€3.5 million
Penthouse in Sliema, 100 metres to beach
Property Investment in Malta as a Foreigner
Malta restricts the sale of real estate to foreigners: a buyer needs a special permit.
Statistics confirm the liquidity of investments: residential property prices grow by 1.2% each quarter. Seven years ago, an apartment of 100 m2 cost €241,000. Today it’s sold for €370,000.
€3,300
Average price per 1 m²
€220,000+
Real estate investment for residency
8—15%
Associated costs, of the property value
How the residential property price index is growing in Malta
Cost of a 3-bedroom apartment in Malta
€1.2 million
Apartment with a sea view, 500 metres from the beach
€240,000
Apartment in 2 km from the sea
Real estate in Malta
Malta, Sliema
€920,000 — €1,300,000
Apartments in a new residential high-rise project near the sea
176 m² — 211 m²
2—3 
2 
Malta, Valletta
€1,510,000 — €3,370,000
Modern apartments not far from sea in Valetta123 m² — 281 m²1—3 1—3 
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Malta residency or citizenship by real estate investment
Malta offers investors two state residency options: the Malta Global Residence Programme and the Malta Permanent Residence Programme.
The Global Residency Programme leads to a temporary residence permit and a beneficial tax status. Becoming a resident involves:
renting or purchasing accommodation in Malta;
paying an administrative fee;
paying an income tax of 15% but not less than €15,000 per year in Malta;
not spending more than 183 days a year in another country.
The Permanent Residence Programme grants a lifelong status to those who:
rents or buys accommodation in Malta;
pays an administrative fee of €60,000+ and a contribution fee of €37,000+;
donates at least €2,000 to charity;
confirms assets worth at least €500,000 with €150,000 of them being financial assets. Another option is to demonstrate at least €650,000 with €75,000 of financial assets.
Maltese property owners can also obtain citizenship by naturalisation for exceptional services by direct investment if they pass a rigorous Due Diligence check and prove their ties to the country.
Minimum real estate investment in Malta
€220,000
Purchasing a property for a residence permit
€375,000
Purchasing a property for permanent residency
€700,000
Purchasing a property for citizenship
Under the Malta Global Residence Programme, the investor can purchase or buy a residential property in the country. The investment amount depends on the region:
in the south of Malta or Gozo — €220,000+ for purchase and €8,750+ per year for rent;
in the north and centre of Malta — €275,000+ for purchase and €9,600+ per year for rent.
If purchasing a property in the south of Malta or Gozo, the administrative fee is €5,500. In all other cases, it is €6,000.
The Malta Permanent Residence Programme also sets two property options—purchase and rent. The breakdown is the following:
€375,000+ for purchase;
€14,000+ per year for rent.
To qualify for citizenship, an investment property must cost at least €700,000, regardless of the region. The rental option is also available and requires at least €16,000 per year. The minimum ownership or rental period is 5 years after obtaining citizenship.
Simplified purchase terms. Special Designated Areas have been created for foreigners willing to invest in residential development projects. To purchase a property in an SDA, there is no need to acquire an AOP Permit, and it is possible to buy multiple properties and rent them out.
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Trusted by 500+ investorsTaxes and associated costs
Countries to buy a property and get residency or citizenship
We offer proven properties that comply with the conditions of government programs for investors. You can buy real estate and obtain a residence permit or citizenship.
Country
Property investments
Status
Obtaining time
€375,000+
Permanent residency
6+ months
Show 11 properties
€375,000+Permanent residency6+ months
AED 750,000+
Residence permit
2+ months
Show 166 properties
AED 750,000+Residence permit2+ months
Not limited
Residence permit
4+ months
Show 36 properties
Not limitedResidence permit4+ months
Not limited
Residency after D Visas
6+ months
Show 73 properties
Not limitedResidency after D Visas6+ months
40+ guides with European countries
Find out how much it costs to buy and rent real estate in each country, what the market dynamics are and what taxes you need to pay when buying and selling.
Property Investment in San Marino as a ForeignerThe sale of real estate to foreigners is not limited in San Marino: one can buy, lease and sell housing and commercial properties.
€2,669
Average price per 1 m²
Property Investment in Poland as a ForeignerForeigners can freely buy, sell and rent out apartments in Poland. You need permission from the Ministry of Internal Affairs of Poland...
€2,697
Average price per 1 m²
2,1%
Average price growth per quarter
Property Investment in Netherlands as a ForeignerForeigners can freely buy, sell, and rent out real estate in the Netherlands. There are no restrictions on property ownership for...
€5,600
Average price per 1 m²
2.6%
Average price growth per quarter
Property Investment in Liechtenstein as a ForeignerThe sale of real estate to foreigners is restricted in Liechtenstein: to purchase, you need to obtain a residence permit, live in the...
€4,175
Average price per 1 m²
Property Investment in Ireland as a ForeignerIn Ireland, foreigners can buy, sell and rent out properties without restrictions.
€4,400
Average price per 1 m²
1,7%
Average price growth per quarter
Property Investment in Greece as a ForeignerGreece does not restrict property deals. Therefore, foreigners can freely buy, lease, and sell residential and commercial real estate.
€2,600
Average price per 1 m²
€250,000+
Real estate investment for residency
Material prepared by Alevtina Kalmuk, Author and editor of articles about investment citizenship and residency
Updated:
Frequently asked questions
Yes, with limitations. Foreigners who want to buy real estate in Malta need a permit issued under the Acquisition of Immovable Property Act and only buy one property. However, these limitations don’t apply to property in the Special Designated Areas in Malta.
Malta real estate prices are growing by 5—10% every year, and in some cases by 15—20%. For example, in the popular tourist region of the country, the Northern Harbor. The most inexpensive objects are located on the island of Gozo. The average price of 1 m² of housing is €3,300.
Malta real estate is an investment that allows one to obtain a residence permit or permanent residence, as well as one of the conditions to obtain citizenship by naturalisation on the basis of direct investment by exceptional merits.
Investors are also attracted by the possibility of profitable investments in real estate. The price of Maltese properties is growing by 1.2% on a quarterly basis. If in 2017 an investor had bought an apartment for €241,000, today they could have sold it for €370,000.
Yes, but there are limitations. Non-EU citizens who want to buy real estate in Malta require a permit issued under the Acquisition of Immovable Property Act and only buy one property. However, these limitations don’t apply to property in the Special Designated Areas in Malta.
Property buyers pay a one-time 5% tax. Aside from that, there are no property taxes in Malta.
Malta can offer promising opportunities for real estate investment, but thorough research, due diligence, and local market knowledge are essential to make informed decisions. Consulting with real estate experts familiar with the Maltese market can help mitigate risks and maximise the potential returns on your investment.
The cost of a 1-bedroom apartment in Malta can vary widely depending on factors such as location, size, condition, and amenities. Generally, prices start at €300,000.
In popular areas such as Valletta, Sliema, St Julian’s, and the surrounding coastal regions, prices tend to be higher due to high demand and limited availability of properties, especially those with desirable features such as sea views or proximity to amenities.