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Malta permanent residence for the family which adores Italy

I’m tired of constantly adapting to the "90 out of 180" rule of staying in Europe and planning all my trips. Okay, I can plan my vacation, but my business involves spontaneous travel to Europe. What should I tell my business partners and clients who need me now? Please, wait three months until my Schengen visa-free entry is reset?


Vaja, 56 years old

A successful businessman in a healthcare field

Clients’ names and photos have been changed

Malta permanent residence for a family in love with Italy

This case was provided by our expert

Julia Loko
Julia Loko

Investment programs expert

Malta permanent residence for the family which adores Italy

Vaja is from Georgia and has a network of medical clinics. He often visits Europe to cooperate with partners to expand his company and enter the European market.

Vaja’s wife, Tatiana, also travels to European countries for work. She is actively engaged in charity work and cooperates with European funds that help children.

Vaja and Tatiana visit Europe not only for work but also for holidays with the whole family: their daughter and Tatiana’s mother. The best family’s destination is Italy. Their visits to the country are so often that all the family members have learned Italian and keep improving it constantly.

As Georgian citizens, the family can stay in Schengen countries for 90 days over 180 consecutive days without visas. But three months is too short for resolving all the work issues in Europe.

Moreover, during the COVID‑19 pandemic, the family could not enter the EU at all due to closed borders.

The investor decided to get access to one of the EU countries with no time limit on stay.

Contacting a licensed agent

Vaja began searching for information about possible ways of unlimited staying in an EU country without getting European citizenship. He discovered that he could obtain a residence permit instead. But all EU countries have their criteria for obtaining status.

To get citizenship in Italy, the investor would first have to obtain residence permits, then permanent residence, and lastly, citizenship — a total of ten years. For Vaja, it was too complicated and a lengthy procedure way.

Seeing no solution, Vaja decided to turn to a consulting company in the field of obtaining second citizenship and residence permits by investment.

The investor chose Immigrant Invest over other companies as it is the only company conducting preliminary Due Diligence in the industry. In addition, Vaja liked that Immigrant Invest has been checked and accredited by the citizenship and residence permit programs in the EU and the Caribbean. The licences confirm it.

On 6 January 2021, Vaja contacted Immigrant Invest.

Vladlena Baranova

Vladlena Baranova,

Lawyer, AML Compliance officer, certified CAMS specialist

Before starting cooperation and signing a contract with the client, we conduct a comprehensive preliminary Due Diligence. The check helps eliminate the risk of failure in citizenship or residence permit programs.

Suppose we find points in their background that could result in the investor’s application rejection. In that case, we offer a suitable alternative solution or decline to proceed with the application after explaining the situation to the client concerned.

The preliminary Due Diligence showed that Vaja had no issues preventing him from participating in a program: Vaja had no criminal record or visa denials, and he got his income from his company and had no tax debts.

The Immigrant Invest team was 99% confident that any citizenship program would approve Vaja’s application. However, there is always a minimal risk of rejection, as the final decision remains with the citizenship program department.

Choosing an investment program in the EU

Vaja’s main criterion was to stay in an EU country for an unlimited time. Immigrant Invest lawyers have selected appropriate programs for Vaja.

An investor can obtain EU citizenship or residence permit by participating in the programs such as Malta Permanent Residence Programme, Portugal residence permit, Cyprus permanent residence, and Malta citizenship.

Programs the investor chose from

Programs and statuses

Minimal investment amount





Vaja chose Malta Permanent Residence as the less expensive program. The family liked that Malta is located next to Italy, making trips short and low-cost. Ferries to Sicily from Malta go every 1.5 hours.

Malta Permanent Residence Programme Terms

An investor passes Due Diligence, fulfils investment conditions and gets permanent residence in Malta.

An investor fulfils several investment conditions:

  • buys or rents a residential property;

  • pays administrative and state fees;

  • donates to a Maltese organisation;

  • confirms the availability of free assets of at least €500,000, including at least €150,000 of liquid financial assets, such as deposits, stocks or bonds, every year during the first five years after getting permanent residence.

All the requirements are mandatory. The only choice an investor makes is renting or purchasing real estate.

An investor can add in an application the whole family: a spouse, children, parents and grandparents.

Malta permanent residence costs for a family of four


Real estate

Administrative fee

Contribution fee

Charitable donation


If renting real estate for 5 years in the south of Malta or Gozo






If renting real estate for 5 years in the north or centre of Malta






If buying real estate in the south of Malta or Gozo






If buying real estate in the north or centre of Malta






If choosing a buying real estate option, an investor is to own the property for at least five years after obtaining permanent residence. After five years, an investor can sell it and return a part of the invested money.

The lease term required by the program is also five years.

