Experienced
Being in the industry since 2006, we can handle it all — from Due Diligence to investment — and resolve issues fast.
Updated on March 3, 2026
Tax optimisation and living in the safest country in Europe
€1,000,000+
Investment amount
4+ months
Obtaining period
90+ days a year
Residing in Andorra
The Principality of Andorra is a landlocked country between Spain and France. It provides investors with passive residency, which grants the right to live in Andorra without engaging in local employment[1].
The first residence permit is granted for 2 years, subject to extension if the investment asset is kept and residence requirements are met. Family members can be included in the same residency application.
1
Andorran residents visit the two neighbouring countries freely, without any visas or prior permissions.
Andorran residents visit the two neighbouring countries freely, without any visas or prior permissions.
2
Tourist visas are available to Andorran residents under expedited processing: a Schengen visa is issued within 1 day, and visas to other countries like the UK, the USA, and Canada — in a few days.
Tourist visas are available to Andorran residents under expedited processing: a Schengen visa is issued within 1 day, and visas to other countries like the UK, the USA, and Canada — in a few days.
3
Andorra has no wealth or inheritance taxes. The income tax has brackets from 0% on the first €24,000 up to 5%, with the max of 10% on the income exceeding €40,000. The corporate tax is 10%[2].
Andorra has no wealth or inheritance taxes. The income tax has brackets from 0% on the first €24,000 up to 5%, with the max of 10% on the income exceeding €40,000. The corporate tax is 10%[2].
4
Residents may open accounts in local and international banks. Meanwhile, Andorra does not report foreign investors' accounts to other countries' tax authorities.
Residents may open accounts in local and international banks. Meanwhile, Andorra does not report foreign investors' accounts to other countries' tax authorities.
5
Andorra’s GDP per capita is $51,680, comparable to France’s $51,710[3], while the cost of living is approx. 30% lower than in the EU states and the USA.
As of 2026, Andorra has almost a zero crime rate and ranks 1st for safety in Europe[4]. Health insurance covers up to 90% of all medical expenses, and the average life expectancy in Andorra is 84.46 years[5].
Andorra’s GDP per capita is $51,680, comparable to France’s $51,710[3], while the cost of living is approx. 30% lower than in the EU states and the USA.
As of 2026, Andorra has almost a zero crime rate and ranks 1st for safety in Europe[4]. Health insurance covers up to 90% of all medical expenses, and the average life expectancy in Andorra is 84.46 years[5].

Get our detailed guide to learn:
How to obtain residency smoothly
Rights and opportunities that come with your new status
Obligations to fulfil to maintain residency
Answers to frequently asked questions
The spouse and partner and children under 25 can get Andorran residency with the investor under one application
An applicant can invest in real estate or financial assets. The investment threshold is €1,000,000 irrespective of the chosen option.
Real estate — €1,000,000+
The real estate value must exceed €800,000+ per unit, while the total investment threshold remains €1,000,000. To reach the threshold, the applicant can invest in another unit or other eligible assets.
Government permission for property purchase is required. The property cannot be rented out and must remain in the investor’s ownership to maintain residency.
Financial assets — €1,000,000+
Eligible assets include shares of local companies, debt or financial instruments, or life insurance products from local providers. Such investments are limited to 36 months, after which the funds must be reinvested into other permanent Andorran asset classes.

The total cost depends on family composition. We can provide a free, individualised calculation for your case, covering additional expenses like taxes, insurance, and more.
With a total landmass of only 468 km², much of which is protected mountain terrain, Andorra suffers from a persistent undersupply of residential property.
Strict building codes and limited buildable land naturally prevent overdevelopment, helping property values hold strong and continue an upward trajectory even during European market fluctuations.
Schedule a meeting
Discuss your tasks and goals
Choose between properties from reliable developers
Get fully prepared and verified documents for a purchase
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Obtaining an Andorra residence permit by investment takes about 4 months. An investor must come to Andorra for a few days to apply and pass a medical examination as it cannot be done remotely.
1 day
Preliminary Due Diligence
A certified Anti Money Laundering Officer conducts a preliminary Due Diligence check. It allows us to spot possible issues and reduce the rejection risk to 1%.
We sign an agreement with the investor only after the preliminary Due Diligence check. If there are risks, we offer an alternative solution: clarify the situation in an affidavit or choose another program.
Pass a quick test and learn the nuances that can prevent you from obtaining residency.
1+ months
Collection of documents
Immigrant Invest lawyers compile a comprehensive list of the required documents, including a certificate of no criminal record and confirmation of sufficient income to support living in Andorra.
1—1.5 weeks
Trip to Andorra to apply for residency
The applicant must apply for a residence permit in person in Andorra.
The process typically spans 2 days: the first day is for document submission, and the second day is for the interview.
Up to 1 week
Medical examination
The medical examination is conducted in Andorra. It is advisable to allocate 4 days for this stage: on the first day, applicants undergo a general health check and the Mantoux test. The test results are read approximately 3 days later.
1—1.5 months
Getting a residence permit
After submitting the required documents and completing the medical examination, the applicant may return to their country of residence.
Once approved, an authorised representative may collect the residence permit card on the applicant’s behalf.
Within 6 months
Fulfilment of an investment condition
The investment should be made within 6 months after obtaining a residence permit.
Immigrant Invest is an official representative of the Andorra Passive Residence Programme. We are well-versed in all migration specifics and strictly follow the legal framework, including the latest ‘Omnibus 2’ Law 2026[1].
We are also government-licensed to represent investors in Malta and several Caribbean countries. Our membership in the Investment Migration Council, the leading global association for industry experts, further reflects our commitment to the highest standards of integrity.
Experienced
Being in the industry since 2006, we can handle it all — from Due Diligence to investment — and resolve issues fast.
Diligent
Our in-house compliance team runs thorough checks upfront to ensure eligibility and protect you from rejection risks.
Dedicated
From the first consultation to obtaining residency, we will support you at every step and answer all, even the trickiest, questions.
Confidential
We protect your trust with strict confidentiality, securing your data and investment details under an NDA agreement.

Elena Ruda,
Chief Development Officer at Immigrant Invest
With almost 20 years of experience and direct partnerships, we ensure a smooth, secure, and transparent journey to Andorran residency.
Our team of legal and real estate experts will assist you at every step, from the first free consultation to selecting a property and securing your residency.
Our legal, real estate, and migration experts know the law inside out and ensure a smooth residency process.

We stay ahead of legal changes, prepare only required documents, and ensure smooth coordination with Andorran authorities.

We will help you obtain residence permits for family members, including your spouse or partner and children.

You can renew your residency unlimited times if the investment is kept — we’ll remind you and guide you through the process.

We will offer property options based on your goals and budget and support you through closing the deal.

We will assist you in preparing the required documents and opening an account in an Andorran bank.

We stay ahead of legal changes, prepare only required documents, and ensure smooth coordination with Andorran authorities.

We will help you obtain residence permits for family members, including your spouse or partner and children.

You can renew your residency unlimited times if the investment is kept — we’ll remind you and guide you through the process.

We will offer property options based on your goals and budget and support you through closing the deal.

We will assist you in preparing the required documents and opening an account in an Andorran bank.
Schedule a meeting
Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
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Country and statusInvestmentsTime requiredBenefits
Schedule a meeting
We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Head of the Austrian office
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