Alevtina Kalmuk
Author and editor of articles about investment citizenship and residency
Alevtina has collaborated with investment program experts and lawyers on about 40 articles to provide in-depth materials and only verified facts about investment migration to help Immigrant Invest’s clients and readers choose the best-suited country and programs and has a sneak-peak of life abroad.

Work experience
In the field of investment migration 4 years
Education
Smolensk State University, Bachelor's Degree in Linguistics and Translation 2015
Stories of investors,
who obtain citizenship or residence permit

Case studies

Case studies

Case studies

Case studies
Questions and problems,
answers and solutions to which Alevtina Kalmuk knows

Everything about Cyprus permanent residency by investment
To obtain permanent residence in Cyprus, you need to invest at least €300,000 and be able to prove at least €50,000 of annual income outside Cyprus. Applications for Cyprus permanent residence are considered within approximately 9 months; you can get the status together with your family. Learn all the requirements of the Cyprus permanent residence by investment and who it is suitable for.
Permanent Residency

9 best places in the world to live comfortably: where quality meets affordability
A residence permit or citizenship in a country with a high standard of living opens the door to greater comfort. Considerably, the concept of comfort is different for everyone. For some, career prospects are important and for others, loyalty to foreigners or a prestigious education for children are top priority. We have compiled a guide on the best countries to live in and their migration policy. We will tell you about the countries that have generous employers, a high standard of life and quality education.
Living abroad

10 best places to live: world’s most comfortable cities ranked
Research companies publish rankings of the best cities to live in every year. In 2021, such a review was published by Resonance Consultancy. It includes 100 cities with a population of one million, in which it is pleasant to live and work.
Living abroad

11 countries with the best work-life balance — where life and work aligns
Few people know about a country where, in summer, employees swim to work in the river — not by boat. In another country, 36% of citizens commute by bicycle, embracing a healthy, eco-friendly lifestyle. There’s also a country where employees enjoy a 4-day workweek, allowing more personal time and rest. Curious to learn more? Discover which countries these are, which ones offer the best parental leave benefits, and where locals have mastered the art of balancing work and leisure.
Living abroad

Cyprus insurance guide: coverage types, benefits, and real insights
Insurance will make your stay more secure, even in a peaceful country like Cyprus. Whether you are enjoying the clean blue waters of the Mediterranean Sea, visiting your holiday villa, or settling as an expatriate, the right insurance policy can cover unforeseen expenses and give you peace of mind. Find out how travel, life, medical, car, and property insurance policies work in Cyprus and which of them you might need.
Living abroad

Top 50 richest countries in the world ranked by GDP per capita
According to the IMF, the top fifty wealthiest countries included Brunei, the United States and Norway. The leader of the list in 2022 is a small European country. Let's talk about the primary sources of income of rich countries and what opportunities they offer foreigners.
Rankings

Top countries for education: where learning meets global quality
The ranking of the world’s best countries in terms of education, based on the quality and opportunities offered by the educational curriculum, is evaluated annually. Over the past five years, the top-10 list has consistently included the USA, the UK, Canada, Australia and several European countries. We discuss which countries are ranked in the top-10 and why. We list the best universities in the world, where students are offered internships in leading international companies, acquire valuable contacts and build international careers.
Education

27 best countries to retire for American expats: updated list of safe havens
Roughly 450,000 Americans have retired abroad, according to the USA Social Security Administration. 38% of them choose Europe as their destination. This is unsurprising, as most countries in the top 27 belong to the EU. Let’s explore why US citizens retire abroad and what the best destinations for retirement are.
Living abroad

10 most affordable countries to live and work: updated for 2026
The cheapest countries in the world are Pakistan, Egypt, and Bhutan. To live comfortably in one of these states, a person needs under $400 per month. These countries, however, are unconventional choices for expats and digital nomads because of their low levels of safety and quality of life. Among the safest countries in the world, the most affordable ones are Latvia, Chile, and Costa Rica, with a cost of living of under $1,100 per month for rent, groceries, and other everyday expenses.
Living abroad

