All the possible ways to obtain an EU passport
To become a citizen of an EU country, one can follow three paths: descent, naturalisation, and naturalisation after making an investment.
Obtaining an EU country’s citizenship can take 1 to 10 years, depending on the specific state and circumstances.
Author •Albert Ioffe
All the possible ways to obtain an EU passport
Common ways to obtain a passport in an EU country
European Union (EU) citizenship is automatically granted to anyone who is a national of an EU country. The Maastricht Treaty of 1992, also known as the Treaty on European Union, TEU, established EU citizenship at the same time as the creation of the EU.
EU citizenship is separate from national citizenship and provides additional rights and benefits, including participation in the democratic process. Some rights and benefits come from national law and may vary by country, while others come from EU law and are the same across all EU countries.
There are also other ways to become an EU citizen, including:
naturalisation, which usually requires living and working in an EU country for a minimum number of years;
marriage to an EU citizen;
descent, if a parent or grandparent was a citizen;
Citizenship by descent is granted to descendants in the direct line. If a person’s parents, grandparents, and, in some cases, great-grandparents are or were citizens of an EU country, they can also acquire a passport of that state.
Citizenship by naturalisation allows third-country nationals who don’t have any ancestors in the country to obtain passports. To do so, the candidates need to prove that they have strong ties with the state.
Naturalisation is available to people who moved to an EU country to work or do business, are married to a country’s citizen, have received long-term medical treatment, or got resident permits as financially independent persons.
As a general rule, before applying for citizenship by naturalisation, foreign nationals first need to legally reside in the country for a set time — around 3—5 years, depending on the country.
Citizenship by naturalisation after investing. Investors who obtained their residency permits by investing in the country’s economy can also be naturalised. This EU citizenship path can take 1 to 10 years, depending on the country.
In Malta, for example, an investor can obtain citizenship by naturalisation for exceptional services by direct investment in 1 or 3 years.
How to obtain citizenship in the EU as an investor
Foreign nationals can obtain residency in EU countries by investing. After that, they can obtain citizenship by naturalisation.
The process of obtaining residency, and then citizenship, varies in EU countries. These are the most common steps for the investor before receiving a passport.
Preliminary Due Diligence
Regardless of which country the investor chooses, they must undergo a preliminary Due Diligence check to determine their chances of successfully applying.
Immigrant Invest has its own Compliance Department that carries out the procedure. The potential applicant only needs to submit their passport. Due Diligence helps reduce the rejection risk to 1%
Regardless of which country the investor chooses, they must undergo a preliminary Due Diligence check to determine their chances of successfully applying.
Immigrant Invest has its own Compliance Department that carries out the procedure. The potential applicant only needs to submit their passport. Due Diligence helps reduce the rejection risk to 1%
Preparation of documents
Depending on the requirements, Immigrant Invest lawyers provide the investor with a full list of documents for the application. The investor provides originals, and the lawyers help fill in government forms.
Depending on the requirements, Immigrant Invest lawyers provide the investor with a full list of documents for the application. The investor provides originals, and the lawyers help fill in government forms.
Fulfilling the investment condition and applying for a residence permit
In some countries, such as Italy and Hungary, applicants first receive an investor visa, which serves as a document allowing them to enter the country and apply for a residence permit. Other states let foreigners submit applications remotely.
In some countries, such as Italy and Hungary, applicants first receive an investor visa, which serves as a document allowing them to enter the country and apply for a residence permit. Other states let foreigners submit applications remotely.
Application approval
The country’s relevant government body processes the application and delivers a verdict. If the application is successful, the investor and their family members are usually required to travel to the country to submit their biometric data for the residence permit cards, which are issued in several weeks’ time.
The country’s relevant government body processes the application and delivers a verdict. If the application is successful, the investor and their family members are usually required to travel to the country to submit their biometric data for the residence permit cards, which are issued in several weeks’ time.
Renewal of residence permit
The migration service checks whether the investor still complies with the residency terms and renews their residency permit.
The migration service checks whether the investor still complies with the residency terms and renews their residency permit.
