Malta

As of February 2026, a Maltese passport gives visa-free access to 169 countries, including the Schengen states, the United Kingdom, the United States, Singapore, and Malaysia. Get to know what countries are visa-free for Malta citizens and the conditions of entry.

Julia Loko

Many wealthy people are planning to move to Malta in order to transfer assets to the country and optimise taxation. In this article, we explain the conditions of taxation in Malta.

Albert Ioffe

Malta combines low employer on-top costs, generous tax refunds, and EU-leading GDP growth, which already makes it a smart base for doing business. Although only 2.4% of companies are foreign-controlled, they generate 43.8% of total value added — a clear sign that international firms tend to scale well in Malta\[1\]. One of the practical ways for entrepreneurs to move their business to Malta is through the Malta Permanent Residence Programme. It offers lifelong status, no minimum stay requirement, Schengen access, and a strategic EU location for reaching both European and Mediterranean markets.

Robert Outerbridge

A Malta residence permit allows its holders to live in the country for a year, and then it can be extended an unlimited number of times. The holder has the right to study, work, invite close relatives to live with them in Malta, and travel visa-free around the Schengen Area. Investors may also obtain a Malta permanent residence permit: it is a life-long status, and a residence card must be renewed every 5 years.

Julia Loko

Foreign nationals can obtain two main types of visas for Malta. Those staying for fewer than 90 days apply for a Schengen C visa, while stays exceeding 90 days require a National D visa. The D visa usually allows the holder to apply for a residence permit and is often issued for purposes such as employment, study, or family reunification. Wealthy individuals may obtain residency directly, without a D visa, by investing at least €30,000 for a temporary residence permit or €169,000 for permanent residency.

Julia Loko

Malta allows same-sex marriage, adoption, and equal access to investment programs for temporary and permanent residency.  Let’s explore in detail what makes the island one of the safest and most inclusive places to live in Europe.

Julia Loko

Maltese citizens can travel to 187 countries without visas. It puts Malta citizenship in the 10 most powerful in the global passport index. Cosmopolitans have an opportunity to get Malta citizenship by naturalisation for exceptional services by direct investment. Learn about the conditions applicants must meet to become Maltese citizens and other benefits of the country's passport.

Julia Loko

Investors obtain Malta citizenship by naturalisation. Firstly, they get a residence permit and then apply for citizenship after one or three years. The minimum investment amount is €690,000. Malta passport holders can travel to more than 160 countries without visas. Foreigners become full-fledged Malta citizens if they pass a strict Eligibility Test. Dual citizenship has been accepted in Malta since 2000.

Julia Loko

Malta is a coastal country that is part of the EU, the Schengen Area, and the eurozone. Digital nomads receive a special residence permit to live by the Mediterranean Sea and work remotely. You don't have to be in IT to qualify for Malta’s Nomad Residence Permit. You could be a programmer, designer, or even an entrepreneur.

Julia Loko

Malta citizenship offers the opportunity to live, work, study, and build a European business. Besides, citizenship gives cosmopolitans a new quality of life: freedom to travel without visas and to live in a European country.  A foreigner can become a Maltese citizen by naturalisation, marriage, descent, or family reunification. The Maltese Government also attracts wealthy people willing to invest in the country’s economy with a simplified naturalisation path taking 1 or 3 years instead of the usual 5 years of permanent living on the island.

Julia Loko

Real estate in Malta may be a good choice for investment: the objects are considered liquid assets, and the prices usually grow by 3 to 6% a year. Renting a property out may help you earn 3 to 5% of its cost annually. In addition, buying a property in Malta helps to get temporary or permanent residency or even citizenship in this country. Let’s take a closer look at Malta’s real estate and the benefits it may provide to investors.

Igor Buglo

The cost of living in Malta island is lower than in Austria and other West European countries. Most foreigners who move to Malta note that the average monthly expenses are about €1,600 per person.  Some of our clients recently moved to Malta. In this article, we explore prices and our clients’ experience of living on the island.

