Updated on December 24, 2024

Malta Citizenship

Living in the European Union and travelling around the world

€690,000+

Investment amount

1 or 3 years

Obtaining period

5 years

Real estate investment return

Malta does not grant citizenship by investment directly but wealthy foreigners may apply for Malta citizenship for exceptional services by direct investment.

The minimum investment is €690,000. It includes meeting three mandatory conditions:

  1. Contribute at least €600,000 to the National Development and Social Fund.

  2. Rent for €16,000+ per year or purchase for €700,000+ a residential property in Malta.

  3. Donate at least €10,000 to a Maltese non-government organisation.

Citizenship for exceptional services is acquired by naturalisation. First, investors get Malta residency and maintain it for 1 or 3 years; only then may they apply for a passport.

The duration of residency required for citizenship is determined by the contribution amount: €600,000 equals 3-year residency, while €750,000 reduces it to 1 year.

Foreigners can become Maltese citizens if they pass a strict Due Diligence check. The terms and requirements for applicants are regulated by the Maltese Citizenship Act, amended in November 2020.

Benefits of Maltese citizenship

  • 1

    Moving to the EU at any time

    Malta, an EU member state, allows its citizens unrestricted entry and the freedom to reside indefinitely on the island.

    Citizens have the right to seek employment, establish a business, or enrol in educational programs without the need for additional permits.

  • 2

    Visa-free travel to the USA, the UK, and Canada

    Maltese citizens can travel to 169 countries visa-free. The list includes the Schengen countries, the USA, the UK, Canada, Japan, Singapore, and Hong Kong

  • 3

    Residing in Switzerland, Norway, Iceland, or Liechtenstein

    Maltese citizens can live in any Schengen country, including those not part of the European Union. There are no restrictions on entry or stay in the region’s countries.

  • 4

    High-quality healthcare

    Malta covers its citizens by national health insurance, granting free healthcare in public facilities. Investors and their family members can also access high-quality private clinics in Malta and throughout the EU without requiring additional permits.

  • 5

    Education for children

    Maltese passport holders can study at both public and private educational institutions in Malta, where the primary language of instruction is English.

    The diplomas issued by Maltese institutions are recognised across the EU, the UK, and the USA.

  • 6

    International business

    Maltese citizens can open a company in any EU country. This opportunity helps to expand a business to the international market and operate more effectively.

  • 7

    Retaining your first citizenship

    Malta allows dual citizenship, meaning investors don’t have to give up their first passports to become Maltese citizens. The rule applies to cases where the investor’s origin country allows having multiple citizenships as well.

price

Guide to obtaining Malta citizenship

  • Step-by-step procedure

  • Requirements for applicants

  • Required documents

  • Answers to frequently asked questions

Download practical guide

PDF, 36 pages, 12 MB

Who can get Malta citizenship?

  • Investor

    • Over 18

    • No criminal record, prosecutions, or charges

    • Not under sanctions

    • No visa denials to countries with a visa-free regime with Malta

    • Provable legal income

  • Spouse

    • In an officially registered marriage or partnership

    • In a de-facto partnership where the relationship can be proved documentarily

    • Same-sex couple included

  • Children up to 29

    • Including kids from previous marriages

    • Not married

    • Financially dependent on the investor

  • Parents and grandparents

    • Over 55, inclusive

    • Financially dependent on the investor

Expenses for obtaining Malta citizenship

Investors fulfil three obligatory investment conditions:

  1. Contribute to the National Development and Social Fund, NDSF.

  2. Donate to a non-governmental organisation.

  3. Buy or rent residential real estate in Malta.

If the investor contributes €600,000 to the NDSF, they may apply for citizenship after 3 years of residency. The contribution of €750,000 allows 1 year of residency. An additional €50,000 is added per family member included in the citizenship application, irrespective of the chosen residency term.

1 option

Rent of accommodation — €690,000+

The first step for an investor is to get a residence permit. That requires having a residential address in Malta, which can be rented for 1 or 3 years.

Applying for citizenship requires a new rental agreement for at least €16,000 per year. The rental term is at least 5 years.

2 option

Purchase of accommodation — €1,380,000+

Investors buy real estate worth at least €700,000.

The ownership period is 5 years, starting with obtaining citizenship. After that, the property can be sold, and the money returned.

