Experienced
Being in the industry since 2006, we can handle it all — from Due Diligence to investment — and resolve issues fast.
Updated on October 1, 2025
Life-long status in the EU at the lowest cost and time
€169,000+
Investments
6+ months
Obtaining period
29 countries
Become visa-free
The Malta Permanent Residence Programme[1] offers lifetime rights to live in Malta and travel within the Schengen Area, without relocation or language tests. Investors must rent or buy property, pay government fees, and donate to charity.
Applicants must prove assets of €500,000+ with €150,000+ financial or €650,000+ with €75,000+ financial). Applications are accepted only through licensed agents like Immigrant Invest.

Get our detailed guide to learn:
How to obtain residency smoothly
Rights and opportunities that come with your new status
Obligations to fulfil to maintain residency
Answers to frequently asked questions
1
Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.
Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.
2
Investors obtain permanent residency that is valid for life. Only an ID card must be renewed every 5 years.
Investors obtain permanent residency that is valid for life. Only an ID card must be renewed every 5 years.
3
Investors’ spouses, children, parents, and grandparents can become Maltese permanent residency under one application.
Investors’ spouses, children, parents, and grandparents can become Maltese permanent residency under one application.
4
Spending over 183 days a year in Malta makes investors tax residents. The tax system may be attractive, but permanent residency alone offers no special tax benefits.
Spending over 183 days a year in Malta makes investors tax residents. The tax system may be attractive, but permanent residency alone offers no special tax benefits.
5
Investors become Maltese residents without the need to live in the country. They can buy or rent property, open a bank account, study, get treated, and use Malta as a safe haven.
Investors become Maltese residents without the need to live in the country. They can buy or rent property, open a bank account, study, get treated, and use Malta as a safe haven.
The spouse and partner, children, parents, and grandparents can get Maltese permanent residency with the investor under one application
Your doubts are reasonable, as every 10th application under the MPRP is rejected. To gain clarity, undergo our preliminary Due Diligence check that ensures you know your eligibility upfront. It is confidential and completed within 48 hours.

Investors must buy or rent property, pay fees, and make a donation to a Maltese non-governmental organisation. All requirements are mandatory except choosing between renting or buying.
1 option
Renting real estate — €169,000+
The minimum rental price is €14,000 per annum. After 5 years, investors are still required to rent a property to keep a residential address, though specific price requirements no longer apply.
2 option
Purchasing real estate — €474,000+
The minimum property price is €375,000, and the fees add up to about 7% of the property value. The property must be owned for a minimum of 5 years and may be rented out for a short term, while the investor is absent from Malta.
Here is an example of a cost calculation for a family consisting of the spouses and two children aged 9 and 19.

The total cost depends on family composition. We can provide a free, individualised calculation for your case, covering additional expenses like taxes, insurance, and more.
Compare the key terms and benefits of the Malta Permanent Residence Programme with other popular EU options — Portugal, Greece, and Cyprus, with the latter granting permanent residency as well.