Obtaining citizenship
Investors obtain citizenship of an EU country by naturalisation. Typically, the investor must live in the country and take a language test to qualify for a passport.
Investors obtain citizenship of an EU country by naturalisation. Typically, the investor must live in the country and take a language test to qualify for a passport.
Malta citizenship by naturalisation for exceptional services by direct investment can be obtained in 1 or 3 years.
Applicants must purchase or rent property in Malta and obtain residence permits. After that, they pass an Eligibility Test and fulfil the investment conditions required for citizenship: make a non-refundable contribution to a government fund and donate to a non-governmental organisation.
After obtaining their permits, applicants must retain residency status for 1 or 3 years, depending on the contribution amount. Once that period has passed, investors can obtain citizenship by naturalisation for exceptional services.
Portugal offers residency for an investment of at least €250,000 to support the country’s arts and cultural heritage. The most popular option is purchasing investment fund units for €500,000.
Citizenship can be obtained five years after applying for a residence permit. During this period, the investor spends at least seven days per year in the country. The applicant must also prove proficiency in Portuguese at least to an A2 level and be without criminal records.
Greece requires a minimum investment of €250,000 in real estate for a residence permit, which is renewable every 5 years.
After 7 years of living in Greece, the investor can apply for citizenship. They must take an exam to confirm their knowledge of the Greek language, culture, history, geography, and governmental system.
Spain issues residence permits to foreigners who invest at least €500,000 in real estate.
Permanent residency can be obtained in 5 years if the individual does not leave Spain for more than 10 months during that period. 5 more years later, they can apply for citizenship.
However, only citizens of France, Portugal, Andorra, and several Latin American states will be able to keep their first nationality after obtaining a Spanish passport, as the country does not recognise dual citizenship in most cases.
Hungary relaunched the Golden Visa in July 2024. However, applications from property buyers will be accepted starting January 1st, 2025.
The new Hungarian program grants 10-year residence permits for a minimum investment amount of €250,000 in fund units. Purchasing a residential property required at least €500,000.
After 3 years of residing in Hungary, the foreigner is eligible for permanent residency. To qualify for citizenship, the investor must live in the country for a total of 11 years.
Italy has four investment paths to obtain the Golden Visa, with the cheapest of them worth €250,000 as an investment in an innovative startup. Purchasing real estate is not among the options.
Investors can apply for citizenship after residing in Italy for 10 years.
Cyprus offers permanent residency to foreigners who invest at least €300,000. Purchasing residential or commercial real estate is among the options.
Obtaining Cyprus citizenship is possible after 7 years of living on the island. The applicant must confirm knowledge of the language and culture of Cyprus.
Countries to obtain residency by investment and then become a naturalised citizen
European countries to obtain citizenship by descent
All EU states provide citizenship to people born to families with at least one country’s national as a parent. If citizenship is not granted automatically, it can be obtained later.
Aside from that, most of the EU states also issue passports for grandchildren and great-grandchildren of the country’s nationals.
Countries that allow obtaining citizenship by descent
How to obtain citizenship by naturalisation in a European country
Naturalisation is the most common way for foreign nationals to obtain citizenship of an EU country. To be able to apply for naturalisation, one has to live in the country, have a residence permit, and prove one’s ties to the country.
Aside from that, the common requirements to obtain EU citizenship are usually to pass an exam on the national language or provide a language proficiency certificate. Some countries, like Austria and Greece, also require the candidate for naturalisation to pass an exam on the state’s history, culture, and political system.
Here are some common reasons to obtain a residency permit in an EU country.
Financial independence. Many EU states allow financially independent foreigners to obtain special residence permits. Such permits usually require applicants to have a passive or remote income exceeding a set threshold.
To move to Portugal as a financially independent person, one has to provide proof of income of at least €820 monthly. For Austria, the required income is much higher — around €2,000 above rent and other regular expenses.
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Marriage or family reunification. Spouses and direct family members can apply for citizenship by naturalisation. Typically, this path is faster than other types of naturalisation.
For example, foreign nationals who are married or live in a registered partnership with a citizen of Portugal will obtain their passport in 3 years instead of 5. In Spain, spouses of the country’s nationals can get naturalised after one year of residency, provided they spent it within the state.
