Permanent Residence in Malta

Government investor program

for families, with no residence obligation
License № IIP 168 IMIN Malta ltd

About the program

In August 2015, the Government of Malta introduced changes to the Chapter 217 of the Laws of Malta. This led to the adoption of L.N. 288 – 2015 legislative act which allows foreign investors to obtain Permanent residence permit in Malta by investing in government bonds under the state-approved Malta Residence and Visa Program.

Key concept of the program: in order to obtain Malta residence, applicants must invest in Maltese government bonds, rent or buy property in Malta and pay an administrative fee for taking part in the program. The program also covers the investor’s children, parents and grandparents.

Malta permanent residence permit can be granted to a citizen of any country outside the European Union. Applicants do not need to speak the Maltese language or study the history of Malta. Additionally, there is no requirement to reside in the country, neither prior to obtaining the Maltese residence permit nor after.

This program is perfect for those who wish to travel around the Schengen Area and always have an immigration backup plan.

Why do most investors choose Malta permanent residence program?

Permanent Residence in Malta

Get full information about the program

  • Step-by-step instruction
  • Requirements towards applicants
  • Necessary documents
  • Answers to frequently asked questions

Requirements for obtaining Maltese permanent residence under the program

Investments in government bonds

Investment duration: 5 years

An authorised intermediary will invest your funds in Maltese government bonds in your name. Maltese bonds are considered profitable, with up to 3% per annum. In five years, the bonds can be redeemed (sold back), upon receiving a confirmation from Malta Residence and Visa Agency.

A one-time administrative fee
€ 30,000

Investment duration: non-refundable

The administrative fee will cover the costs associated with obtaining Malta residence, redemption of bonds and repayment of funds in 5 years.

Renting or purchasing a property
€ 12,000 per annum or € 270,000

Timeframe: 5 years

Investor must choose between two of the following requirements

  • rent a property worth EUR 12,000 per annum (the cost may vary depending on the region)
  • buy a property worth at least EUR 270,000. The property can be sold in 5 years.

Holding income or assets
€ 100,000 or € 500,000

Confirmation required

Main applicant must provide a proof of having an annual income of at least € 100,000 or assets worth € 500,000.

Would like a personal cost calculation?

Get a personal cost calculation for obtaining Malta residence for all of your family members

Procedure for obtaining Malta permanent residence

7 simple steps

Preliminary audit

We conduct a preliminary check of the applicants wishing to participate in the program. Our Compliance department will collect information about you from a variety of databases and open sources. Based on this review, you will get a legal opinion on the possibility of your successful participation in the program.

Thus, we minimize the possibility of refusal to grant our client a Malta permanent residence.

Signing the contract

You can sign a contract with us either in one of our offices or remotely. All you need to do is provide us with scanned copies of your and your family members’ passports, so that we can draft our contract.

Please, note that only a certified agent is entitled to accompany the application process as well as prepare and submit relevant documents to Malta Residence and Visa Agency. Our company IMIN Malta ltd is licensed by Identity Malta No. IIP093.

Submitting the papers

Timeframe: 8-12 days

Typically, preparation and submission of the papers take one week.

We will prepare all the documents, fill in the necessary forms and apostille the papers, if required. The only thing you have to do is to sign the forms! Additionally, we will write for you a cover letter so as to ensure all formalities are properly dealt with.

Due diligence checks

Timeframe: 3-6 months

Upon submitting the application together with the supporting documents, some of them will be subject to due diligence checks. At this stage, it will be necessary to pay EUR 5,500 to cover the costs (this amount is included in the one-time administrative fee).

Typically, due diligence checks take no longer than 3-6 months.

Meeting the program’s requirements

Timeframe: 1-2 weeks

Once Malta Residence and Visa Agency releases its approval of your application, you will need to pay EUR 24,500 which is the remaining part of the administrative fee. Next, you will need to invest in bonds as well as buy or rent property in Malta.

We will arrange the process of buying bonds and renting/purchasing real estate. We will open an account in one of the Maltese banks and prepare the bailment entitling us to invest in bonds on your behalf. Next, we will find a property available for rental or purchase according to the requirements of the program. Our Maltese lawyer will finalize the deal.

Submitting biometric data and obtaining Malta permanent residence

Timeframe: 1-3 days

In order to submit your biometric data and obtain a permanent residence card, you will need to travel to Malta in person. We recommend that you schedule two or three days for this trip. Additionally, it is desirable to arrive between Monday to Thursday since all Maltese agencies close on Friday afternoon.

Malta permanent residence cards are granted for five years with the possibility of renewal and extension. Going forward, the card will be re-issued every five years. Reissue of the card is a purely technical formality. You will only need to fill in the application form and submit your photo.

Return on investment

Timeframe: 5 years

You will be able to sell the bonds and redeem the invested funds in five years. We provide guidance through this process as well. Your Malta permanent residence status is valid for a lifetime.

Likewise, you will no longer be obliged to cover the maintenance costs for your property after five years. If necessary, you will be able to terminate your rental contract or sell your Maltese property.

Step-by-step procedure

Leave a request and receive our step-by-step instruction on how to obtain Maltese permanent residence, including details on special rules and common pitfalls

Benefits of Malta permanent residence

  • No requirement to stay in Malta
  • Visiting Schengen countries without visas
  • Permanent residence for the whole family, including children under 26 years old
  • Backup residence in Europe

Antonina Makarova

Legal Adviser in International
Business Law

For more than 8 years, we have been assisting high-net-worth individuals in becoming free and enjoying the world with no borders

As featured in

Immigrant Invest is the official representative of the government investment program of Malta. We accompany you at all stages during Malta permanent residence application process.

License № IIP093 IMIN Malta ltd

Why are we the obvious choice for those seeking to acquire Malta residence?

4 simple reasons
Permanent Residence in Malta

Get full information about the program

  • Step-by-step instruction
  • Requirements towards applicants
  • Necessary documents
  • Answers to frequently asked questions

Want to get an individual solution for your family?

We will develop an individual solution, select the country and status, who will solve your problems, we will accompany the whole process.
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