Fresh start at 65: how US retirees moved to Spain on the visa for financially independent
When you retire, you expect a kind of stillness. But for us, that stillness became a quiet longing for something more, a new rhythm… a new country.
Immigrant Invest didn’t just help us get residency in Europe; they showed us a new way to live. They gave us the blueprint for a second chapter, and that’s a gift you can’t put a price on.

Richard,
Obtained Spain residency for financially independent
Clients’ names and photos have been changed

This case was provided by our expert

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Fresh start at 65: how US retirees moved to Spain on the visa for financially independent
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Streamlined process: how Richard and Nancy became Spanish residents
The process of obtaining Spanish Non-Lucrative Visas for Richard and Nancy took 4.5 months. Immigrant Invest guided them throughout the entire procedure.
See which steps you would need to take if you decide to follow in their footsteps.
February 3rd, 2025
Preliminary Due Diligence
Before signing an agreement, Immigrant Invest’s lawyers screened Richard’s background using international legal and business information databases to ensure everything was in order.
This preliminary check helped reduce the risk of refusal to just 1%.
Before signing an agreement, Immigrant Invest’s lawyers screened Richard’s background using international legal and business information databases to ensure everything was in order.
This preliminary check helped reduce the risk of refusal to just 1%.
+ 3 weeks, €3,750
Preparation of documents
Immigrant Invest’s lawyers prepare a personalised list of documents, including:
- valid passports;
- marriage certificate;
- completed D visa application form;
- criminal record certificate;
- proof of passive income;
- health insurance with cover of at least €30,000;
- rental agreement in Spain;
- passport-sized photos.
Lawyers also completed the required government forms.
Richard paid €1,250 for document preparation and an administrative fee of €300. He also purchased health insurance for himself and Nancy at €1,100 per person.
Immigrant Invest’s lawyers prepare a personalised list of documents, including:
- valid passports;
- marriage certificate;
- completed D visa application form;
- criminal record certificate;
- proof of passive income;
- health insurance with cover of at least €30,000;
- rental agreement in Spain;
- passport-sized photos.
Lawyers also completed the required government forms.
Richard paid €1,250 for document preparation and an administrative fee of €300. He also purchased health insurance for himself and Nancy at €1,100 per person.
+ 2 months
Acquisition of D visas to enter Spain
Richard and Nancy applied for national D visas to enter Spain, submitted biometrics, and requested a residence permit.
The lawyer arranged an appointment at the Spanish consulate in Boston.
Richard and Nancy applied for national D visas to enter Spain, submitted biometrics, and requested a residence permit.
The lawyer arranged an appointment at the Spanish consulate in Boston.
+ 3 weeks, €3,700
Renting of housing in Spain
Immigrant Invest helped select a suitable apartment and concluded a rental agreement.
Richard covered the first month’s rent and a one-month security deposit.
Immigrant Invest helped select a suitable apartment and concluded a rental agreement.
Richard covered the first month’s rent and a one-month security deposit.
June 19th, 2025, €150
Trip to Spain and obtaining residency
The D visa was valid for 90 days.
Richard and Nancy entered Spain and submitted the residence permit application at the foreigners’ registration office or a police station. Richard paid €150 for the issuance of two residence permit cards.
When residence permit cards were ready, Richard and Nancy collected them in person.
The D visa was valid for 90 days.
Richard and Nancy entered Spain and submitted the residence permit application at the foreigners’ registration office or a police station. Richard paid €150 for the issuance of two residence permit cards.
When residence permit cards were ready, Richard and Nancy collected them in person.
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