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Real estate investment in Netherlands

Foreigners can freely buy, sell and rent out real estate in the Netherlands.

Statistics confirm the liquidity of investments: residential real estate prices grow every quarter by an average of 2.6%. Five years ago, an apartment of 100 m² cost an average of €293,000, and today it is sold for €467,000.

€4,670 Average price per 1 m²
of housing in the Netherlands
2,6% Average price per 1 m²
increase per quarter
4,2—26% Buyers’ related expenses,
of the transaction amount

Cost of a 3-bedroom apartment in the Netherlands

€4.5 million

Penthouse or apartment
in the centre of Amsterdam

€2.7 million

Apartment in Amsterdam,
in a 10-minute drive from the centre

€2.7 million

Apartment in Rotterdam

What do investors buy?

The most expensive real estate is in the capital, Amsterdam.

Apartments

  • penthouses
  • apartments

Houses

  • townhouses
  • mansions
  • villas and estates

The Netherlands residence permit or citizenship by real estate investment

Obtaining a residence permit and citizenship is not connected with purchasing real estate. The country has a program for getting a residence permit by investing at least €1.25 mln in the country’s economy. The program does not provide a real estate option.

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Taxes and associated costs

Purchase
Ownership
Sale

Property buyers pay a value-added tax for new builds or a transfer tax for resale properties and additional fees.

According to the law of the Netherlands, the transaction must be closed by a lawyer, so the fee for notarial and legal support of the transaction is a mandatory expense item when buying real estate.

Associated costs will range from 4.2% to 26% of the purchase agreement value. When buying a new apartment worth €3 mln, the investor will spend €3.69 mln, considering additional costs.

4.2—26% Of the contract value are related costs for the purchase of housing in the Netherlands
Purchase expenses
New buildings

VAT

21%

Of the transaction amount

Secondary housing

Transfer tax

2%

Of the transaction amount

Notarial and legal support of the transaction

Rate —is the subject of the contract

1.2— 1.8%

VAT included

Registration fee
1—1.2%
Agency fee

If a real estate agency is involved in the transaction

2%

VAT included

Taxes

Owners pay an annual property tax of 0.1% to 0.3% of the cadastral value. The municipality sets the tax rate.

If the owner rents out the property, they pay a tax on rental income. The tax rate is 0.5% to 1.6% of the cadastral property value.

€1,956 Approximate annual costs for
maintenance of an apartment

Communal payments

Electricity, gas, water, heating, and garbage collection
€116—250 

per month

Internet, TV and telephone
€30—60 

per month

Individuals do not pay a capital gains tax on selling real estate in the Netherlands.

0% Capital gains tax on the sale of real estate for individuals in the Netherlands