1. Malta offers a permanent residency option through its Permanent Residency Program, allowing non-EU nationals to gain residency by investing in the country.
Applicants fulfil several investment conditions:
buy or rent real estate;
pay government fees;
make donations.
They also confirm that they have assets of at least €500,000, where €150,000 are liquid financial assets.
Besides an excellent Mediterranean lifestyle, Malta’s residency program provides travel benefits within Europe’s Schengen Zone, allowing residents to travel across Europe without additional visas.
Malta’s welcoming environment, coupled with its high-quality healthcare and vibrant social scene, makes it a prime choice for Americans looking to settle in Europe.
2. Portugal. Americans are increasingly relocating to Portugal using the D7 and D8 visas, drawn by the country’s welcoming lifestyle, affordability, and favourable visa pathways.
The D7 Visa, or the Passive Income Visa, is ideal for retirees, remote workers, and those with stable passive income sources, such as pensions or investment earnings. The minimum income required is €820, or $866, a month.
The D8 Visa, the Digital Nomad Visa, is a newer option aimed specifically at freelancers and remote workers. The minimum income required is €3,280, or $3,618, a month. With the rise of remote work, many Americans are using the D8 to relocate to Portugal, where they can enjoy a lower cost of living while maintaining their US-based or global income streams.
3. Spain. The Golden Visa, designed for investors, allows non-EU citizens to gain Spanish residency by investing in real estate, business, or government bonds. The minimum investment required is €500,000, or $535,500.
Spain might end the Golden Visa by 2025, so it is important to act promptly. However, US citizens can still relocate to Spain as digital nomads.
4. Antigua and Barbuda. For Americans considering the Caribbean, Antigua and Barbuda offers a straightforward path to citizenship.
Cosmopolitans can obtain citizenship with a minimum investment of $230,000. There are four options: contributing to a state or university fund, purchasing real estate, or making business investments.
Beyond its natural beauty, Antigua and Barbuda provide Americans with the freedom of dual citizenship and a passport that grants visa-free travel to over 150 countries.
5. St Kitts and Nevis. Another notable Caribbean option is St Kitts and Nevis, known for its reputable Citizenship by Investment Program.
Investors can contribute $250,000 to a state fund or public benefit unit or purchase real estate valued at $325,000 or above. The real estate investment is eligible for return after 7 years.
St Kitts and Nevis is well-regarded for its favourable tax policies and relaxed lifestyle. Additionally, the islands’ established expat-friendly community and accessible relocation process attract Americans looking for a fresh start.
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