Real estate investment in Netherlands

Foreigners can freely buy, sell and rent out real estate in the Netherlands.

Statistics confirm the liquidity of investments: residential real estate prices grow every quarter by an average of 2.6%. Five years ago, an apartment of 100 m² cost an average of €293,000, and today it is sold for €467,000.

€4,670 Average price per 1 m²
of housing in the Netherlands

2,6% Average price per 1 m²
increase per quarter

4,2—26% Buyers’ related expenses,
of the transaction amount

How the residential property price index is growing in Netherlands

Cost of a 3-bedroom apartment in the Netherlands

€4.5 million

Penthouse or apartment
in the centre of Amsterdam

€2.7 million

Apartment in Amsterdam,
in a 10-minute drive from the centre

€2.7 million

Apartment in Rotterdam

What do investors buy?

The most expensive real estate is in the capital, Amsterdam.

Apartments

penthouses
apartments

Houses

townhouses
mansions
villas and estates

The Netherlands residence permit or citizenship by real estate investment

Obtaining a residence permit and citizenship is not connected with purchasing real estate. The country has a program for getting a residence permit by investing at least €1.25 mln in the country’s economy. The program does not provide a real estate option.

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Taxes and associated costs

Purchase

Ownership

Sale

Property buyers pay a value-added tax for new builds or a transfer tax for resale properties and additional fees.

According to the law of the Netherlands, the transaction must be closed by a lawyer, so the fee for notarial and legal support of the transaction is a mandatory expense item when buying real estate.

Associated costs will range from 4.2% to 26% of the purchase agreement value. When buying a new apartment worth €3 mln, the investor will spend €3.69 mln, considering additional costs.

4.2—26% Of the contract value are related costs for the purchase of housing in the Netherlands

Purchase expenses

New buildings

VAT

21%

Of the transaction amount

Secondary housing

Transfer tax

2%

Of the transaction amount

Notarial and legal support of the transaction

Rate —is the subject of the contract

1.2— 1.8%

VAT included

Registration fee

1—1.2%

Agency fee

If a real estate agency is involved in the transaction

2%

VAT included

Taxes

Owners pay an annual property tax of 0.1% to 0.3% of the cadastral value. The municipality sets the tax rate.

If the owner rents out the property, they pay a tax on rental income. The tax rate is 0.5% to 1.6% of the cadastral property value.

€1,956 Approximate annual costs for
maintenance of an apartment

Communal payments

Electricity, gas, water, heating, and garbage collection

€116—250

per month

Internet, TV and telephone

€30—60