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Fresh start at 65: how US retirees moved to Spain on the visa for financially independent

When you retire, you expect a kind of stillness. But for us, that stillness became a quiet longing for something more, a new rhythm… a new country.

Immigrant Invest didn’t just help us get residency in Europe; they showed us a new way to live. They gave us the blueprint for a second chapter, and that’s a gift you can’t put a price on.

Richard

Richard,

Obtained Spain residency for financially independent

Clients’ names and photos have been changed

Spain residency for financially independent

This case was provided by our expert

Alina Mishurenko
Alina Mishurenko

Editor-in-chief, content creator

Fresh start at 65: how US retirees moved to Spain on the visa for financially independent

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Individual cost calculation for the Spain Non-Lucrative Visa

Individual cost calculation for the Spain Non-Lucrative Visa

Streamlined process: how Richard and Nancy became Spanish residents

The process of obtaining Spanish Non-Lucrative Visas for Richard and Nancy took 4.5 months. Immigrant Invest guided them throughout the entire procedure.

See which steps you would need to take if you decide to follow in their footsteps.

1

February 3rd, 2025

Preliminary Due Diligence

Before signing an agreement, Immigrant Invest’s lawyers screened Richard’s background using international legal and business information databases to ensure everything was in order.

This preliminary check helped reduce the risk of refusal to just 1%.

2

+ 3 weeks, €3,750

Preparation of documents

Immigrant Invest’s lawyers prepare a personalised list of documents, including:

  • valid passports;
  • marriage certificate;
  • completed D visa application form;
  • criminal record certificate;
  • proof of passive income;
  • health insurance with cover of at least €30,000;
  • rental agreement in Spain;
  • passport-sized photos.

Lawyers also completed the required government forms.

Richard paid €1,250 for document preparation and an administrative fee of €300. He also purchased health insurance for himself and Nancy at €1,100 per person.

3

+ 2 months

Acquisition of D visas to enter Spain

Richard and Nancy applied for national D visas to enter Spain, submitted biometrics, and requested a residence permit.

The lawyer arranged an appointment at the Spanish consulate in Boston.

4

+ 3 weeks, €3,700

Renting of housing in Spain

Immigrant Invest helped select a suitable apartment and concluded a rental agreement.

Richard covered the first month’s rent and a one-month security deposit.

5

June 19th, 2025, €150

Trip to Spain and obtaining residency

The D visa was valid for 90 days. 

Richard and Nancy entered Spain and submitted the residence permit application at the foreigners’ registration office or a police station. Richard paid €150 for the issuance of two residence permit cards.

When residence permit cards were ready, Richard and Nancy collected them in person.

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