Portugal

How to Get a Portuguese Taxpayer Number — and Why It Matters
Portuguese taxpayers are issued with a unique nine-digit number, Número de Identificação Fiscal (NIF). It is also referred to as Número de Contribuinte, the contribution number. NIF is often required even for simple everyday transactions. We explain why you need this individual tax identification number even if you are not planning to move to Portugal and pay taxes there.
Vladlena Baranova

Preschool in Portugal: Kindergartens, Nurseries, and Early Education
For most of our clients, their children's future is the main issue. Therefore, it is crucial for those who plan to get a Portugal residence permit to determine where their children will study in advance. Sometimes this can be the deciding factor for moving.
Eymi Castro

Best International Schools in Portugal — from Lisbon to the Azores
Choosing a school is one of the decisive factors for families with children when moving to Portugal. First, parents pay attention to the school's prestige, cost, and study language. Here is a guide on the best Portuguese schools. Learn how to enrol a child in a school, how much it costs and how to study for free.
Eymi Castro

Portugal Education System: Schools, Universities, and Early Education
The Portugal education system consists of three stages — primary, secondary and higher schooling. Kindergartens and nurseries are not required but are in great demand among locals and expats. What are the advantages of studying in Portugal? How can a foreigner enter a local university and enrol a child in a school or kindergarten?
Eymi Castro

Portugal’s NHR Tax Regime Explained: How Non-Habitual Residency Works
The Non-Habitual Resident (NHR) in Portugal is a special tax status for new residents. Its owners are exempt from paying taxes on global income in Portugal for 10 years. The income earned in Portugal is taxed at a flat rate of 20%. From January 1st, 2024, the NHR tax regime was discontinued. However, if a foreigner was granted the status earlier, they will still enjoy the perks. Let's discuss who still qualifies for the NHR status after its end and the main benefits.
Eymi Castro

Portugal's New Tax Regime for Foreigners: How IFICI Replaces NHR
Portugal has closed its popular Non-Habitual Resident, or NHR, special tax regime and introduced a new framework in 2025: the IFICI tax regime, unofficially known as NHR 2.0. In this expert guide, we explain the eligibility criteria, benefits, application process, required documents, and key differences between the NHR and IFICI regimes.
Albert Ioffe

Banking in Portugal: Best Expat Banks and How to Open an Account
More than 150 banks operate in Portugal. They provide financial services to individuals and businesses. Unlike most EU countries, where third-country citizens are likely to be denied opening an account, Portuguese banks are more favourable to non-residents. The average rates on consumer loans in Portuguese banks are 3.9% per annum and on mortgages — 3.3%. A new car can be bought on credit at 5%, and a used car at 11.8%. Learn how the Portuguese banking system works, which banks are the best, and how a foreigner can open a current account or take a mortgage to buy a house.
Eymi Castro

Why Portugal Ranks Among the Best Countries to Live and Do Business
Portugal is one of the most amazing destinations for expats in Western Europe. It has a warm climate, excellent ecology, rich culture, a stable economy, and high-quality medicine and education. Learn about all benefits of life in Portugal and costs of living in the country.
Eymi Castro

Portugal Insurance: Complete Guide to Health and Personal Coverage
In Portugal, there are both mandatory and optional types of insurance. Obligatory insurance includes public healthcare and social security systems. These are available to citizens and legal residents of the country and are supported through taxation. Aside from that, car owners are obliged to have at least basic coverage for each of their cars. And homeowners must protect their properties with housing insurance.
Eymi Castro

10 Best Cities in Portugal: Updated Locations for Living, Travel, or Investment
Portugal is one of the most picturesque places in Europe, with a developed economy, high safety level, and a warm climate. Tourists like Portugal for the people’s friendliness, the leisurely rhythm, respect for traditions and the beauty of cities. Foreigners can obtain a Portugal residence permit by investment and settle with their families in any region of the country. What are the top cities in Portugal and the benefits of a Portugal residence permit?
Eymi Castro

Portugal Monthly Cost of Living in 2026: Real Insights for Expats
Portugal is known for its high living standards. However, food, medical services and education prices are lower than in neighbouring European countries. The monthly minimum wage in Portugal is €760. The sum is enough to cover basic needs, including food, housing, utilities, transportation and clothing. The average salary in Portugal is €1,200 per month. Compare the cost of living in different Portuguese cities, and learn about taxes, banking fees, quality of medicine and education, and various pros and cons of residing in Portugal.
Eymi Castro