13 best countries to raise a family — safe, green, and full of joy
When choosing the right country to move to with your family and raise kids, it’s essential to consider various factors such as safety, healthcare quality, education, and overall level of happiness. What might be the perfect country for one family could be entirely unsuitable for another, as climate, cost of living, culture, and mentality play significant roles in shaping an expat’s experience. Dive into this guide to find out which country aligns most with your family’s values and lifestyle aspirations.
Living abroad

4 proven ways to obtain Cypriot citizenship: updated for 2026
You can obtain Cypriot citizenship in three ways: by naturalisation, marriage to a Cypriot citizen, or through Cypriot ancestry. To qualify by naturalisation, a foreigner must live in Cyprus for at least 8 years. Highly qualified specialists may apply after 4 to 5 years of residence. A foreigner married to a Cypriot becomes eligible for citizenship after 3 years of marriage. Children automatically acquire citizenship if at least one parent is a Cypriot citizen. Adults with Cypriot roots may also be eligible. Here’s how to obtain Cypriot citizenship in practice, how long it takes, and what the process involves.
Citizenship

11 best countries to move from Canada: where expats go next
Over 4 million Canadians live abroad, drawn by the promise of a lower cost of living, improved quality of life, or a change of scenery. While many choose the US, UK, and Australia, numerous other destinations offer enticing benefits such as tax incentives, warmer climates, and better work-life balance. Discover why and where Canadians are relocating, along with the residency options available to them.
Living abroad

10 benefits of Cyprus permanent residency for investors in 2026
Fast-track obtaining procedure and a life‑long status are not all the benefits of a Cyprus permanent residence permit. The country’s features and prospects make it highly attractive to investors. Who can apply for permit residency by investment, and what are the disadvantages of a Cyprus residence permit?
Permanent Residency

17 best countries for English speakers to live in: updated for 2026
Moving to a new country can be stressful, especially when language barriers make communication a challenge. Struggling to communicate using only gestures makes even simple tasks feel frustrating and overwhelming. Expats can skip this stress by choosing a destination where English is widely spoken. We've curated a list of 17 of the best countries for English speakers to live in, spanning Europe, the Caribbean, the Middle East, and Africa.
Rankings

11 easiest countries for Americans to move to: ultimate expat guide
With over 9 million US citizens living abroad, according to the US Department of State, more Americans than ever before are choosing to pack their bags and relocate to new countries. Whether it’s the allure of a lower cost of living, better career opportunities, or simply a change of scenery, the options for American expats are vast. But choosing the right destination can be daunting. In this guide, we explore the easiest countries for Americans to move to, highlighting key factors like visa requirements, language, and ease of settling.
Living abroad

Cyprus permanent residency: complete how-to guide for 2026
How to describe Cyprus? It's up to 300 sunny days yearly, a mild Mediterranean climate, rich culture, enough sights, and widely spoken English. At the same time, it is the 23rd economy in the World and 16th in Europe, with respect to property rights. The maximum individual income tax rate is 35%, and the maximum corporate rate is 12.5%. It is an attractive place both for life and business. And almost any foreign can access these benefits by obtaining the Cyprus Permanent Residence Permit. There is a way to get RP through a mix of business visas and naturalisation, and there is a way through investments. This article observes all ways of getting it.
Permanent Residency

Cyprus Golden Visa: how to get permanent residency by investment
Cyprus Golden Visa Program is the fastest path to obtaining a permanent residence permit: the process takes three months. Applicants invest a minimal amount of €300,000 in real estate or business. Cyprus permanent residence card has unlimited duration and opens the door to European value as free travelling, studying and other benefits.
Permanent Residency

How to choose the best country to move to: real relocation insights
The migration policy of many countries does not allow foreigners to obtain permanent residence without a temporary one. The exception is a few states that offer to get permanent residency by investment and skip the stage of temporary residence. The article discusses opportunities for immigration in different countries, and where it is cheaper to live and easier to settle.
Living abroad

