Updated on March 3, 2026

Andorra Residence Permit

Tax optimisation and living in the safest country in Europe

€1,000,000+

Investment amount

4+ months

Obtaining period

90+ days a year

Residing in Andorra

The Principality of Andorra is a landlocked country between Spain and France. It provides investors with passive residency, which grants the right to live in Andorra without engaging in local employment[1].

The first residence permit is granted for 2 years, subject to extension if the investment asset is kept and residence requirements are met. Family members can be included in the same residency application.

5 benefits you can secure with residency in Andorra

  • 1

    Visa-free France and Spain

    Andorran residents visit the two neighbouring countries freely, without any visas or prior permissions.

  • 2

    Simplified visa procedures

    Tourist visas are available to Andorran residents under expedited processing: a Schengen visa is issued within 1 day, and visas to other countries like the UK, the USA, and Canada — in a few days.

  • 3

    Low taxes

    Andorra has no wealth or inheritance taxes. The income tax has brackets from 0% on the first €24,000 up to 5%, with the max of 10% on the income exceeding €40,000. The corporate tax is 10%[2].

  • 4

    Free banking

    Residents may open accounts in local and international banks. Meanwhile, Andorra does not report foreign investors' accounts to other countries' tax authorities.

  • 5

    Top-notch Plan B

    Andorra’s GDP per capita is $51,680, comparable to France’s $51,710[3], while the cost of living is approx. 30% lower than in the EU states and the USA. 

    As of 2026, Andorra has almost a zero crime rate and ranks 1st for safety in Europe[4]. Health insurance covers up to 90% of all medical expenses, and the average life expectancy in Andorra is 84.46 years[5].

Is Andorra residency your key to quality living?

Is Andorra residency your key to quality living?

Get our detailed guide to learn:

  • How to obtain residency smoothly

  • Rights and opportunities that come with your new status

  • Obligations to fulfil to maintain residency

  • Answers to frequently asked questions

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One investment, residency for all

The spouse and partner and children under 25 can get Andorran residency with the investor under one application

  • Investor

    • Over 18
    • No criminal records or prosecutions
    • Annual income of €54,900+ for the main applicant, plus €18,300+ per dependant[6]
    • Owned or rented accommodation in Andorra
  • Spouse or partner

    • Legally married or in unregistered relationship
    • Same-sex couples included
  • Children under 18

    - Including children from previous marriages

  • Children aged 18 to 25

    • Financially dependent on the investor
    • Unmarried
    • Students

Investment options for Andorra residency

An applicant can invest in real estate or financial assets. The investment threshold is €1,000,000 irrespective of the chosen option.

Real estate — €1,000,000+

The real estate value must exceed €800,000+ per unit, while the total investment threshold remains €1,000,000. To reach the threshold, the applicant can invest in another unit or other eligible assets.

Government permission for property purchase is required. The property cannot be rented out and must remain in the investor’s ownership to maintain residency.

Purchase of real estate

€800,000+
But not less than €1,000,000 in total

Non-refundable AFA deposit

€50,000 for the investor
+ €12,000 per dependant

Property purchase tax

6% for the first unit
10% for the second unit and beyond

Realtor services

2% of the property value

Property rent to apply for residency

€12,000 for a year

Due Diligence fee

€18,000

Residence permit fee

€3,000 for the investor
+ €1,000 per dependant

Administrative fee

€1,000 per applicant

Document processing fee

€2,000

Health insurance

€1,400+ per adult
€500+ per child under 18

Financial assets — €1,000,000+

Eligible assets include shares of local companies, debt or financial instruments, or life insurance products from local providers. Such investments are limited to 36 months, after which the funds must be reinvested into other permanent Andorran asset classes.

Does Andorran residency fit your budget?

Does Andorran residency fit your budget?

The total cost depends on family composition. We can provide a free, individualised calculation for your case, covering additional expenses like taxes, insurance, and more.

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Prime real estate for residency in Andorra

With a total landmass of only 468 km², much of which is protected mountain terrain, Andorra suffers from a persistent undersupply of residential property. 

