Portugal D7 Visa

​Frequently asked questions

• What is a Portugal D7 Visa?

  The D7 Visa is a residency visa designed for foreigners with passive income who wish to move to Portugal. It is issued for four months; within this time, an applicant must go to Portugal and apply for a residence permit.

• Who is eligible for the Portugal D7 visa?

  Foreigners from non-EU countries are eligible for the D7 Visa. The mandatory requirement for applicants is to earn a passive income of at least €920 per month in another country and purchase or rent housing in Portugal.

  The main applicant must be over 18 years old, have legal income and have no criminal record. A spouse, children under 21, and parents can get visas.

• Which documents are required to apply for a Portuguese D7 Visa?

  The following documents are required to apply for a Portuguese D7 visa:

  1. Completed visa application form.
  2. Valid international passport.
  3. Two recent colour photographs.
  4. Health insurance policy valid in Portugal.
  5. Criminal record certificate from the country of residence.
  6. Proof of accommodation in Portugal, such as property ownership documents or a long-term rental agreement.
  7. Proof of sufficient financial means.
  8. Documents confirming family relationships, if applicable, such as a marriage or birth certificate.
  9. Proof of registration for a Portuguese tax identification number.
• Among which nationalities the D7 Visa is popular?

  Citizens of Pakistan, India, the UAE, Qatar, Saudi Arabia, Argentina, and the UK tend to get the Portugal Passive Income Visa more often than others. The D7 visa is most suitable for investors, entrepreneurs, and wealthy retired foreigners.

• How much does the D7 Visa cost?

  The applicant’s costs include purchasing or renting a residential property and related taxes. In addition, the applicant gets medical insurance and pays fees for visa application and issuing residence permit cards. The total cost depends on the applicant’s family composition. To learn more, get an individual cost calculation.

• Is there any requirement for the bank balance under the D7 Visa?

  The applicant opens a bank account in Portugal and transfers money enough to live in the country for a year.

  The amount depends on the minimum salary in Portugal. In 2026, it is €920 per month. Therefore, the amount for a year is €11,040 for the main applicant. If there are family members, 50% of the amount is added per spouse or parent, and 30% is added per child.

• How long does it take to get the D7 Visa?

  The procedure takes at least 2 months. First, the applicant registers as a Portuguese taxpayer and opens an account in a local bank. After that, they choose a residential property for purchase or rent.

  The longest procedure is the visa application processing at a Portuguese consulate. The process might take up to 4 months.

  When the applicant gets approval, they can go to Portugal and apply for a residence permit.

• How long is the Portugal D7 Visa valid for?

  The D7 Visa is valid for four months. Until the expiration date, the applicant is to come to Portugal and apply for a residence permit at the AIMA, Agency for Integration, Migrations and Asylum of Portugal.

  The residence permit card received after the D7 Visa is valid for 2 years. After it expires, the resident can extend their status for another 3 years.

• Can I work in Portugal with the D7 Visa?

  No, the visa doesn’t provide such a right. But a residence permit does; the applicant gets it after a D7 Visa.

• Portugal D7 Visa taxes: which ones do I need to pay?

  The applicant pays taxes when they buy property in Portugal. First, the deals are subject to stamp duty and property transfer tax. After that, the owner pays an annual municipal property tax of 0.3 to 0.8%.

  If the visa holder lives in Portugal for more than 183 days a year, they can change the tax residency to the Portuguese one. After that, they start to pay the personal income tax, solidarity, capital gains and other taxes.

• What is the difference between the D7 Visa and Golden Visa?

  The D7 Visa applicants don’t need to meet the investment requirements; they only need to buy or rent a property and prove sufficient passive income to live in Portugal.

  The Golden Visa applicants buy real businesses, investment fund units or choose another investment option with a fixed amount. The minimum investment is €250,000.

  A residence permit by investment is suitable for wealthy people who do not plan to move to Portugal. Investors need to spend only seven days a year in the country. A residence permit after the D7 Visa obliges the holder to live in Portugal for 18 consecutive months or 16 months in total over 2 years.

• How to get a residence permit after the D7 Visa?

  Within 4 months after getting a D7 Visa, the holder must enter Portugal and apply for a residence permit. AIMA, the Agency for Integration, Migrations and Asylum of Portugal, accepts applications for residence.

  The application must be submitted in person and under a pre-booked appointment. In addition, a person submits their fingerprints for a biometric residence permit card with the application.

  The applicant pays government fees and waits for a decision. After the application is approved, a residence permit card is sent to the applicant’s registered address in Portugal.

• Can I become a Portuguese citizen with a D7 Visa?

  Yes, if you retain residency for at least five years and fulfil some other conditions, you may apply for Portugal citizenship by naturalisation.

• What is the Portugal D7 Visa minimum stay to qualify for citizenship by naturalisation?

  A resident must live more than 8 months a year for 5 consecutive years in Portugal to qualify for citizenship by naturalisation after the D7 Visa. In addition, the applicant confirms the Portuguese language proficiency at the A2 level and the absence of criminal records in Portugal.

  The Portuguese passport allows the holders to visit 172 countries without visas, including the UK and the Schengen Area. In addition, the citizens can live in any EU country of their choice.

• Can US citizens apply for a Portugal D7 Visa?

  Yes, US citizens may apply for a Portugal D7 Visa if they have legal passive income and fit other requirements.

• Is the Portugal D7 Visa only for retirees?

  No. The Portugal D7 Visa is also sometimes called the Passive Income Visa. Foreigners with legal passive income, such as dividends, rentals, royalties and pensions, may apply for it and get a residency status.

• What are the main reasons for D7 Visa refusals and how can I avoid them?

  The most common reasons for D7 Visa refusals include:

  • insufficient proof of passive income;
  • incomplete documentation;
  • lack of valid health insurance;
  • prior immigration law violations.

  Applicants should ensure they meet the minimum passive income requirement of €920 per month, present bank statements and property contracts, and pass the preliminary Due Diligence.

  Working with a licensed immigration agent such as Immigrant Invest significantly reduces the risk of refusal. We conduct preliminary Due Diligence and ensure all documents comply with Portuguese law.

• Can I include extended family members, such as adult children or siblings, in my D7 Visa application?

  You can include a spouse or partner, dependent children under 21, parents.

• Do I need to speak Portuguese to qualify for the D7 Visa or permanent residence?

  You do not need to speak Portuguese to obtain the D7 Visa.

  If you decide to apply for Portuguese citizenship after 5years of residency, you must pass an A2-level Portuguese language test.

• Can I combine different sources of passive income to meet the minimum requirement?

  Yes. The Portuguese authorities accept multiple sources of passive income, such as pensions, dividends, royalties, interest, and rental income.

  The combined monthly total must be at least €920 for the main applicant, plus 50% for a spouse and 30% for each child. You will need to provide official documentation for each income stream.

• What are my healthcare options as a D7 Visa holder in Portugal?

  D7 Visa holders must have private health insurance at the time of application. Once you obtain your residence permit, you can register with Portugal’s National Health Service, SNS, and access public healthcare at low or no cost.