Vaja chose to rent real estate in Malta. The investor planned to use the apartment while on holiday in Europe with his family.

Malta permanent residence

Valletta is the smallest capital city in the whole of Europe. Despite its tiny size compared to other cities, Valletta offers 320 monuments

Renting real estate to get permanent residence in Malta

Immigrant Invest real estate experts have selected several suitable options for the investor.

Elena Kozyreva

Elena Kozyreva,

Managing Director for Real Estate projects

We recommend setting aside three days to select an apartment in Malta. The investor is looking at options with a realtor and an Immigrant Invest lawyer. When the investor has made a choice, the realtor provides a lease agreement and the investor signs it. We check the legal purity of the object and the terms of the contract before viewing the objects.

Vaja has chosen to view the property remotely, using online video broadcasting. The investor and his wife liked the three-bedroom apartments within walking distance from the sea.

The apartment has stunning sea views, a private pool, gym, underground parking and security. The project is located just five hundred metres from the city centre, where there are all amenities: from shopping centres to fine restaurants, cafes and bars.

Malta permanent residence obtaining procedure

An investor goes through six stages to get permanent residence in Malta.

1. Collection of documents. Immigrant Invest lawyers have prepared all the necessary documents to apply for permanent residence in Malta for the Vaja’s family:

  • copies of passports of the spouses;

  • marriage certificate;

  • birth certificates of children;

  • investor’s bank account statement for the last six months;

  • company tax returns;

  • medical insurance;

  • Police Clearance Certificate;

  • copy of the real estate lease agreement for five years.

The lawyers filled out state forms, translated documents into English and apostilled them. Documents were ready in four weeks.

Immigrant Invest lawyers submitted the documents to the Residency Malta Agency. Along with the submission, Vaja paid the administration fee of €10,000.

2. Due Diligence in Malta for investors is one of the most stringent in the world — every year, the program department rejects a quarter of applications.

First of all, the program department checks the legality of the investor’s income:

  • all places of work;

  • sources of income throughout life;

  • assets owned by the investor and his family members.

In Vaja’s case, Due Diligence took four months. The lawyers received a notification from the program unit on 8 June 2021: Vaja’s application was approved. The investor was to pass biometrics and fulfil the investment conditions.

3. Fulfilment of investment conditions. Vaja paid the remaining €30,000 of the administration fee and €65,500 of the contribution fee. The investor also donated the amount of €2,000.

Vaja transferred the investment from his bank account to the account of the Residency Malta Agency.

The investor also received health insurance covering €30,000 for each family member. Obtaining medical insurance is a condition of the program.

When all the conditions were met, Immigrant Invest lawyers submitted the supporting documents to the Residency Malta Agency.

€168,500 — the investor’s expenses under the Malta Permanent Residence Programme for a family of four

  • €60,000 — renting real estate for five years

  • €40,000 — administrative fee

  • €65,500 — contribution fee

  • €2,000 — charitable donation

  • €1,000 — medical insurance

4. Submitting biometrics in Malta. Vaja received an invitation to submit biometrics from the Residency Malta Agency. On 22 June 2021, the investor and his family flew to Malta to be fingerprinted.

From the airport to the Residency Malta Agency, the investor and his family were accompanied by an Immigrant Invest lawyer.

The biometry submission process took one day. On the same day, the family flew home.

5. Getting approval. The Residency Malta Agency reviewed the additional documents provided by the Immigrant lawyers after the investor had fulfilled all the program’s conditions.

After that, Immigrant Invest lawyers received the final approval, which means that the Vaja and his family will get permanent residence cards.

6. Getting permanent residence cards. In two weeks, the Residency Malta Agency issued certificates of residence and permanent residence cards for Vaja’s family and sent them to Immigrant Invest lawyers in Malta.

Vaja got the documents by courier to the address he had indicated.

7 months to get Malta permanent residence


6 January 2021

Vaja turned to Immigrant Invest


+ 1 day

Preliminary Due Diligence


+ 3 days

Renting an apartment


+ 4 weeks

Collecting the documents


+ 4 months

Due Diligence


+ 2 weeks

Fulfilment of investment conditions


+ 1 day

Submitting biometrics


+ 2 weeks

Permanent residence cards issuing


7 July 2021

Obtaining Maltese permanent residence cards

Investor’s future with Malta permanent residence

Now the family has become even closer to Italy. They are separated from Italy by an hour and a half road.

Vaja and his wife spend three months in Italy. And for the rest of half a year, they resolve business issues and meet with European partners in Malta. Their daughter and Tatiana’s mother go to Malta or Georgia after spending time in Italy. Then again, the whole family reunites in Italy.

Immigrant Invest is a licensed agent for government programs in the European Union and the Caribbean.

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