Julia Loko

The main reason wealthy people choose Malta for immigration is an opportunity to move to one of the EU countries in several months. For example, obtaining a residence permit under the Malta Global Residence Programme takes 3—4 months. In comparison, getting a residence permit in France, Germany, or the Netherlands may be much more difficult. To move to Malta, wealthy foreigners may take advantage of immigration programmes: the Malta Global Residence Programme and the Malta Permanent Residence Programme. They allow obtaining a residence permit and permanent residency, respectively.

Julia Loko

Located in the Mediterranean Sea, Malta can be a safe haven with its pleasant climate and high living standards. A foreigner can get Malta’s passport by investing €600,000+ and living in Malta for 3 years or investing €750,000+ and living in the country for 1 year. Let’s discuss how to get Maltese nationality, who qualifies for it, what the requirements are, and how much it costs.

Julia Loko

Malta has permitted dual citizenship since February 10th, 2000, and it's now the norm rather than the exception. This means that Maltese citizens can keep their foreign nationality in addition to their Maltese one.  Dual citizenship of Malta is obtained by birthright, marriage, descent, special services to the state, and naturalisation. Let’s explore all the paths to determine the easiest and fastest.

Julia Loko

A Malta passport grants the holder the right to move to Malta, reside long-term in any other EU country, and travel visa-free to 169 countries. The Maltese legislation allows applying for citizenship by naturalisation for exceptional services by direct investment. This process significantly reduces the waiting period for a passport, allowing applicants to qualify in just 1 or 3 years instead of the standard five years of residence. Let’s examine the benefits and drawbacks to determine how a Malta passport aligns with investment and immigration goals.

Julia Loko

More than 20 local and international banks are operating in Malta. Foreigners with Malta residence permits can open bank accounts in any of them: to do it, they should usually provide an ID, proof of an address in the country and other documents. The requirements, costs and application processing time depends on the bank itself.

Vladlena Baranova

In 2025, the Malta Permanent Residence Programme underwent several changes — some favourable to investors, others more restrictive. For instance, the minimum participation cost was initially raised from €150,000 to €182,000, before being reduced to €169,000. Another amendment permitted investors to rent out their property, though only under specific conditions. This guide explores the current requirements, recent changes, benefits, and important considerations.

Igor Buglo

Every fifth resident in Malta is a foreigner. Expats love this country for a good reason — it boasts a mild climate, beautiful beaches, picturesque cities and an expat-friendly environment.  Above all that, it’s a relatively affordable place to live — for a comfortable life there, one needs fewer funds than for life in Germany, France, or Austria.  Learn more about the country, its history, the quality of life in Malta, and prices for everyday life.

Julia Loko

Malta Permanent Residence Program allows wealthy foreigners to obtain a golden visa by investment. Applications are considered within 6 months. Travelling around the Schengen Area, working, studying, and living in Malta with no limits is not a complete list of benefits. However, there are some disadvantages of the Malta residency obtainment process.

Julia Loko

In Malta, students are trained by one of the oldest universities in Europe. It is also included in the top 1,000 universities in the world according to the QS World University Ranking. At the same time, the cost of education for foreign students is two times lower than in UK universities.

Julia Loko

Education in Maltese schools is regulated by the state: educational institutions receive accreditation from the Ministry for Education. Therefore, Maltese high school diplomas are accepted not only on the island, but also in other countries of the European Union.

Julia Loko

Maltese legislation allows non-EU citizens to buy and rent real estate in the country. Foreign investors in Maltese property can obtain temporary or permanent residency. Having rented or purchased housing in Malta is also a prerequisite for getting citizenship by naturalisation for exceptional services by direct investment. Discover the benefits of being a property owner in Malta and explore the specifics of the Maltese real estate market.

Igor Buglo

The Malta Permanent Residence Programme is an exclusive opportunity for non-EU nationals, including Nigerians, to acquire a permanent residence permit in Malta and enjoy visa-free travel in the Schengen area of Europe for 90 days in 180. In this article, we will discuss the benefits of Malta permanent residency for Nigerian citizens, the eligibility criteria, the timeline and process, and what to expect from start to finish.

Lyle Julien

Wealthy Americans have been applying for citizenship by investment more and more often, according to the statistics. They do this mainly to future-proof their lives in an era of high inflation and political unrest. One of the countries of choice for US citizens is Malta, which offers an opportunity to acquire citizenship for exceptional services by direct investment. Explore how to get a Maltese passport as an American investor.

