Real estate investment in Finland

Foreigners can freely buy and sell real estate in Finland. To purchase a land plot with a house, one needs permission from the Ministry of Defence of Finland.

The growth of residential real estate prices is low: every quarter, on average, by 0.6%. Seven years ago, an apartment of 100 m² cost an average of €344,000, and today it is sold for €530,000.

€5,300

Average price per 1 m²

0,6%

Average price growth per quarter

4,05%

Associated costs, of the property value

How the residential property price index is growing in Finland

Cost of a 3-bedroom apartment in Finland

€1.5 million

Penthouse in the centre of Helsinki

€800,000

Apartment in the centre of Helsinki

€500,000

Apartment in Helsinki or Espoo

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Finland residency or citizenship by real estate investment

A purchase of real estate does not lead to becoming a Finnish resident or citizen.

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Taxes and associated costs

Countries to buy a property and get residency or citizenship

We offer proven properties that comply with the conditions of government programs for investors. You can buy real estate and obtain a residence permit or citizenship.

Country

Property investments

Status

Obtaining time

Malta11 properties

€375,000+

Permanent residency

6+ months

Show 11 properties

€375,000+Permanent residency6+ months

Grenada21 property

$270,000+

Citizenship

8+ months

Show 21 property

$270,000+Citizenship8+ months

UAE127 properties

AED 750,000+

Residence permit

2+ months

Show 127 properties

AED 750,000+Residence permit2+ months

Spain36 properties

€500,000+

Residence permit

5+ months

Show 36 properties

€500,000+Residence permit5+ months

Portugal72 properties

Not limited

Residency after D Visas

6+ months

Show 72 properties

Not limitedResidency after D Visas6+ months

Show all countries

40+ guides with European countries

Find out how much it costs to buy and rent real estate in each country, what the market dynamics are and what taxes you need to pay when buying and selling.

Material prepared by Igor Buglo, Head of the Maltese office, MBA

Updated:

24 December, 2024

Frequently asked questions

Is buying a house in Finland worth it?
Buying a house in Finland can be a worthwhile investment, depending on your goals and circumstances.
If you’re a foreign investor, owning a property doesn’t automatically grant residency, but it could improve your application chances if you’re considering long-term residency.
Finland has a stable and transparent real estate market with consistent property values, especially in major cities like Helsinki, Turku, and Tampere.
Finland is known for its high standard of living, excellent healthcare, education, and low crime rates, making it an attractive place to live and invest.
Can foreigners buy property in Finland?
Foreigners can buy and sell apartments in Finland without restrictions, and to buy a land plot with a house, they need to get a permit from the Finnish Ministry of Defense.
Is Finland good for real estate?
The real estate market in Finland has been recovering after the 2022 crisis caused by geopolitical issues. Right now, property prices have been growing by 0,6% every quarter.
Property owners in Finland receive advantages when applying for a residence permit in the country, and they are also more likely to receive a multiple-entry Schengen visa.
What is the average house cost in Finland?
The average cost of residential real estate in Finland is €5,300 per 1 m².
Does Finland have property tax?
Yes. Property owners in Finland pay an annual property tax of 0.93 to 2% of the cadastral value. The rate is set by municipalities depending on the real estate type: apartment or house, main dwelling or cottage, building or land plot.
For an apartment building, the tax is paid by a housing joint-stock company.