From legal shadows to lasting residency: a path to Malta for the Algerian family
We always knew we wanted more for our children, not more things, but more chances. The kind of freedom that lets them choose their path without borders or limitations. But we didn’t know how to begin. Immigrant Invest didn’t just give us a plan, they gave us clarity, confidence, and the calm we needed to take the first step. They helped us build a future.
1. Simplified terms. Non-EU citizens usually need an AIP permit to buy property in Malta, which must be only one, meet minimum values and be used only as a residence, not for rental income.
However, in Special Designated Areas, foreigners can buy multiple properties without an AIP permit and rent them out freely.
2. Tax benefits. If the property is the first and only residence, the buyer can be exempt from stamp duty for the first €200,000 and pay 5% on the balance. Malta does not impose an annual property tax, and the tax on the rental income is flat at 15%.
3. Passive income. SDA properties bring about 5—7% of an annual yield from being rented out.
The annual growth in rental prices in Malta was registered at 17.5% as of the end of 2023[2]. The country became 10th in the EU by the increase.
4. Return on investment. After 5 years of obtaining Malta permanent residency, the investor may resell the property. However, if they do, they must buy or rent another property at any price to maintain a residential address.
The real estate price appreciation in Special Designated Areas of Malta is 8—10% annually, allowing the property to potentially be sold at a profit. In general, real estate prices in Malta showed a steady growth of 65% over the last 10 years since 2015[3]; the annual growth exceeds the EU average.
5. Stable and growing market. The property sector achieved a record €5.1 billion in property sale agreements in 2024, with approximately 15% of transactions involving international buyers[4].
The combination of limited land supply, economic stability, and robust demand provides excellent liquidity — properties in Special Designated Areas tend to sell more easily and retain value over time.
Investment migration is evolving fast—programs are closing, raising investments, or removing popular options. The Malta Permanent Residence Programme remains stable, but future changes are always possible due to Malta’s politics or EU policies.
If you’re considering obtaining residency, now may be the best time to act.

Frederick Ellul
Lawyer and Immigrant Invest's partner in Malta
Based on the experience of Immigrant Invest’s lawyers, obtaining permanent residency in Malta takes 6+ months. Below, we explain the steps involved in the process.
1 day
Preliminary Due Diligence
Due Diligence is a crucial step in the Malta Permanent Residence Programme, as it determines whether an investor qualifies for residency.
At Immigrant Invest, we have an in-house Compliance Department where certified AML Officers conduct a preliminary and confidential Due Diligence check on every investor, using the same databases employed by the Residency Malta Agency.
This process takes 1 business day and reduces the risk of rejection to 1%.
After completing the Due Diligence check, Immigrant Invest signs a service agreement with the investor.
Take a short anonymous test and learn more about the nuances of Due Diligence checks.
1+ months
Obtaining a temporary residence permit (optional)
Before beginning the full MPRP process, the investor has the opportunity to secure a 1-year temporary residence permit in Malta. This allows them to enjoy residency benefits while the permanent application is being prepared.
To apply for the temporary permit, the following documents are required:
covering letter;
signed power of attorney;
passport copies for all applicants;
valid health insurance;
purchase or lease agreement for a residential property in Malta;
recent bank statements;
completed government forms.
As part of the process, applicants must visit Malta to provide their biometrics. A fee of €100 per temporary residence card and the first part of the administrative fee of €15,000 are paid.
Applications are typically processed within 4 weeks, after which the cards can be collected directly from the Residency Malta office — either in person or by our dedicated lawyer.
Once the temporary permit is issued, the investor has 6 months to submit a permanent residency application. If the MPRP application is refused, the temporary permit will be withdrawn within 15 days.
3+ weeks
Preparing documents
Immigrant Invest lawyers compile a list of required documents and help the investor prepare them. The lawyers compile the investor’s welfare history, translate documents into English, certify copies with a notary, and accurately complete application forms.
1 week
Applying for permanent residency
Once all the documents are gathered, the application is submitted to the Residency Malta Agency. At this stage, the investor’s presence in Malta is not required, as all necessary forms are signed remotely and couriered to Malta.
If the investor did not opt to get a temporary residence permit, the Residency Malta Agency issues an invoice for the first part of the administrative fee of €15,000 within 2—5 business days. The invoice must be paid within one month of issuance.
3—6 months
Due Diligence
The Residency Malta Agency conducts Due Diligence. Sometimes, the agency requests additional information, such as details about the investor’s business and financial affairs. In such cases, Immigrant Invest lawyers prepare the required documents and responses, review them with the investor for approval, and submit them to the agency.
Within 8 months after approval
Fulfilment of investment conditions
The Residency Malta Agency sends a notice of approval to Immigrant Invest. Once the approval is received, the applicant must meet the investment requirements within the specified timeframe.
The remaining €45,000 of the administrative fee is payable within 2 months from the approval date. Paying the contribution fee, making a donation, and renting or purchasing property must be completed within eight months.
The applicant must also obtain medical insurance with a minimum coverage of €30,000 per person.
When the investment requirements are fulfilled, the Residency Malta Agency issues a certificate of permanent residence.
1 day
Submitting biometrics
Biometrics must be taken in Malta. The applicant and all dependents are required to visit the Residency Malta Agency’s office; only infants up to the age of 2 are exempt from biometrics.
4+ weeks
Receiving residence cards
Once the biometrics are submitted, the application is sent to the residence department for printing, which typically takes at least 4 weeks per application.
Immigrant Invest lawyers collect the residence cards and Permanent Residence certificates on behalf of the applicants.
Annually for the first 5 years
Annual review of compliance with the programme terms
The Residency Malta Agency verifies whether the investor meets the programme conditions: rents or owns a residential property in Malta and has the required assets at their disposal. This check is conducted annually during the first 5 years after obtaining permanent residence.
Immigrant Invest is a licensed agent of the Malta Permanent Residence Programme. We are well-versed in all migration specifics and strictly follow the legal framework, including Regulations S.L. 217.26 of 2021, Regulations under L.N. 310 of 2024, and L.N. 146 of 2025.
We are also government-licensed to represent investors in several Caribbean countries. Our membership in the Investment Migration Council, the leading global association for industry experts, further reflects our commitment to the highest standards of integrity.
Experienced
Being in the industry since 2006, we can handle it all — from Due Diligence to investment — and resolve issues fast.
Diligent
Our in-house compliance team runs thorough checks upfront to ensure eligibility and protect you from rejection risks.
Dedicated
From the first consultation to obtaining citizenship, we will support you at every step and answer all, even the trickiest, questions.
Confidential
We protect your trust with strict confidentiality, securing your data and investment details under an NDA agreement.

