Updated on January 31, 2025
Malta Citizenship
Living in the European Union and travelling around the world
€690,000+
Investment amount
1 or 3 years
Obtaining period
5 years
Real estate investment return
Malta does not grant citizenship by investment directly but wealthy foreigners may apply for Malta citizenship for exceptional services by direct investment.
The minimum investment is €690,000. It includes meeting three mandatory conditions:
Contribute at least €600,000 to the National Development and Social Fund.
Rent for €16,000+ per year or purchase for €700,000+ a residential property in Malta.
Donate at least €10,000 to a Maltese non-government organisation.
Citizenship for exceptional services is acquired by naturalisation. First, investors get Malta residency and maintain it for 1 or 3 years; only then may they apply for a passport.
The duration of residency required for citizenship is determined by the contribution amount: €600,000 equals 3-year residency, while €750,000 reduces it to 1 year.
Foreigners can become Maltese citizens if they pass a strict Due Diligence check. The terms and requirements for applicants are regulated by the Maltese Citizenship Act, amended in November 2020.
Benefits of Maltese citizenship
1
Moving to the EU at any time
Malta, an EU member state, allows its citizens unrestricted entry and the freedom to reside indefinitely on the island.
Citizens have the right to seek employment, establish a business, or enrol in educational programs without the need for additional permits.
Malta, an EU member state, allows its citizens unrestricted entry and the freedom to reside indefinitely on the island.
Citizens have the right to seek employment, establish a business, or enrol in educational programs without the need for additional permits.
2
Visa-free travel to the USA, the UK, and Canada
Maltese citizens can travel to 169 countries visa-free. The list includes the Schengen countries, the USA, the UK, Canada, Japan, Singapore, and Hong Kong
Maltese citizens can travel to 169 countries visa-free. The list includes the Schengen countries, the USA, the UK, Canada, Japan, Singapore, and Hong Kong
3
Residing in Switzerland, Norway, Iceland, or Liechtenstein
Maltese citizens can live in any Schengen country, including those not part of the European Union. There are no restrictions on entry or stay in the region’s countries.
Maltese citizens can live in any Schengen country, including those not part of the European Union. There are no restrictions on entry or stay in the region’s countries.
4
High-quality healthcare
Malta covers its citizens by national health insurance, granting free healthcare in public facilities. Investors and their family members can also access high-quality private clinics in Malta and throughout the EU without requiring additional permits.
Malta covers its citizens by national health insurance, granting free healthcare in public facilities. Investors and their family members can also access high-quality private clinics in Malta and throughout the EU without requiring additional permits.
5
Education for children
Maltese passport holders can study at both public and private educational institutions in Malta, where the primary language of instruction is English.
The diplomas issued by Maltese institutions are recognised across the EU, the UK, and the USA.
Maltese passport holders can study at both public and private educational institutions in Malta, where the primary language of instruction is English.
The diplomas issued by Maltese institutions are recognised across the EU, the UK, and the USA.
6
International business
Maltese citizens can open a company in any EU country. This opportunity helps to expand a business to the international market and operate more effectively.
Maltese citizens can open a company in any EU country. This opportunity helps to expand a business to the international market and operate more effectively.
7
Retaining your first citizenship
Malta allows dual citizenship, meaning investors don’t have to give up their first passports to become Maltese citizens. The rule applies to cases where the investor’s origin country allows having multiple citizenships as well.
Malta allows dual citizenship, meaning investors don’t have to give up their first passports to become Maltese citizens. The rule applies to cases where the investor’s origin country allows having multiple citizenships as well.
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Guide to obtaining Malta citizenship
Step-by-step procedure
Requirements for applicants
Required documents
Answers to frequently asked questions
PDF, 36 pages, 12 MB
Who can get Malta citizenship?
Expenses for obtaining Malta citizenship
Investors fulfil three obligatory investment conditions:
Contribute to the National Development and Social Fund, NDSF.
Donate to a non-governmental organisation.
Buy or rent residential real estate in Malta.
If the investor contributes €600,000 to the NDSF, they may apply for citizenship after 3 years of residency. The contribution of €750,000 allows 1 year of residency. An additional €50,000 is added per family member included in the citizenship application, irrespective of the chosen residency term.
1 option
Rent of accommodation — €690,000+
The first step for an investor is to get a residence permit. That requires having a residential address in Malta, which can be rented for 1 or 3 years.
Applying for citizenship requires a new rental agreement for at least €16,000 per year. The rental term is at least 5 years.