Strict building codes and limited buildable land naturally prevent overdevelopment, helping property values hold strong and continue an upward trajectory even during European market fluctuations.

https://wonderful-dogs-8ceb8899a2.media.strapiapp.com/Snimok_ekrana_2026_02_18_v_14_48_43_4d9cf180fe.png
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Andorra, Escaldes-Engordany

€1,179,000+

Elegant apartments, Escaldes-Engordany
square icon148 m²
bed icon3
bathroom icon2
https://wonderful-dogs-8ceb8899a2.media.strapiapp.com/Snimok_ekrana_2026_02_18_v_13_36_23_571ae801d8.png
location icon

Andorra, La Massana

€810,000+

Apartments in traditional style, La Massana, Andorra
square icon100 m²
bed icon3
bathroom icon2
https://wonderful-dogs-8ceb8899a2.media.strapiapp.com/Snimok_ekrana_2026_02_18_v_23_36_21_947b959394.png
location icon

Andorra, Escaldes-Engordany

€1,490,000+

Elegant penthouse, Escaldes-Engordany
square icon118 m²
bed icon3
bathroom icon2

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  • Discuss your tasks and goals

  • Choose between properties from reliable developers

  • Get fully prepared and verified documents for a purchase

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Step-by-step procedure for obtaining Andorra residency

Obtaining an Andorra residence permit by investment takes about 4 months. An investor must come to Andorra for a few days to apply and pass a medical examination as it cannot be done remotely.

1

1 day

Preliminary Due Diligence

A certified Anti Money Laundering Officer conducts a preliminary Due Diligence check. It allows us to spot possible issues and reduce the rejection risk to 1%.

We sign an agreement with the investor only after the preliminary Due Diligence check. If there are risks, we offer an alternative solution: clarify the situation in an affidavit or choose another program.

Pass a quick test and learn the nuances that can prevent you from obtaining residency.

Evaluate chances
2

1+ months

Collection of documents

Immigrant Invest lawyers compile a comprehensive list of the required documents, including a certificate of no criminal record and confirmation of sufficient income to support living in Andorra.

3

1—1.5 weeks

Trip to Andorra to apply for residency

The applicant must apply for a residence permit in person in Andorra.

The process typically spans 2 days: the first day is for document submission, and the second day is for the interview.

4

Up to 1 week

Medical examination

The medical examination is conducted in Andorra. It is advisable to allocate 4 days for this stage: on the first day, applicants undergo a general health check and the Mantoux test. The test results are read approximately 3 days later.

5

1—1.5 months

Getting a residence permit

After submitting the required documents and completing the medical examination, the applicant may return to their country of residence.

Once approved, an authorised representative may collect the residence permit card on the applicant’s behalf.

6

Within 6 months

Fulfilment of an investment condition

The investment should be made within 6 months after obtaining a residence permit.

Your peace of mind starts with our credibility

Immigrant Invest is an official representative of the Andorra Passive Residence Programme. We are well-versed in all migration specifics and strictly follow the legal framework, including the latest ‘Omnibus 2’ Law 2026[1].

We are also government-licensed to represent investors in Malta and several Caribbean countries. Our membership in the Investment Migration Council, the leading global association for industry experts, further reflects our commitment to the highest standards of integrity.

Trust your future to a reliable agent

Experienced

Being in the industry since 2006, we can handle it all — from Due Diligence to investment — and resolve issues fast.

Diligent

Our in-house compliance team runs thorough checks upfront to ensure eligibility and protect you from rejection risks.

Dedicated

From the first consultation to obtaining residency, we will support you at every step and answer all, even the trickiest, questions.

Confidential

We protect your trust with strict confidentiality, securing your data and investment details under an NDA agreement.

Elena Ruda

Elena Ruda,

Chief Development Officer at Immigrant Invest

With almost 20 years of experience and direct partnerships, we ensure a smooth, secure, and transparent journey to Andorran residency.

Our team of legal and real estate experts will assist you at every step, from the first free consultation to selecting a property and securing your residency.

Your residency team

Our legal, real estate, and migration experts know the law inside out and ensure a smooth residency process.

Vladlena Baranova

Vladlena Baranova

Head of Legal & AML Compliance Department, CAMS, IMCM

Elena Kozyreva

Elena Kozyreva

Managing Director for Real Estate projects

Priscila Carvalho

Priscila Carvalho

Investment Migration Expert

Lyle Julien

Lyle Julien

Investment programmes expert

Get more than just residency

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Support

We stay ahead of legal changes, prepare only required documents, and ensure smooth coordination with Andorran authorities.

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Unity

We will help you obtain residence permits for family members, including your spouse or partner and children.

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Future

You can renew your residency unlimited times if the investment is kept — we’ll remind you and guide you through the process.

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Asset

We will offer property options based on your goals and budget and support you through closing the deal.

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Banking

We will assist you in preparing the required documents and opening an account in an Andorran bank.

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Let's discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

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Frequently asked questions

  • How to get a residence permit in Andorra?

    There are two main types of residence permits in Andorra:

    1. Active residency is for people who work in the country, either as an employee of an Andorran company or as a self-employed person running their own business.
    2. Passive residency is designed for people who don't work locally — such as retirees or remote workers — and requires spending at least 90 days per year in the country and a financial investment in Andorra of at least €1 mln.
  • Is it possible to return the investments?