Expenses for a family of 4

The spouses and two children aged 9 and 17

Individual cost calculation for Malta citizenship

Individual cost calculation for Malta citizenship

Get an individual calculation for your family with all associated costs and government fees

Get the cost calculation

Real estate for Malta citizenship

https://immigrantinvest.com/wp-content/uploads/2020/11/schermata-2020-10-14-alle-11.52.50-e1602669741655.jpg

location iconMalta, Kalkara

€300,000 — €1,900,000

Apartments in a large-scale residential project on the first coastline
square icon71 m² — 310 m²
bed icon1—3
bathroom icon1—3
https://immigrantinvest.com/wp-content/uploads/2022/04/6f873cef.jpeg

location iconMalta, Sliema

€920,000 — €1,300,000

Apartments in a new residential high-rise project near the sea
square icon176 m² — 211 m²
bed icon2—3
bathroom icon2
https://immigrantinvest.com/wp-content/uploads/2023/10/4-9.jpg

location iconMalta, Valletta

€1,510,000 — €3,370,000

Modern apartments not far from sea in Valetta
square icon123 m² — 281 m²
bed icon1—3
bathroom icon1—3

Documents required to apply for Malta citizenship

Lawyers prepare three packages of documents: to get a residence permit, pass the Eligibility Assessment, and apply for citizenship.

All documents are translated into English and apostilled.

Why is the agent's licence important?

The Maltese Citizenship Act does not allow foreigners to apply for citizenship for exceptional services directly. Only official representatives licensed by the Government of Malta can apply on behalf of their clients.

Any application submitted by an unlicensed agent is rejected, resulting in the applicant losing time and money.

Step-by-step procedure for obtaining Malta citizenship

Depending on the investment amount, citizenship can be obtained in 1 or 3 years. In both cases, the procedure is similar.

1

1 day

Preliminary Due Diligence

Due Diligence is a crucial step in applying for Malta citizenship. It determines whether the Maltese authorities will approve the investor’s application.

Immigrant Invest’s certified Anti Money Laundering Officer examines the investor’s documents and identifies possible risks that could result in the application being rejected.

Immigrant Invest has its own Compliance Department. We check the applicant confidentially against international legal and business information databases.

If any issues may cause the rejection of the investor’s application, we offer other paths to a second citizenship.

Pass a quick test and learn the nuances that can prevent you from obtaining a second citizenship.

Evaluate chances
2

Up to 2 weeks

Clearance

The initial clearance for citizenship involves a screening process conducted by the Community Malta Agency for all applicants aged 12 and older. During this phase, Maltese authorities carry out essential background checks, including searches through the Europol and Interpol databases.

3

4+ weeks

Obtaining a residence permit

The residence permit is mandatory for all applicants over 18. However, for the 1-year citizenship route, minors aged 16 and older should also apply for residency permits. For the 3-year route, this applies to minors aged 15 and up.

The investor must secure accommodation and a registered address in Malta, gather necessary documents, and complete government forms. Immigrant Invest prepares everything and assists at each step.

Applicants are required to visit Malta for biometric submission, with residency cards issued within approximately 2 weeks.

Residence permits are valid for 36 months and can be extended to complete the citizenship application.

4

4+ months

Eligibility Assessment

The Eligibility Assessment application must be filed within 12 months of receiving the residence permit cards, involving all applicants.

Immigrant Invest lawyers help with document preparation, translation, and certification in Malta, eliminating the need for an apostille or other legalisation. Although documents certified in the applicant’s home country must be notarized and apostilled.

The Community Malta Agency’s Due Diligence takes between 120 to 150 days, depending on their workload and the thoroughness of the documents prepared by a licensed agent.

5

Minister’s approval

The Minister responsible for citizenship decides whether to approve or reject each application. If approved, the investor may apply for citizenship after 1 or 3 years of holding a residence permit in Malta.

6

1 or 3 years after the residence permit

Applying for citizenship

If the investor opts to apply for citizenship after 1 year, applicants must confirm any significant changes in personal circumstances, such as a serious illness.

Should the application be submitted after 3 years, applicants are required to provide updated documents and certificates based on their specific situation.

7

2—4 weeks

Final approval by the Minister

The decision is sent as a Letter of Approval and opens up the opportunity to get citizenship.

8

Up to 4 months

Fulfillment of the investment condition

Investment requirements must be fulfilled within 4 months of receiving the Minister’s written approval, and the main applicant must demonstrate a connection to Malta.

Once all investment-related documents are submitted, the Agency performs updated checks. If no issues are found and the documentation is complete and accurate, an invitation to swear allegiance will be issued.

9

Up to 2 months

Oath and submission of biometrics

The oath of allegiance must be taken in Malta within 6 months of receiving the Minister’s final approval. All applicants over 18 must personally visit the Agency’s office in Malta to take the oath.