2 option
Purchase of accommodation — €1,380,000+
Investors buy real estate worth at least €700,000.
The ownership period is 5 years, starting with obtaining citizenship. After that, the property can be sold, and the money returned.
Expenses for a family of 4
The spouses and two children aged 9 and 17
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Individual cost calculation for Malta citizenship
Get an individual calculation for your family with all associated costs and government fees
Real estate for Malta citizenship
Documents required to apply for Malta citizenship
Lawyers prepare three packages of documents: to get a residence permit, pass the Eligibility Assessment, and apply for citizenship.
All documents are translated into English and apostilled.
Why is the agent's licence important?
The Maltese Citizenship Act does not allow foreigners to apply for citizenship for exceptional services directly. Only official representatives licensed by the Government of Malta can apply on behalf of their clients.
Any application submitted by an unlicensed agent is rejected, resulting in the applicant losing time and money.
Step-by-step procedure for obtaining Malta citizenship
Depending on the investment amount, citizenship can be obtained in 1 or 3 years. In both cases, the procedure is similar.
1 day
Preliminary Due Diligence
Due Diligence is a crucial step in applying for Malta citizenship. It determines whether the Maltese authorities will approve the investor’s application.
Immigrant Invest’s certified Anti Money Laundering Officer examines the investor’s documents and identifies possible risks that could result in the application being rejected.
Immigrant Invest has its own Compliance Department. We check the applicant confidentially against international legal and business information databases.
If any issues may cause the rejection of the investor’s application, we offer other paths to a second citizenship.
Pass a quick test and learn the nuances that can prevent you from obtaining a second citizenship.
Up to 2 weeks
Clearance
The initial clearance for citizenship involves a screening process conducted by the Community Malta Agency for all applicants aged 12 and older. During this phase, Maltese authorities carry out essential background checks, including searches through the Europol and Interpol databases.
4+ weeks
Obtaining a residence permit
The residence permit is mandatory for all applicants over 18. However, for the 1-year citizenship route, minors aged 16 and older should also apply for residency permits. For the 3-year route, this applies to minors aged 15 and up.
The investor must secure accommodation and a registered address in Malta, gather necessary documents, and complete government forms. Immigrant Invest prepares everything and assists at each step.
Applicants are required to visit Malta for biometric submission, with residency cards issued within approximately 2 weeks.
Residence permits are valid for 36 months and can be extended to complete the citizenship application.
4+ months
Eligibility Assessment
The Eligibility Assessment application must be filed within 12 months of receiving the residence permit cards, involving all applicants.
Immigrant Invest lawyers help with document preparation, translation, and certification in Malta, eliminating the need for an apostille or other legalisation. Although documents certified in the applicant’s home country must be notarized and apostilled.
The Community Malta Agency’s Due Diligence takes between 120 to 150 days, depending on their workload and the thoroughness of the documents prepared by a licensed agent.
Minister’s approval
The Minister responsible for citizenship decides whether to approve or reject each application. If approved, the investor may apply for citizenship after 1 or 3 years of holding a residence permit in Malta.
1 or 3 years after the residence permit
Applying for citizenship
If the investor opts to apply for citizenship after 1 year, applicants must confirm any significant changes in personal circumstances, such as a serious illness.
Should the application be submitted after 3 years, applicants are required to provide updated documents and certificates based on their specific situation.
2—4 weeks
Final approval by the Minister
The decision is sent as a Letter of Approval and opens up the opportunity to get citizenship.
Up to 4 months
Fulfillment of the investment condition
Investment requirements must be fulfilled within 4 months of receiving the Minister’s written approval, and the main applicant must demonstrate a connection to Malta.
Once all investment-related documents are submitted, the Agency performs updated checks. If no issues are found and the documentation is complete and accurate, an invitation to swear allegiance will be issued.
Up to 2 months
Oath and submission of biometrics
The oath of allegiance must be taken in Malta within 6 months of receiving the Minister’s final approval. All applicants over 18 must personally visit the Agency’s office in Malta to take the oath.
After the oath, biometrics are processed at the passport office, except for children under 6, who are exempt from both biometrics and the requirement to travel to Malta.
4 business days
Getting a passport in Malta
Passports are available for collection at Malta’s Passport Department 4 business days after submitting biometrics.
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Citizenship and Immigrant Invest stay with you
The long-awaited moment has arrived: you are a Maltese citizen now. After receiving their second passports, most clients turn to us for additional services. See how we continue to help our clients.
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