    All investments can be returned after the residence permit expires — if the holder does not plan to renew it. The residence permit will be cancelled if the assets are sold before this time.

  • Are minors subject to Due Diligence?

    No, only the main applicant undergoes Due Diligence.

  • What is the required minimum investment amount?

    The minimum investment is €1,000,000. But it is the total sum of the two investment conditions, where the deposit must be at least €50,000.

  • Which documents are required to apply for residency in Andorra?

    The main set of documents includes:

    1. Completed form for residency application.
    2. Originals and copies of the national and international passports.
    3. Certificates of criminal record from the countries of origin, citizenship, and residence.
    4. Recent colour photos.
    5. Proof of accommodation in Andorra — a lease or purchase agreement.
    6. Marriage certificate, if applicable.
    7. Birth certificates for children, if applicable.
    8. Health insurance.
    9. Proof of eligible annual income — 300% of the minimum salary in Andorra for the main applicant, plus 100% per dependant.

    Immigrant Invest lawyers help collect, translate, and apostille documents, get health insurance, and conclude a real estate lease agreement.

  • Is it mandatory for residency to open a bank account in Andorra?

    Yes, opening an Andorran bank account is a mandatory step before submitting your residency application.

  • What document is required to enter Andorra?

    Investors must visit Andorra to apply for residency and pass a medical examination. To enter the country, they need a valid passport or an ID card, as Andorra does not impose visa requirements on visitors.

    However, since Andorra is accessible only via France or Spain — both Schengen Area countries — applicants must comply with Schengen visa regulations to enter these states before proceeding to Andorra. Therefore, a Schengen visa, a residence permit of a Schengen country, or a passport of a country with visa-free entry to the Schengen Area is required.

  • What obligations arise after obtaining a residence permit in Andorra?

    To maintain Andorran residency, it is mandatory to:

    • spend at least 90 days a year in Andorra;
    • bear the associated costs;
    • keep the investments;
    • and transfer the minimum required annual income of €54,900+ to an Andorran bank.

    Passive residency also requires not to engage in local employment.

  • If I rent a property in Andorra, what additional costs will arise?

    When renting a property in Andorra, additional costs may include a security deposit equal to one or two months' rent, utilities such as electricity, water, heating, and internet, as well as tenant insurance to cover damages.

  • How to obtain citizenship in Andorra?

    A resident may become a citizen of Andorra, if they renounce their other citizenship and meet the following criteria:

    1. Maintain residency for at least 20 years — for standard naturalisation. If the compulsory education was completed in Andorra, the residency term is 10 years. A spouse of an Andorran citizen may apply for citizenship after 3 years.
    2. Pass exams of the Catalan language and the country’s history.
    3. Provide proof of continuous residence in Andorra, integration into the society, and participation in the life of the local community.

Other options for European residency

Country and statusInvestmentsTime requiredBenefits

€250,000+|4+ months

€250,000+4+ months

4+ months

  • Visa-free entry to the Schengen countries

  • Possibility to live, study, and start a business in Greece

  • Prospect of citizenship in 7 years

€250,000+|12+ months

€250,000+12+ months

12+ months

  • Visa-free entry to the Schengen countries

  • Prospect of citizenship in 5 years after obtaining and maintaining the residence permit

  • Safe haven in a European country by the ocean

€250,000+|5+ months

€250,000+5+ months

5+ months

  • Visa-free entry to the Schengen Area

  • Relocation to a European country with an affordable cost of living

  • Tax optimisation with low rates

€169,000+|6+ months

€169,000+6+ months

6+ months

  • Visa-free entry to the Schengen countries

  • Ability to live, study, start a business, and work in Malta

  • New family members can be added after the investor has received permanent residence

€250,000+|4+ months

€250,000+4+ months

4+ months

  • Visa-free travel to the Schengen countries

  • Creating of a safe haven or moving to Italy

  • Special tax regime

Sources

  1. Source: The terms of granting residency are described on the official website of the Government of Andorra and the latest ‘Omnibus 2’ Law that came into force on January 22nd, 2026.
  2. Source: Tax rates are represented in accordance with the information provided in the summary by Deloitte.
  3. Source: Andorra and France’s GDP per capita, as estimated by the International Monetary Fund for 2026.
  4. Source: Andorra’s ranking is represented in the Numbeo’s Crime and Safety Index 2026.
  5. Source: In Andorra, life expectancy is 86.48 years for females and 82.55 years for males, according to the latest United Nations Population Division estimates.
  6. Source: The applicant must demonstrate a 300% annual income of the minimum salary in Andorra for themselves and add 100% per dependant. In 2026, the minimum salary is €1,525.33 per month.

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Let’s discuss the details

We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Zlata Erlach
Zlata Erlach

Head of the Austrian office

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