30 countries with the best healthcare systems: updated list for 2026
About 14 million people travel across borders annually for medical reasons, usually targeting countries with world-class healthcare systems. Switzerland, Germany, the Netherlands, Finland, Denmark, Sweden, Canada, the USA, Taiwan, Japan, and Singapore consistently rank among the top destinations due to their high-quality medical technologies and renowned hospitals. Learn which country to choose for medical tourism and future relocation.
Healthcare
which Alevtina Kalmuk comments

25 best places to live, ranked by expat experience
InterNations has released its annual Expat City Ranking, highlighting the top destinations for expats worldwide. Spanish cities Valencia, Málaga, and Alicante lead the way, praised for their quality of life and ease of settling in. Discover which cities expats recommend as ideal destinations and which ones may be less favourable choices.

Cyprus plans to join the Schengen Area by 2025
The Minister of Justice of Cyprus has submitted an application for the country to join the Schengen Area. According to European Commission President Ursula von der Leyen, Cyprus could become a full member of the Schengen Agreement as early as next year.

Cyprus citizens to travel visa-free to the US: what’s known about the US Visa Waiver Program
In July 2024, the Cyprus government ratified a bill to the House of Representatives to pursue membership in the US Visa Waiver Program. The membership means that by 2025, citizens of Cyprus are expected to be able to visit the US without needing a visa.

Best countries for expats and reasons to move there
Those looking for a second home abroad may feel overwhelmed by the numerous destinations available worldwide. To identify the best countries, the InterNations portal asked expats to assess the countries they had lived in. Find out which countries expats placed in the top ten and the features that helped these destinations earn their recognition.

10 best cities in the world to live with children in 2024
Compare the Market evaluated thirty-eight cities from various countries to identify the best family-friendly locations worldwide. The index considered metrics such as safety, child-friendly activities, green spaces, and walkability. After reviewing the ratings, we have highlighted the most child-friendly cities for families in 2024.

Top 10 countries wealthy people choose to live in
People with a net worth of $1 million or more are still on a global migration spree. Australia, the UAE, the US, Singapore, and several European countries are currently popular destinations. Look into the places where high‑net‑worth individuals choose to live in and how to join them.

The dynamics of property prices in Portugal in May 2022
The cost of buying a residential property in Portugal increased by 0.5% in May 2022 compared to April of the same year. The cost of rent - by 1.2%. The report on the state of the real estate market was provided by the portal Idealista. These are not official government statistics, but a review of real announcements that reflect the current state of the market.

Rating of countries with the most beautiful nature
The rating of 50 countries with the most beautiful nature was compiled by the insurance company Money.co.uk. In order to maintain objectivity, the researchers "digitized the beauty" of natural objects. The top ten included the states of Oceania, Africa and America and only one European country.

Which Countries In The World Have The Best Quality Of Life?
83 countries around the world have been rated for the quality of life of their citizens. The ranking was compiled by the online portal Numbeo.com. The editors of the portal found out which countries are safest, which have the best health care system, and how much it costs to live in the country.

Two profitable projects for investment in Caribbean real estate
Some investors buy holiday villas by the sea, while others invest in hotel projects in order to obtain a second citizenship on the islands. We are talking about two projects that will bring investors profit, not problems. Both projects are approved by the government of the countries for participation in the citizenship program.

Top 10 countries for living with children in 2021
159 countries around the world have been rated for their children's living and development conditions. The ranking was compiled by Ceoworld magazine. The publication's experts found out where the health and education systems are the best, where the environment is favourable and where it is safest to live with children.

The best European, US and Caribbean cruises in 2021
Last year did not have much in the way of travel: closed borders and strict restrictions prevented frequent trips abroad. If you go on a cruise in 2021, you can catch up and visit several countries or cities at once. Here are 4 options with stops in Europe, the USA and the Caribbean.
Guides about investing in real estate,
Malta restricts the sale of real estate to foreigners: a buyer needs a special permit.
€3,300
Average price per 1 m²
€220,000+
Real estate investment for residency