Elena Ruda,
Chief Development Officer at Immigrant Invest
With almost 20 years of experience, direct partnerships, and local presence in Malta, we ensure a smooth, secure, and transparent journey to EU residency.
Our team of legal and real estate experts will assist you at every step, from the first free consultation to selecting a property and securing your residency.
Our Malta-based legal and migration experts know the law inside out and ensure a smooth residency process.

Our on-site team stays ahead of legal changes, prepares only required documents, offers in-person support, and ensures smooth coordination with Maltese authorities.

We will help you obtain residency for family members, including your spouse, children, parents, grandparents, grandchildren, daughters-in-law, and sons-in-law.

We annually confirm compliance with the MPRP terms and assist in renewing resident cards every 5 years. If the card is lost or stolen, we help with that as well.

We will offer property options based on your goals, budget, and liquidity, and support you through closing the deal.

We will assist you in preparing the required documents and opening an account in a Maltese bank.

Our on-site team stays ahead of legal changes, prepares only required documents, offers in-person support, and ensures smooth coordination with Maltese authorities.

We will help you obtain residency for family members, including your spouse, children, parents, grandparents, grandchildren, daughters-in-law, and sons-in-law.

We annually confirm compliance with the MPRP terms and assist in renewing resident cards every 5 years. If the card is lost or stolen, we help with that as well.

We will offer property options based on your goals, budget, and liquidity, and support you through closing the deal.

We will assist you in preparing the required documents and opening an account in a Maltese bank.
Clients’ names and photos have been changed to comply with a non-disclosure agreement.
Schedule a meeting
Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
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Watch our breakdown of the benefits, investment paths, and timeframes to get a full picture of the Malta Permanent Residence Programme in just under 2 minutes.
Country and statusInvestmentsTime requiredBenefits
The Malta Permanent Residence Programme are described on the Residency Malta Agency website
The results of the Eurobarometer survey were presented by Newsbook Malta
The figures were reported by the National Statistics Office of Malta and the Malta Independent
The data was reported by the Property Malta Foundation
The data source is the National Statistics Office of Malta
As explained by the Residency Malta Agency
Schedule a meeting
We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Head of the Austrian office
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