After the oath, biometrics are processed at the passport office, except for children under 6, who are exempt from both biometrics and the requirement to travel to Malta.

10

4 business days

Getting a passport in Malta

Passports are available for collection at Malta’s Passport Department 4 business days after submitting biometrics.

Our clients’ reviews

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Clients’ names and photos have been changed to comply with a non-disclosure agreement.

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Case studies

Citizenship and Immigrant Invest stay with you

The long-awaited moment has arrived: you are a Maltese citizen now. After receiving their second passports, most clients turn to us for additional services. See how we continue to help our clients.

  • Passport renewal and replacement

    The passport is renewed in 1 business day, but a personal visit to Malta is required. We will remind you about the renewal in advance.

    Besides, we help replace the document if lost, damaged, or the registered address has changed.

  • ID card obtainment and renewal

    We help obtain Maltese ID cards for the whole family. If lost or expired, we will help replace or renew them.

  • Passports for newborn children

    If a child is born after the investor obtained citizenship, we will help obtain a passport and register a birth certificate in Malta.

  • Residency by family reunification

    For example, for parents who had not been included in the original citizenship application

  • Bank accounts in Malta

    We help select a financial institution and prepare the required documents to open an account in the chosen bank.

  • Company incorporation in Malta

    Possible after obtaining a residence permit, but it is advisable to register a business after becoming a Maltese citizen.

  • Registration of tax residency

    If the investor spends more than 183 days a year in Malta, they become Maltese tax residents. Companies registered in Malta must pay taxes in the country, too.

    We help get a Tax Individual Number and tax certificate proving residency.

  • Selection of real estate

    We help find a suitable apartment or townhouse online first, and then we check the property and send the client a video of it. We also select properties for investment while they are still under construction.

  • Preparation of documents

    We can register a marriage or a divorce certificate in Malta, get a Maltese Police Clearance Certificate, and assist with notarization and apostilles.

  • Proof of citizenship eligibility

    Immigrant Invest will annually report to the Agency on the client’s compliance with investment conditions for 5 years starting one year post-citizenship.

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Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

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Frequently asked questions

  • Which investments can be returned?

    Only investments related to buying real estate can be returned. Property purchased for €700,000+ can be sold for a profit after 5 years, as real estate in Malta is constantly increasing in value.

  • Do minor children have to pass Due Diligence?

    All family members are applied to pass the Eligibility Assessment. Learn more about Due Diligence.

  • What guarantees can your company give?

    No one can guarantee that your application for Malta citizenship will be accepted. Moreover, if a company claims that the guarantee is 100%, you probably deal with scammers. Learn about how to avoid scammers when obtaining second citizenship.

    The government authorities decide to grant Malta citizenship. The decision is preceded by an in-depth check of the applicants' background and the legality of their income sources.

    Immigrant Invest conducts an internal background check to determine the chances of obtaining citizenship. The check occurs at the first stage of our collaboration, even before signing a Service Agreement with a client. The lawyers also prepare a list of documents to minimise the probability of the application rejection.

  • Can I get Malta citizenship for exceptional services without the agent’s help?

    It is impossible to apply for Malta citizenship without a licensed agent; the requirement is stated by the Maltese Citizenship Act.

    Immigrant Invest is a licensed agent authorised to assist applicants in preparing and submitting documents.

  • What is the minimum investment amount needed?

    The minimum required investment is €690,000. The sum includes non-refundable contributions to the National Development and Social Fund and a non-governmental organisation and the cost of renting real estate.

  • Are there any additional costs when renting real estate in Malta?

    The tenant usually covers utility bills. The average utility expenses in Malta are €60—170 for an apartment of 85 square metres, including electricity, water, and garbage collection.

  • Can I get Malta citizenship without investing in the country’s economy?

    Yes, you can. There are six main paths to Malta citizenship:

    1. Standard naturalisation. In this case, a foreigner must live in Malta permanently for at least 5 years. In addition, an applicant for citizenship must pass exams in the Maltese or English language and the country’s history and law. The list of required documents includes written confirmation that several Maltese citizens vouch for the applicant.

    2. Marriage to a Maltese citizen. Citizenship application becomes available after 5 years of marriage. During this time, spouses don’t have to live in Malta permanently.

    3. Family reunification is suitable for those who have close relatives among Maltese citizens. Parents, grandparents, and siblings count.

    4. Maltese ancestry must be proven with documents. In this case, citizenship is granted without getting a residence permit, passing exams and residing in the country before application.

