Panama Golden Visa

​Frequently asked questions

• What is the Panama Qualified Investor Programme?

  The Panama Qualified Investor Programme is a residency-by-investment pathway that grants foreign nationals permanent residence in Panama after making a qualifying investment and passing Due Diligence.

  The programme is regulated by Panamanian law and designed to attract foreign capital into the national economy.

• Why do investors choose Panama for residency by investment?

  Investors choose Panama for its stable legal framework, investor-friendly immigration rules, strategic geographic position, and flexible residency conditions.

  The programme offers immediate permanent residence, multiple investment options, and long-term prospects, including eligibility for citizenship.

• How does the Panama Golden Visa differ from other residency programmes?

  Unlike many residency programmes, Panama grants permanent residence directly, without a temporary stage.

  The programme also offers flexible physical presence requirements and diverse investment routes, making it attractive to internationally mobile investors.

• How to obtain Panama Residency by Investment?

  To obtain residency under the Panama Qualified Investor Programme, an investor makes a qualifying investment in Panama and passes Due Diligence.

  Eligible investment options include:

  • real estate purchase;
  • fixed-term bank deposit;
  • securities investment through a licensed brokerage firm.

  After approval, investors receive permanent residence status in Panama.

• What are the required documents to obtain a Panama Golden Visa?

  To apply for Panama residency, investors typically submit:

  • passport copy;
  • criminal record for adult dependants;
  • proof of studies for dependants over 18;
  • affidavit of dependency;
  • valid passport;
  • application forms;
  • proof of funds and source of income;
  • civil status documents;
  • investment documentation.

  A lawyer verifies documents to ensure compliance with Panamanian regulations.

• What are the benefits of the Panama Golden Visa?

  The Panama Golden Visa offers investors:

  • permanent residence in a stable jurisdiction;
  • 3 flexible investment options;
  • fast processing timeline;
  • no mandatory stay in Panama;
  • favourable tax environment;
  • strategic location in the Americas;
  • eligibility to include family members;
  • predictable legal framework;
  • access to Panama’s banking and business infrastructure;
  • potential investment returns.
• Who is eligible for the Panama Qualified Investor Programme?

  An adult investor with legal income and a clean criminal record may apply.

  Eligible family members include:

  • spouse;
  • children;
  • dependent parents.

  Each family member receives residence status together with the main applicant.

• How much investment is required for the Panama Golden Visa?

  Minimum investment thresholds depend on the chosen option:

  • real estate — at least $300,000;
  • bank deposit — at least $750,000+;
  • securities investment — at least $500,000.

  Additional costs include government fees, legal services, and Due Diligence.

• Can I include my family in the application?

  Yes. Investors may include:

  • spouse;
  • children;
  • dependent parents.

  Family members obtain residence status on the same legal basis as the main applicant.

• Is there a stay requirement in Panama?

  The programme does not require permanent relocation. Investors may live in Panama or abroad while maintaining residence status.

• Can I sell the investment asset?

  Yes. Investors may sell or reinvest after the mandatory holding period of 5 years, subject to legal and tax rules.

• Can Panama residence lead to citizenship?

  After holding permanent residence for 5 years, residents may become eligible to apply for Panamanian citizenship, subject to statutory requirements and government approval.

• How long must the investment be maintained?

  The qualifying investment must be maintained for at least 5 years to preserve residency status under the programme.

• What rights does Panama permanent residence provide?

  Permanent residents may:

  • reside in Panama;
  • open bank accounts;
  • purchase property;
  • conduct business activities in accordance with local law;
  • travel in and out of the country without restrictions related to residency status.
• What taxes apply to residents in Panama?

  Panama applies a territorial tax system, meaning taxes generally apply only to income sourced within Panama. Income earned outside the country is usually not subject to Panamanian taxation.

• Can investments generate income?

  Yes. Real estate and financial investments may generate rental income, interest, or capital appreciation, subject to market conditions and taxation.