Some countries put citizenship by marriage in a special category. For instance, when a person wants to obtain a passport of Malta after marrying a country’s national, they apply for citizenship by registration.
Employment. Being an employee of a company within the EU is another way to obtain residency. There are two work and residence permits available:
a regular work permit for people with no special qualifications;
a Blue Card — a work and residence permit for highly qualified professionals with higher education.
The difference between the permits is in the obtainment process and the minimum salary that is required to be mentioned in the contract. The Blue Card provides more benefits to its holder — for instance, they can leave the country for a maximum of 12 months. Meanwhile, residents with regular work permits can be absent for only 6 months.
Employees of countries based in EU states obtain citizenship under the country’s general naturalisation laws. For Austria, it’s 10 years; for Malta, it’s 7 years.
Business. Foreign nationals willing to invest in a business in the EU can also obtain residency. For instance, they can obtain a D2 visa to Portugal or invest in a business in Spain.
Like employees of companies in the EU, entrepreneurs obtain citizenship according to the general naturalisation rules.
Timeframes of obtaining citizenship by naturalisation in Europe
How to get EU сitizenship as a US citizen
There are no special programs for US citizens to obtain citizenship in an EU country. They can explore the same paths as every other non-EU citizen, including descent, naturalisation, and marriage.
The United States recognises dual citizenship, meaning that US nationals who want to obtain a passport from a second country do not have to choose between them.
Documents to obtain EU сitizenship
The documents necessary to apply for citizenship in an EU country may differ depending on the path the applicant has taken to obtain it.
The most common documents required include the following:
a valid passport or a national ID card;
passport photos;
a birth certificate;
a marriage or divorce certificate;
proof of a clean criminal record;
proof of a clean medical record;
proof of residence in the country for the period required for citizenship by naturalisation;
birth and marriage certificates of ancestors who were EU citizens for citizenship by descent;
proof of investment for citizenship by investment.
7 benefits of being a citizen of an EU country
1. High quality of life. Eight of the top 10 countries with the highest quality of life are EU states. European countries boast high levels of security, good healthcare and education systems, and low pollution indicators.
A citizen of any EU state can change their residency to any other EU country with almost no paperwork. This makes it possible for investors to reside in countries with the highest quality of life.
For instance, if one obtains citizenship in Portugal, the 20th in the quality of life index, they can move with no restrictions to Switzerland, the 1st country by quality of life.
2. Visa-free travels. EU countries provide some of the strongest passports in the world. Depending on the country, its citizens can travel visa-free to 170—180+ countries. Citizens of the EU states can travel freely to other countries of the Union.
In addition, they can visit the USA with an eTA, a type of e-visa that takes around 20 minutes and $21 to obtain.
3. Access to social services. Citizens of an EU country can take advantage of all the social benefits it has to offer. This includes high-quality healthcare, free education, high pensions, public services, etc.
Citizens of the EU countries can take advantage of the European Health Insurance Card, which allows medical treatment in any other state within the Union.
4. High-quality education. Citizens of EU countries can study at any university within the Union. This includes some of the world’s best universities:
ETH Zurich, Switzerland — the 7th university in the QS World University Ranking for 2025;
Université PSL, France — the 24th best university;
EPFL, Switzerland — the 26th best university.
5. Tax optimisation opportunities. Tax systems of EU countries can be beneficial to some investors. For example, Malta’s tax system is favourable to businesses — companies there can get a tax refund of up to 100%. In Italy, new tax residents can pay a flat global income tax of €200,000 per year for 15 years, regardless of their income amount.
6. Work and business opportunities. While some residency statuses do not allow their holder to work within the country, citizens are free to get employed with any company they want or start their own business. As an EU citizen, the paperwork for them will be much easier in comparison to such for foreign nationals.
7. Cultural and linguistic diversity. EU citizens can easily participate in cultural programmes and festivals across Europe, enhancing their understanding and appreciation of its varied heritage. There are 24 “official and working” languages across the EU to learn and use.
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