    5. Political asylum or refugee status. Refugees must prove that their life is in danger or they are discriminated against in their country of origin. Citizenship can be obtained after 6 years of living in Malta.

    6. Exceptional services. In this case, the passport is granted by the Maltese President personally to scientists, artists, sportsmen, businessmen, and politicians. There are no fixed criteria for this category.

  • What duties arise after obtaining citizenship in Malta?

    Investors must take the following steps immediately after their citizenship application is approved:

    1. Rent or buy a residential property in Malta.

    2. Get an architect’s report stating the market value of the rented or purchased property.

    3. Get or renew health insurance before obtaining a passport.

    4. Sign an Annual Compliance Form during the first 5 years of citizenship. The form confirms compliance with the conditions attached to their certificate of naturalisation.

  • Can my future children become Maltese citizens?

    Yes, newborn children of Maltese citizens are also entitled to this status.

    To get a Malta passport for a child, parents must apply for registration in the Public Registry. You’ll need to submit the child’s original birth certificate with an apostille and the marriage certificate.

    Then, you may apply for a passport for the child in a consulate or visit Malta and submit documents there. Both parents must be present. One of them may apply themselves if only they have been given a permit by another parent in the presence of the consul.

  • How fast can I become a Maltese citizen?

    Malta citizenship by naturalisation for exceptional services by direct investment requires residency for 1 or 3 years.

    The procedure requires additional time to get a clearance, a residence permit and final approval, to fulfil the investment conditions and to receive passports. Usually, these steps take several months.

  • Do I have to visit Malta to become a citizen?

    Yes, an applicant must visit Malta to get the status.

    Investors get Malta citizenship by naturalisation, which means they must live in the country for a decent time with a residence permit. Also, applicants must pass some procedures in person, such as applying for residency, submitting biometrics, taking the Oath of Allegiance and receiving passports.

  • Is Malta dual citizenship allowed?

    Yes, Malta allows its citizens to have multiple citizenships. A person may be required to choose one citizenship only if it’s the rule in another country.

170 countries are visa-free for Maltese citizens

Asia

Armenia

Azerbaijan

Bahrain

Bangladesh

Bhutan

Brunei

Cambodia

India

Indonesia

Iran

Iraq

Israel

Japan

Jordan

Kazakhstan

Kuwait

Kyrgyzstan

Laos

Lebanon

Malaysia

Maldives

Mongolia

Myanmar (Burma)

Nepal

Oman

Pakistan

Philippines

Qatar

Saudi Arabia

Singapore

South Korea

Sri Lanka

Tajikistan

Thailand

Timor-Leste

United Arab Emirates

Uzbekistan

Vietnam

Africa

Angola

Benin

Botswana

Burkina Faso

Burundi

Cameroon

Cape Verde

Comoros

Congo - Kinshasa

Côte d’Ivoire

Djibouti

Egypt

Equatorial Guinea

Eswatini

Ethiopia

Gabon

Gambia

Guinea

Guinea-Bissau

Kenya

Madagascar

Malawi

Mauritania

Mauritius

Morocco

Mozambique

Nigeria

Rwanda

São Tomé & Príncipe

Senegal

Seychelles

Sierra Leone

Somalia

South Africa

South Sudan

Tanzania

Togo

Tunisia

Uganda

Zambia

Zimbabwe

Europe

Albania

Andorra

Austria

Belarus

Belgium

Bosnia & Herzegovina

Bulgaria

Croatia

Cyprus

Czechia

Denmark

Estonia

Finland

France

Georgia

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Moldova

Monaco

Montenegro

Netherlands

North Macedonia

Norway

Poland

Portugal

Romania

Russia

San Marino

Serbia

Slovakia

Slovenia

Spain

Sweden

Switzerland

Turkey

Ukraine

United Kingdom

Oceania

Australia

Fiji

Kiribati

Marshall Islands

Micronesia

New Zealand

Palau

Papua New Guinea

Samoa

Solomon Islands

Tonga

Tuvalu

Vanuatu

North America

Antigua & Barbuda

Bahamas

Barbados

Canada

Dominica

Dominican Republic

Grenada

Haiti

Jamaica

Mexico

St. Kitts & Nevis

St. Lucia

St. Vincent & Grenadines

Trinidad & Tobago

United States

South America

Argentina

Belize

Bolivia

Brazil

Chile

Colombia

Costa Rica

Ecuador

El Salvador

Guatemala

Honduras

Nicaragua

Panama

Paraguay

Peru

Uruguay

Venezuela

Schedule a meeting

Let’s discuss the details

We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Zlata Erlach
Zlata Erlach

Head of the Austrian office

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