Julia Loko

Indians in Malta are the most popular non-EU nationality. They are attracted to the country by its high standard of living, developed economy, and comfortable climate. Known for its stunning natural beauty, Malta boasts crystal-clear turquoise waters, picturesque cliffs, and sandy beaches. There are three ways to get Malta citizenship from India. One of them, by naturalisation for exceptional services by direct investment, requires a minimum investment of €610,000. In this article, learn how to get Malta citizenship for Indian citizens.

Lyle Julien

Buying real estate is one of the ways to legally obtain residency or citizenship in another country. All it takes is purchasing an apartment, house, or commercial property that meets the country’s requirements. In Greece, for example, buying a property for renovation worth at least €250,000 qualifies an investor for residency. In Türkiye, investing at least $400,000 in real estate makes one eligible for citizenship. Here is where investors buy property, whether they can rent it out, and how to keep residency when selling property.

Elena Kozyreva

Malta has long appealed to British citizens — and not just for the sunshine. As a former British colony, the island shares deep-rooted cultural, legal, and linguistic ties with the UK. English is an official language, driving is on the left, and many aspects of daily life feel comfortably familiar to Brits. In recent years, that appeal has only grown. Nearly 10% of Malta’s foreign population are UK nationals, and the number keeps rising. One of the main reasons is Brexit: since leaving the EU, many British citizens have started looking for ways to regain access to European rights, including the freedom to live, work, and travel across the EU. This guide explores why so many UK nationals are choosing Malta, and what it takes to obtain citizenship.

Julia Loko

In 2023, Malta ranked 3rd among countries with the largest foreign population, following Spain and Luxembourg. That year, 2,511 foreigners became Maltese citizens, according to Malta Independent. Malta attracts expats worldwide with its Mediterranean lifestyle, affordable cost of living, favorable tax regime, high safety, and diverse residency options. Learn why Malta is especially appealing to US citizens, and all about immigration opportunities.

Julia Loko

Half of our clients are interested in starting a business abroad and choosing a proper tax jurisdiction for the company they are about to form. The Maltese tax system is appealing to investors. The conditions for entrepreneurs in Malta are among the most favourable in Europe and include numerous benefits to businesses. We discuss the advantages of living and doing business in Malta.

Julia Loko

In Malta, investors can apply for citizenship or a permanent residence permit. These are two different procedures with their own residency requirements. In both cases, the investor’s family members can participate and obtain the status.  If the investor and their family provide reliable background information and documents, they can get Maltese passports in one year and permanent residency in six months.  Learn how to apply for a Malta passport or permanent residency and what the expenses are.

Julia Loko

Malta has become a sought-after destination for retirees worldwide, offering favourable tax treatment of foreign pension income and visa-free travel within the Schengen Area. Retirees are also drawn to Malta’s warm climate, laid-back lifestyle, and high-quality healthcare. To access the special tax regime and other benefits, retirees obtain residency through the Malta Retirement Programme.

Anna Semenyuk

Obtaining Malta citizenship for exceptional services by direct investment costs at least €690,000. These costs are calculated per applicant and for a period of 5 years. The costs also depend on the number of family members in the application and how quickly it is processed.

Julia Loko

Malta has an excellent healthcare system, with treatment that can be accessed via public and private facilities. The country has the lowest percentage of unmet medical examination needs in the EU according to the Health at a Glance 2022 report.

Julia Loko

Real estate in Malta is an excellent investment that allows you to apply for Malta citizenship and the opportunity to live in any EU country. Malta’s citizenship by naturalisation for exceptional services by direct investment requires applicants to purchase or rent residential property.

Igor Buglo

Let’s address common misconceptions related to EU citizenship: from the idea that one can buy a passport to the concept of a fictitious marriage.

Vladlena Baranova

Maltese medicine has a good level of service, which complies with the standards of the EU, but it costs lower than in some other EU countries such as Germany and France. At the same time, Malta’s healthcare costs are around 10% of the GDP. It’s quite a lot: in comparison, in Europe Germany has the highest costs — about 12,8%; and the lowest — Luxembourg with 5,8%. Let’s observe the Maltese healthcare system, how it works and how to get treatment if you’re a foreigner.

Julia Loko