proof of identity
  • International passports
  • Resident IDs of other countries
  • International passports
  • Resident IDs of other countries
  • International passports
  • Resident IDs of other countries
Proof of no criminal records Police Clearance — for each applicant over 12 years old Certificate of no criminal record — for each applicant over 16 years old Certificate of no criminal record — for each applicant over 16 years old
Confirmation of a registration address in Malta
  • Lease or purchase agreement for a residential property in Malta
  • Rental declaration form
For example, utility bills or official letters sent to the investor’s name
  • Lease or purchase agreement for a residential property meeting the cost requirements
  • Architect’s appraisal report confirming the property value
  • Lease registration with the Housing Authority, if applicable
  • For example, utility bills or official letters sent to the investor’s name
Financial records Bank statements for the last six months
  • Bank statements for the last six months
  • Main applicant’s wealth history with a list of assets
  • Tax resident declaration
Receipts on transferring a contribution to the state fund and making a donation to a non-governmental organisation
Marital and family status
  • Marriage or partnership certificate
  • Birth certificates
    • Marriage or partnership certificate
    • Birth certificates
      • Marriage or partnership certificate
      • Birth certificates
        Medical documents Medical insurance
        • Medical report and questionnaire
        • Medical insurance
        Government forms
        • Main applicant’s CV
        • Application forms
        • Main applicant’s motivational letter
        • Application forms
        Application forms
        Other
        • Military registration card, if applicable
        • Social credit report, if applicable
        • Affidavit describing changes in the investor’s circumstances or the absence of such
        • Proof of effective ties to Malta
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        Individual calculation of the Maltese citizenship cost

        Get an individual calculation for your family with all associated costs and government fees

        Get the cost calculation
        We will send you a quote by email within 1 hour.
        Immigrant Invest
        is a licensed agent

        Why is the agent’s license important?

        The Maltese Citizenship Act does not allow foreigners to apply for citizenship for exceptional services directly. Only official representatives licensed by the Government of Malta can apply on behalf of their clients.

        Any application submitted by an unlicensed agent is rejected, resulting in the applicant losing time and money.

        Step-by-step procedure for obtaining Malta citizenship

        Depending on the investment amount, citizenship can be obtained in 1 or 3 years. In both cases, the procedure is similar; only some documents are different if the investor chooses to apply after 3 years.

        1 day Preliminary Due Diligence

        Preliminary Due Diligence

        1 day

        Due Diligence is a crucial step in applying for Malta citizenship. It determines whether the Maltese authorities will approve the investor’s application. 

        Immigrant Invest’s certified Anti Money Laundering Officer examines the investor’s documents and identifies possible risks that could result in the application being rejected.

        Immigrant Invest has its own Compliance Department. We check the applicant confidentially against international legal and business information databases.

        If any issues may cause the rejection of the investor’s application, we offer other paths to a second citizenship.

        Pass a quick test and learn the nuances that can prevent you from obtaining a second citizenship
        Up to 2 weeks Police Clearance Certificate

        Police Clearance Certificate

        Up to 2 weeks

        The Maltese police check the investor and their family members older than 12 years against the Interpol and Europol databases.

        3 weeks Residence permit in Malta

        Residence permit in Malta

        3 weeks

        A Malta residence permit is issued to the investor and all family members over 18. 

        As a licensed agent, Immigrant Invest:

        • prepares a Level 1 Due Diligence report;
        • translates and apostilles documents;
        • draws up a Maltese real estate rental contract;
        • fills out the forms required for the medical insurance policy;
        • submits the investor’s application for a residence permit.
        2 weeks Collection of documents for Eligibility Test

        Collection of documents for Eligibility Test

        2 weeks

        Immigrant Invest applies for the Eligibility Test on the investor’s behalf. It must be done within 12 months from the residence permit card receipt.

        All applicants over 12 are subject to the Eligibility Test.

        4—5 months Check and approval

        Check and approval

        4—5 months

        The Minister responsible for matters relating to Malta citizenship approves or rejects applications. 

        After passing the Eligibility Test, applicants qualify for citizenship one to three years after obtaining a residence permit.

        1 or 3 years after the residence permit Applying for citizenship

        Applying for citizenship

        1 or 3 years after the residence permit

        If the investor applies in 1 year, they have to define any significant changes in their personal circumstances. For example, the MRQ-form has to be amended in case of a severe illness.

        If the investor applies in 3 years, they confirm the permanent residence address and provide an updated police clearance certificate. If any other documents have been updated, they must also be resubmitted.

        2—4 weeks Final approval by the Minister

        Final approval by the Minister

        2—4 weeks

        The decision is made in writing and gives the applicant the right to get citizenship.

        Up to 4 months Fulfillment of the investment condition

        Fulfillment of the investment condition

        Up to 4 months

        The investor fulfils all conditions within 4 months of the Minister’s written approval. In addition, the main applicant proves their residence in Malta. The residing requirement is stipulated in the new law.

