Real estate investment in Croatia
To purchase a property in Croatia, one must get approval from the Minister of Justice. Foreigners can rent out real estate only through a legal entity if it’s a Croatian company.
Statistics confirm the liquidity of investments: residential real estate prices grow every quarter by an average of 2%. Five years ago, an apartment of 100 m² cost an average of €183,000, and today it is sold for €244,000.
of housing in Croatia
increase per quarter
of the transaction amount
How the residential property price index is growing in Croatia
Cost of a 3-bedroom apartment in Croatia
Penthouse in Opatija,
a 5-minute walk from the sea
Apartment in Opatija,
a 5-minute walk from the sea
Apartment in Zagreb
What do investors buy?
Croatia’s most expensive real estate is in the capital, Zagreb, and the resort towns of Dubrovnik and Opatija.
Croatia residence permit or citizenship by real estate investment
Obtaining a Croatia residence permit or citizenship is not connected with purchasing real estate.
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Taxes and associated costs
Owners pay an annual tax of 1.5% of the appraised property value, approximately 70% of the average market price.
Rental income is included in the income tax of 12%.
maintenance of an apartment
Electricity, gas, water, heating, and garbage collection
Internet, TV and telephone
Sellers pay a capital gains tax of 24% on the difference between the sale and purchase prices.
The agency fee ranges between 2% and 4%.
real estate in Croatia
Capital gains tax
Paid on the difference between the sale and purchase prices
Share paid by the seller
Depends on the agency,
Frequently asked questions
Yes, but first they need to get permission from the Minister of Justice. Foreigners can also rent out real estate, but only through a legal entity — a Croatian company.
It’s average: real estate prices in Croatia are growing in the same way as the European Union average. Estimated price is €2,436 per 1 m². Housing prices depend on the area, type and location. For example, a two-room apartment with a terrace overlooking the mountains will cost an average of 300,000 euros, and a standard three-room city apartment will cost 200,000 euros.
Yes. Residential real estate prices in Croatia are growing every quarter by an average of 2%. Five years ago, an apartment of 100 m² costed around 183,000 euros, and today it can be sold for 244,000 euros.
Yes. Buyers of real estate in Croatia pay a 25% value-added tax for new buildings or a 3% transfer tax for secondary real estate.
Property owners in Croatia pay an annual property tax of 1,5% of the estimated value of the property, which is approximately 70% of the average market price. Landlords pay a 12% income tax.