        • 12 months with a residence permit: investments of €750,000.
        • 36 months with a residence permit: investments of €600,000.
        2 months Receiving a passport in Malta

        Receiving a passport in Malta

        2 months

        Applicants over the age of 6 must collect their passports in person at the Malta Passport Department.

        Citizenship and Immigrant Invest stay with you

        The long-awaited moment has arrived: you are now a Maltese citizen. After receiving their second passport, most clients turn to us for additional services. See how we continue to help our clients.

        Passport renewal

        In 1 working day, in Malta, in your presence

        Replacement of the passport in case of its loss

        We prepare the application and accompany you to the passport office. The process takes 4 hours.

        ID card receiving and replacing

        If you plan to live in Malta, we will get an ID card for you at your request.
        We have the card renewed if you change address, and we arrange for a new card on expiry.

        Opening a bank account

        We prepare the required documents and fill out the forms.

        Residence permits for family reunification

        For example, for parents who had not been included in the original application

        Getting a tax number

        We submit an electronic application to obtain a tax number for our clients.

        Registration of tax residency

        If the investor spent the required number of days in Malta

        Selecting real estate

        We help our client choose an apartment or townhouse online first, and then we check the property and send the client a video of it. We also select properties for investment while they are still under construction.

        Registration of yachts

        We assist from purchase until registration under the Maltese flag

        Registration of cars with the Transport Malta offices

        We also arrange insurance for vehicles

        Getting a driver's licence

        The applicant has to pass the written and driving exams, while we take care of the process administration

        Schedule a meeting

        Let’s discuss the details

        Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

        Victoria Atanasova
        Head of the Maltese office, lawyer for international and economic law
        Schedule a meeting
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        Answers to frequently asked questions

        Which investments can be returned?

        Only investments related to buying real estate can be returned. Property purchased for €750,000 can be sold for a profit after 5 years, as real estate in Malta is constantly increasing in value. 

        Do minor children have to pass Due Diligence?

        All family members aged 12 years or older must pass the Eligibility Test. It is similar to Due Diligence used all over the world.

        What guarantees can your company give?

        No one can guarantee that your application for Malta citizenship will be accepted. Moreover, if a company claims that the guarantee is 100%, you probably deal with scammers. Learn about how to avoid scammers when obtaining second citizenship.

        The government authorities decide to issue Malta citizenship. The decision is preceded by an in-depth check of the applicants’ background and the legality of their income sources.

        Immigrant Invest conducts an internal background check to determine the chances of obtaining citizenship. The check occurs at the first stage of our collaboration, even before signing a contract with a client. The lawyers also prepare a list of documents to minimise the probability of the application rejection.

         

        Can I get Malta citizenship for exceptional services without the agent’s help?

        It is impossible to apply for Malta citizenship without a licenced agent. Immigrant Invest is a licensed agent authorised to assist applicants in preparing and submitting documents.
        The Maltese government licence is No. AKM-IMIN-22.

        What is the minimum investment amount needed?

        The minimum required investment is €690,000. The sum includes non-refundable contributions to the National Development Fund and a non-governmental organisation and the cost of renting real estate.

        We discuss the costs in detail in our article “How to get Malta citizenship”.

        Are there any additional costs when renting real estate in Malta?

        Utility costs in Malta are among the lowest in the European Union. According to Eurostat, utility bills were half the size of the average prices in the EU in 2019.

        An apartment’s electricity and water costs were €100–120 per month and at least €200 for a house or villa. We have collected all the relevant available information on property maintenance costs in Malta.

        Can I get Malta citizenship without investing in the country’s economy?

        Yes, you can. There are six main paths to Malta citizenship:

        1. Standard naturalisation. In this case, a foreigner must live in Malta permanently for at least seven years. In addition, an applicant for citizenship must pass exams in the Maltese or English language and the country’s history and law. The list of required documents includes written confirmation that several Maltese citizens vouch for the applicant.
        2. Marriage to a Maltese citizen. Citizenship application becomes available after five years of marriage. During this time, spouses don’t have to live in Malta permanently.
        3. Family reunification is suitable for those who have close relatives among Maltese citizens. Parents, grandparents and siblings count.
        4. Maltese ancestry must be proven with documents. In this case, citizenship is granted without getting a residence permit, passing exams and residing in the country before application.
        5. Political asylum or refugee status. Refugees must prove that their life is in danger or they are discriminated against in their country of origin. Citizenship can be obtained after six years of living in Malta.
        6. Exceptional services. In this case, the passport is granted by the Maltese President personally to scientists, artists, sportsmen, businessmen, and politicians. There are no fixed criteria for this category.
        What duties arise after obtaining citizenship in Malta?

        Investors must take the following steps immediately after their citizenship application is approved:

        • Rent or buy a residential property in Malta.
        • Get an architect’s report stating the market value of the rented or purchased property.
        • Get or renew health insurance before obtaining a passport.
        • Sign an Annual Compliance Form during the first 5 years of citizenship. The form confirms compliance with the conditions attached to their certificate of naturalisation.
        Schedule a meeting

        Let’s discuss the details

        Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

        Zlata Erlach
        Caribbean Investment Program Expert
        Schedule a meeting
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